Baby boomers, who were born between 1946 and 1964, are entering
their retirement years. Since rates of self-employment rise with
age, a disproportionate share of the self-employed is composed of
middle aged or older workers. Some of these workers have been
self-employed for much or all of their working lives while others
have transitioned to self-employment later in their careers, often
as a way of moving into retirement. Future predictions of baby
boomers as a key catalyst for small business growth in the next
decade and beyond have tended to neglect an important trend. The
self-employment rate among those nearing retirement (defined as
individuals aged 55-64) has dropped substantially in the past 20
years. This book addresses questions about this decline, and
discusses the self-employment transitions among the older American
workers with career jobs.
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