Volume II in the "Reflections on Risk" series features 26 research notes by 14 different authors, all current or former graduate students at the University of Washington's Information School. Each research note is focused on a different contemporary risk issue. The volume is edited by Emily Oxenford, former ASA research associate. She has placed the research notes within the following chapters: Critical Infrastructure (Chapter 1); Privacy (Chapter 2); Finance (Chapter 3); Data Security (Chapter 4); Physical Risks (Chapter 5); Policies and Governance (Chapter 6). From early reviews: "This second volume of Annie Searle's Reflections on Risk continues her tradition of bringing critical issues facing our society to the forefront through a careful combination of education, collaboration and inspiration. The essays in this book are a result of her mentorship and guidance of students in the University of Washington Master of Science in Information Management program at the University of Washington Information School, and provide a window into the varied and complex issues facing individuals and organizations as we move further into the Information Age. The background and insights provided in this work should be required reading for all; they illuminate the numerous and diverse challenges we face in managing and securing our information assets in the digital world, as well as providing a glimpse into the minds that will be shaping our future. " -- Michael Crandall, Senior Lecturer and Director, iAffiliates Program, University of Washington Information School "Annie Searle's Reflections on Risk, Volume II, shines a much-needed lens on a range of the most pressing issues facing all firms - both public and private - today from the phenomenon of big data, mobile payments and Bitcoin to the increasing and ever-present threat of cybercrime in all industry sectors. The sheer range of current operational risk issues addressed in this book makes it required reading for all risk managers." -- Victoria Tozer-Pennington, Editor, The Risk Universe. "A thought provoking collection of essays on risk management by Annie Searle and colleagues. Reflections on Risks, Volume II touches a range of contemporary topics from big data to mobile transactions and shines light on the risk management challenges facing organizations of all sizes and forms. The essays offer much to ponder and reflect for both novices and experienced risk managers." -- Kevin C. Desouza, Author, Intrapreneurship: Managing Ideas within Your Organization