Unlike some other reproductions of classic texts (1) We have not used OCR(Optical Character Recognition), as this leads to bad quality books with introduced typos. (2) In books where there are images such as portraits, maps, sketches etc We have endeavoured to keep the quality of these images, so they represent accurately the original artefact. Although occasionally there may be certain imperfections with these old texts, we feel they deserve to be made available for future generations to enjoy.

Unlike some other reproductions of classic texts (1) We have not used OCR(Optical Character Recognition), as this leads to bad quality books with introduced typos. (2) In books where there are images such as portraits, maps, sketches etc We have endeavoured to keep the quality of these images, so they represent accurately the original artefact. Although occasionally there may be certain imperfections with these old texts, we feel they deserve to be made available for future generations to enjoy.

The Complete Debt Relief Manual is the definitive guide to paying off and eliminating any kind of debt. Written from a procedure writer's perspective, it will guide you, with detailed steps, sample letters, and checklists, through the processes of budgeting, deciding the best way to pay off debts, negotiating settlements with credit card companies or the IRS without getting scammed by debt settlement or consolidation companies, dealing with debt collector calls and hassles, handling or avoiding lawsuits, determining whether or not to declare bankruptcy and how to avoid it, and repairing your credit and improving your credit score. Foreclosure is not dealt with due to its specialized nature and the risks involved of tackling it without an attorney. Born from the author's painful lessons learned and personal experience, The Compete Debt Relief Manual is a treasure of accurate and effective procedures to guide your every step on your journey to debt freedom.

The Quetzal (pronounced Ketsel) is a bird of the Central American rain forests. It has a red crest and red, white and green plumage. The male bird also has spectacular, long green tail feathers. It was the Holy Bird of the Maya Indians of Yucatan.

The Complete Debt Relief Manual is the definitive guide to paying off and eliminating any kind of debt. Written from a procedure writer's perspective, it will guide you, with detailed steps, sample letters, and checklists, through the processes of budgeting, deciding the best way to pay off debts, negotiating settlements with credit card companies or the IRS without getting scammed by debt settlement or consolidation companies, dealing with debt collector calls and hassles, handling or avoiding lawsuits, determining whether or not to declare bankruptcy and how to avoid it, and repairing your credit and improving your credit score. Foreclosure is not dealt with due to its specialized nature and the risks involved of tackling it without an attorney. Born from the author's painful lessons learned and personal experience, The Compete Debt Relief Manual is a treasure of accurate and effective procedures to guide your every step on your journey to debt freedom.

The Roman Empire is collapsing, and the legions are returning to their homeland. Villagers from the crowded east of Europe seize the opportunity of moving into the vacuum left by the departing forces. This story is about one group of these easterners as they set up their new home in the new lands. It follows the history of the village and its castle and the new trades that have to be mastered; it describes the good and bad people of the village through the centuries, the barons and the workers. It also tells about the beliefs of the villagers and of the people in the neighbouring places, and about the superstitions, ghosts and spirits that surrounded them. And it also tells about a young English - or is she Scottish? - girl who is surprised to find herself entangled in the life of the village, What is it, anyway, that decides whether you are English or Scottish?

The Roman Empire is collapsing, and the legions are returning to their homeland. Villagers from the crowded east of Europe seize the opportunity of moving into the vacuum left by the departing forces. This story is about one group of these easterners, as they set up their new home in the new lands. It follows the history of the village and its castle and the new trades that have to be mastered; it describes the good and bad people of the village through the centuries, the barons and the workers. It also tells about the beliefs of the villagers and of the people in the neighbouring places and about the superstitions, ghosts and spirits that surround them. And it also tells about a young English - or is she she Scottish? - girl who is surprised to find herself entangled in the life of the village. What is it, anyway, that decides whether you are English or Scottish?