This is an essential - must have, insider's guide on "How to save
money on car insurance." A former insurance advisor talks about the
14 factors that affect the Premium and how to lower your insurance
quote substantially. Jargon free, yet comprehensive and easy to
follow, this guide explains the overall insurance
principles/concepts, the insurance company's rights, your rights as
a customer, plus useful advice and suggestions. Car insurance is
calculated based on multiple factors, mostly automatically. This
book covers topics of insurance quote gathering process, and
provides necessary information about the factors affecting the
price- such as Age, Advanced Driving Tests, No Claim Discounts,
Gender, Marital Status, Risk Address, License types, Car models,
Excess, Additional drivers etc. Different types of Cover -
Comprehensive, Third Party Fire and Theft; and Third Party Only,
are also discussed. The final and crucial chapter covers the most
neglected areas in the insurance industry, Accidents, Claims and
Compensation. This chapter prepares you for insurance related
issues in case of an accident, preparation before and after
accident situations, such as court case, procedures for making
complaints and what to do in case of a hit and run driver etc. A
succinct FAQ section and an Index allows readers to access required
information quickly and easily.
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