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Books > Business & Economics > Finance & accounting > Finance > Insurance
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Making Decisions About Liability And Insurance - A Special Issue of the Journal of Risk and Uncertainty (Hardcover, Reprinted from JOURNAL OF RISK AND UNCERTAINTY, 7:1, 1993)
Loot Price: R4,496
Discovery Miles 44 960
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Making Decisions About Liability And Insurance - A Special Issue of the Journal of Risk and Uncertainty (Hardcover, Reprinted from JOURNAL OF RISK AND UNCERTAINTY, 7:1, 1993)
Expected to ship within 12 - 17 working days
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Two related trends have created novel challenges for managing risk
in the United States. The first trend is a series of dramatic
changes in liability law as tort law has expanded to assign
liability to defendants for reasons other than negligence. The
unpredictability of future costs induced by changes in tort law may
be partly responsible for the second major trend known as the
liability crisis' - the disappearance of liability protection in
markets for particularly unpredictable risks. This book examines
decisions people make about insurance and liability. An
understanding of such decision making may help explain why the
insurance crisis resulted from the new interpretations of tort law
and what to do about it. The articles cover three kinds of
decisions: consumer decisions to purchase insurance; insurer
decisions about coverage they offer; and the decisions of the
public about the liability rules they prefer, which are reflected
in legislation and regulation. For each of these three kinds of
decisions, normative theories such as expected utility theory can
be used as benchmarks against which actual decisions are judged.
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