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Books > Business & Economics > Economics > Development economics
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Microfinance, Debt and Over-Indebtedness - Juggling with Money (Hardcover, New)
Loot Price: R4,875
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Microfinance, Debt and Over-Indebtedness - Juggling with Money (Hardcover, New)
Series: Routledge Studies in Development Economics
Expected to ship within 12 - 17 working days
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Although microcredit programmes have long been considered efficient
development tools, many forms of debt-induced distress have emerged
in their wake. This has brought to light the problem of
over-indebtedness, a topic which has been previously underexplored
in the literature. This new book, from a group of leading scholars,
explores the manifestations, scale, and economic and social
implications of household over-indebtedness in areas conventionally
considered as financially excluded. The book approaches debt not
only as a financial transaction, but also as a form of social bond,
and offers a socioeconomic analysis of over-indebtedness. The
volume puts forward a broad definition of over-indebtedness,
highlighting its situational and semantic complexity and diversity.
It provides a close analysis of local conceptions of debt and
over-indebtedness, highlighting frameworks of calculation and the
constant renegotiation of their boundaries. On top of this, it
looks far beyond microcredit to examine all the financial practices
that individuals juggle. The volume argues that over-indebtedness
has more to do with social inequalities than financial illiteracy,
and should therefore be understood in the light of global trends of
financialization. It also reveals the ambiguity of "financial
inclusion" policies, and in many respects questions the actions of
new credit providers. This book will be valuable reading for
students, researchers and policy makers interested in microfinance
and development issues.
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