Homeownership - a core American Dream - remains elusive to millions
of families priced out of the unstable housing market. This book
explores the delicate balance between regulations designed to
promote the production of sound, affordable housing in safe
community environments and the red tape in which housing developers
become entangled.Based on case studies of communities in New Jersey
and North Carolina, and building on extensive research on the
housing development regulatory process, the authors examine the
incidence of regulation and quantify the actual itemized costs of
excessive regulation. How are the costs of excessive regulation
distributed between developers and home buyers? How can state and
local jurisdictions reform deeply entrenched regulatory systems to
ease the delivery of affordable housing from developer to
purchaser?Red Tape and Housing Costs examines the incidence of
regulation. The distribution of these costs is critical to housing
affordability. At the same time, developers shift to building
housing for consumers to whom they can pass on the increasing costs
of regulation. Michael I. Luger and Kenneth Temkin provide
policymakers and housing advocates with hard facts and reasoned
explanations about the link between excessive regulations and
spiraling housing costs. The authors argue that their analysis will
allow policymakers to launch efforts to create responsible housing
development regulatory systems.
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