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Books > Business & Economics > Economics > Economic theory & philosophy
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A Microcredit Alternative in South Asia - Akhuwat's Experiment (Hardcover)
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A Microcredit Alternative in South Asia - Akhuwat's Experiment (Hardcover)
Series: Routledge Studies in the Growth Economies of Asia
Expected to ship within 12 - 19 working days
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Microcredit took the development world by storm as a tool for
poverty alleviation in the 1980s. After being hailed as a panacea,
a few decades on it started being forcefully criticised based on
its practice. This book explores Akhuwat (literally brotherhood), a
rapidly growing Pakistani NGO formed in 2001, which addresses the
shortcomings of conventional microfinance. Its vision is of a
society built on empathy and social solidarity and its mission is
that of creating self-sufficiency among the entrepreneurial poor.
This book examines whether Akhuwat fulfils its promises of not
pushing loans or encouraging clients to get on a debt treadmill and
helping them to avoid high debt burdens by charging no interest and
easing repayment terms. Conventional microcredit organizations are
criticised for losing sight of the original mission of poverty
alleviation by engaging in empire building and Akhuwat's goal is to
avoid this by embracing an alternative strategy of scaling up.
Finally, this book also analyses Akhuwat's approach as being gender
sensitive and embracing all religions, castes and ethnicities.
Based on fieldwork designed to assess if Akhuwat is the microcredit
alternative it claims to be, this book will be of interest to
scholars of poverty and development studies in general and
microcredit in particular.
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