When debtors file for bankruptcy protection under Title 11 of the
U.S. Code, they may exempt the value of certain property; in many
cases, this includes their homestead. In practical terms, to the
extent that the property's value does not exceed the allowed
exemption amount, the debtor may keep the property rather than its
becoming part of the bankruptcy estate and thereby being available
to satisfy creditors. This book surveys the homestead exemption
laws of the 50 states and the District of Columbia with an emphasis
on the amount of the exemptions and the extent to which debtors may
choose between federal and state exemptions.
General
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