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The Theory and Practice of Microcredit (Hardcover, New)
Loot Price: R4,487
Discovery Miles 44 870
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The Theory and Practice of Microcredit (Hardcover, New)
Series: Routledge Studies in Development Economics
Expected to ship within 12 - 19 working days
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The remarkable speed at which microcredit has expanded around the
world in the last three decades has piqued the curiosity of
practitioners and theorists alike. By developing innovative ways of
making credit available to the poor, the idea of microcredit has
challenged many traditional assumptions about both poverty
reduction strategies and financial markets. While this has
encouraged new theorising about how microcredit works, the practice
of microcredit has itself evolved, often in unpredictable ways,
outpacing the development of theory. The Theory and Practice of
Microcredit aims to remedy this imbalance, arguing that a proper
understanding of the evolution of practice is essential both for
developing theories that are relevant for the real world and for
adopting policies that can better realize the full potential of
microcredit. By drawing upon their first-hand knowledge of the
nature of this evolution in Bangladesh, the birthplace of
microcredit, the authors have pushed the frontiers of current
knowledge through a rich blend of theoretical and empirical
analysis. The book breaks new grounds on a wide range of topics
including: the habit-forming nature of credit repayment; the
institutional strength and community-based role of microfinance
institutions; the relationships between microcredit and informal
credit markets; the pattern of long-term participation in
microcredit programmes and the variety of loan use; the scaling up
of microenterprises beyond subsistence; the "missing middle" in the
credit market; and the prospects of linking micro-entrepreneurship
with economic development. The book will be of interest to
researchers, development practitioners and university students of
Development Economics, Rural Development, or Rural Finance, as well
as to public intellectuals.
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