Fred Cochran, the hero, is a down-at-heel gangster, trying to make a comeback. Lil Smith is his loyal moll, a tart with a heart of gold, who longs for respectability and keeps a marriage licence ready for her lucky day. Fred's shpieler (gambling den) provides a refuge for the failures of the underworld: Paddy the gambler, Tosher the ponce with his girls Betty and Rosey, and Redhot, a sad little burglar who never manages to get warm. They all look to Fred for a living and when he wins on the horses it seems the gang may be back in business.4 women, 9 men

Recent policies have replaced direct government funding for teaching with fees paid by students. As well as saddling graduates with enormous debt, satisfaction rates are low, a high proportion of graduates are in non-graduate jobs, and public debt from unpaid loans is rocketing. This timely and challenging analysis combines theoretical and data analysis and insights gained from running a university, to give robust new policy proposals: lower fees; reintroduce maintenance awards; impose student number caps; maintain taxpayer funding; cancel the TEF; re-build the external examiner system; restructure the contingent-repayment loan scheme; and establish different roles for different types of institutions, to encourage excellence and ultimately benefit society.

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