|
Showing 1 - 6 of
6 matches in All Departments
This book provides a comprehensive analysis of the cryptocurrency
phenomenon from a financial/monetary point of view. It offers a
unique slant in at least two ways, with the financial perspective
as the reference point. An examination of the technicalities
surrounding blockchain and the mining of cryptocurrencies is
included, but the reading is oriented to those who seek to better
understand how these technical issues help to explain the
functioning and the potential of cryptocurrencies, without touching
on coding aspects. Moreover, the book addresses cryptocurrencies as
an evolution of the concept of money, and it frames the analysis to
give readers all the knowledge needed to connect the cryptocurrency
phenomenon with traditional monetary theories. In so doing,
cryptocurrencies are not considered as a completely disconnected
trend, set apart from traditional financial systems, but as
innovations that will push the concept of money forward, without
dismantling previous foundations. The book also includes a
discussion on central banks, and stresses how their initial
diffidence toward cryptocurrencies has turned into a more active
approach that includes projects to develop the so-called Central
Bank Digital Currencies (CBDC), thereby completing the analysis of
the state of the art of the cryptocurrency surge. The mix of
theoretical content on the concept of money, the description of
payment tools and the functioning of the payment industry, and the
analysis of blockchain and the cryptocurrency markets makes the
book interesting reading for researchers, scholars and students of
economics, finance, or business, enabling them to develop the
ability to understand the dynamics of the cryptocurrency phenomenon
and its possible evolution.
This volume is edited by internationally recognized experts and
comprises contributions from a unique mix of academics and
practitioners, from around the world, and experts in their
respective fields. Provides a definitive, up-to-date overview of
the broad range of issues surrounding financial literacy. A
comprehensive state-of-the-art reference, offering exceptional
coverage and multiple perspectives on the current state of
knowledge, the milestones of the research field and future
developments and trends.
Are people ready to take pivotal financial decisions like choosing
a mortgage, saving for retirement, or investing their savings? How
does the degree of knowledge about financial products and services
affect the quality of their choices? Can financial fraud be
prevented by increasing consumer financial knowledge? Financial
Literacy in Europe addresses these important questions and more. In
the first part, the author investigates the concept of financial
literacy by analyzing its components and comparing different
definitions from previous studies. This then forms a comprehensive
measure of financial literacy to be applied in empirical studies
that analyze the role of financial literacy in explaining
consumers' financial behaviors. In the second part of the study,
the author uses brand new data collected by the Consumer Finance
Research Center (CFRC) from several European countries (the UK,
Germany, France, Italy, Sweden, and Spain) to assess financial
literacy in Europe and highlight similarities and differences
across countries. Filling an important gap in previous research,
the author develops a rigorous approach in the measurement of
financial literacy in order to examine European financial literacy
issues in great detail. This book, therefore, is a useful resource
for assessing the effectiveness of single financial education
programs or planning national strategies on financial education. It
can also support policy makers in developing financial regulation
and consumer protection strategies, considering the consumer
perspective and their ability to deal with financial markets and
institutions.
Are people ready to take pivotal financial decisions like choosing
a mortgage, saving for retirement, or investing their savings? How
does the degree of knowledge about financial products and services
affect the quality of their choices? Can financial fraud be
prevented by increasing consumer financial knowledge? Financial
Literacy in Europe addresses these important questions and more. In
the first part, the author investigates the concept of financial
literacy by analyzing its components and comparing different
definitions from previous studies. This then forms a comprehensive
measure of financial literacy to be applied in empirical studies
that analyze the role of financial literacy in explaining
consumers' financial behaviors. In the second part of the study,
the author uses brand new data collected by the Consumer Finance
Research Center (CFRC) from several European countries (the UK,
Germany, France, Italy, Sweden, and Spain) to assess financial
literacy in Europe and highlight similarities and differences
across countries. Filling an important gap in previous research,
the author develops a rigorous approach in the measurement of
financial literacy in order to examine European financial literacy
issues in great detail. This book, therefore, is a useful resource
for assessing the effectiveness of single financial education
programs or planning national strategies on financial education. It
can also support policy makers in developing financial regulation
and consumer protection strategies, considering the consumer
perspective and their ability to deal with financial markets and
institutions.
This volume is edited by internationally recognized experts and
comprises contributions from a unique mix of academics and
practitioners, from around the world, and experts in their
respective fields. Provides a definitive, up-to-date overview of
the broad range of issues surrounding financial literacy. A
comprehensive state-of-the-art reference, offering exceptional
coverage and multiple perspectives on the current state of
knowledge, the milestones of the research field and future
developments and trends.
This book is about retirement income security. This income security
is provided by national public pensions, corporate pensions, and
individual and reverse mortgages. However, these systems vary
greatly from country to country and, in many countries, do not
provide sufficient coverage. Ensuring income security in old age is
an important issue that must be resolved in the rapidly aging
environment of the world. From the perspective of financial
consumers, this book cross-sectionally surveys public pensions,
corporate pensions, individual pensions and reverse mortgages and
compares them among many important nations. This gives many
implications from the perspective of designing an overall income
security for each individual. In addition, it presents many of the
issues needed for these sustainable and comprehensive income
security.
|
|