Basic financial knowledge is one of the most important educational and training needs in South Africa, but thousands of people enter the working world without this knowledge. Financial skills are the best skills you can acquire, since you will be able to use them to your benefit throughout your life. Learn how to draw up a budget, use debt wisely and escape debt, borrow money from a micro-lender, provide for your family, buy your own car and home and make good investments. It also teaches you to protect yourself and your assets, plan your retirement wisely, protect your job and start your own business, use a bank's services and products, and create a positive financial future.

Key personal financial planning areas and their far-reaching positive or negative implications are described in this guide for launching or acquiring a business. Entrepreneurs learn about starting their own business with discussions on various forms of business ownership, business plans, financing, family businesses, business documentation and records, and legal matters. More advanced topics include buying an existing business, assessing financial performance, breakeven analysis, investment criteria, and problems an investor faces when purchasing a small business enterprise. Franchises are also covered as a way to expand an existing business.