How To Pick Quality Shares provides a sophisticated three-step process for analysing company financial information to find good investments. The three steps boil down to finding quality companies, avoiding dangerous or risky companies, and not paying too much for companies' shares. Applying the in-depth techniques described here will give investors a better understanding of companies, and an edge over other investors, including professional investors and analysts.Phil Oakley, an experienced investment analyst and private investor, guides the reader step-by-step through these three stages:1. For the first step, he shows how to identify the kind of high-quality companies that are capable of being profitable investments over the long term. Important themes are how much a company earns on the money it invests, reliable measures of profit and the importance of cash flow.2. Next, he shows how to spot the dangers and risks that could lead to a company being a bad investment. Here the focus is on how to analyse debt, in particular hidden debt and pension fund deficits.3.Lastly, he shows show how to value a company's shares and determine what is a reasonable price to pay to invest in that company. Phil shows why some common shortcuts to valuing shares are not very useful and how to use cash profits to value shares more reliably.At each stage, Phil explains where the investor needs to look in company financial statements to get the information they need and how to analyse this information. Illustrative examples of analysis of real company financial statements are used throughout. If you have a company's latest annual report and its current share price you have all the information you need to be a successful investor. How To Pick Quality Shares shows you how.

Discover how churches that find themselves in discord can allow Jesus, the head of the church, to lead them to unity and empower them to be the church that God wants them to be. One of the greatest problems that the church has today is that we present a picture of division and infighting to the world around us.

Let Jesus Lead shows some reasons why churches have arguments and gives a biblical answer to how we can find unity and strength in moving forward as the unified body of Christ. Learn how culture leads us away from what God desires the church to be. Understand biblical teachings that lead us to know how we can find unity. Take concrete steps to organize the church more like the early church was organized. Read about an example that shows how a church can go from total chaos to being unified. Let Jesus Lead will help you find the courage to make the changes in your life and church so that God can work in a powerful way in your local body of believers to make a difference in the world.