This volume contains the proceedings of the 13th International Conference on Financial Cryptography and Data Security, held at the Accra Beach Hotel and Resort, Barbados, February 23-26, 2009. Financial Cryptography and Data Security (FC) is a well-established int- national forum for research, advanced development, education, exploration and debate regarding information assurance in the context of ?nance and commerce. The conference covers all aspects of securing transactions and systems. The goal of FC is to bring security and cryptography researchers and pr- titioners together with economists, bankers, and policy makers. This year, we assembled a vibrant program featuring 21 peer-reviewed research paper pres- tations, two panels (on the economics of information security and on authen- cation), and a keynote address by David Dagon. Despite a proliferation of security and cryptography venues, FC continues to receive a large number of high-quality submissions. This year, we received 91 submissions(75full-lengthpapers,15shortpapersand1panel).Eachsubmission was reviewed by at least three reviewers. Following a rigorous selection, ranking and discussion process, the Program Committee accepted 20 full-length papers, 1 short paper and 1 panel. The overall acceptance rate was 24%.

PET 2003 was the 3rd Workshop on Privacy Enhancing Technologies. It all startedin2000withHannesFederrathorganizing"DesigningPrivacyEnhancing Technologies: Workshop on Design Issues in Anonymity and Unobservability," July 25-26, 2000, held at the Computer Science Institute (ICSI), Berkeley, CA (LNCS 2009). Roger Dingledine, Adam Shostack, and Paul Syverson continued in April 2002 in San Francisco (PET 2002, LNCS 2482). This year was Dresden, and as long as the new PET ?eld prospers, we intend to hold this workshop annually. The workshop focused on the design and realization of anonymity and an- censorship services for the Internet and other communication networks. Besides the excellent technical papers, we had four panels, led by Richard Clayton, - drei Serjantov, Marit Hansen, and Allan Friedman. This year we also extended our work-in-progress talk schedule, allowing 24 people from the audience to - troduce a variety of new technologies and perspectives. An event like PET 2003 cannot happen without the work and dedication of many individuals. First we thank the authors, who wrote and submitted 52 full papers. Next the program committee, who wrote 163 reviews and - lected14papersforpresentationandpublication, withadditionalreviewinghelp from Peter Berlich, Oliver Berthold, Steve Bishop, Jan Camenisch, Sebastian Clauss, Allison Clayton, George Danezis, Christian Friberg, Philippe Golle, Mike Gurski, Guenter Karjoth, Dogan Kesdogan, Stefan Kopsell, ] Thomas Kriegelstein, Heinrich Langos, Nick Mathewson, Richard E. Newman, Richard Owens, David Parkes, Peter Pietzuch, Sandra Steinbrecher, Nathalie Weiler, Matthew Wright, and Sheng Zhong."

This book constitutes the thoroughly refereed post-proceedings of the Second International Workshop on Privacy Enhancing Technologies, PET 2002, held in San Francisco, CA, USA, in April 2002. The 17 revised full papers presented were carefully selected during two rounds of reviewing and improvement. Among the topics addressed are Internet security, private authentication, information theoretic anonymity, anonymity measuring, enterprise privacy practices, service architectures for privacy, intersection attacks, online trust negotiation, random data perturbation, Website fingerprinting, Web user privacy, TCP timestamps, private information retrieval, and unobservable Web surfing.