Three young high school friends come up with a plan to free themselves from the attentions of George (Josh Peck), the school bully, in this dark coming-of-age American drama. Taking George with them on a boat trip to celebrate Sam's (Rory Culkin) birthday, the group plan a brutal prank that will humiliate George and finally put him in his place. But when Sam begins to understand that George is merely lonely and confused, and desperate for friendship, he begins to have misgivings. Despite these misgivings, events have been put in motion that none of the boys can stop.

This book presents the findings of a five-year action research programme into how far poverty-oriented microfinance institutions (MFIs) in Africa, Asia, and Latin America are contributing to global poverty reduction, and how they can do so more effectively. Martin Greeley reviews evidence on their success in reaching poorer clients and improving the average income and wealth of their clients (chs 2&3). Naila Kabeer reviews evidence on performance against a wider array of indicators, including women's empowerment, citizenship rights, and social inclusion (chs.4&5). Both authors highlight methodological difficulties associated with assessing impact, but are cautiously positive. Susan Johnson is more cautious, suggesting that the contribution of MFIs to the overall growth of financial services in selected parts of Africa and India remains small (ch.6). James Copestake reviews evidence on the organizational factors that influence achievement of MFIs' social as well as financial goals, as well as progress in routinely monitoring and managing social performance (ch.7&8). He and Anton Simanowitz then make clear and simple suggestions for how this can be done better (ch.9). This covers how MFIs can manage their 'double bottom lines' more effectively, as well as what public and private investors in microfinance can do to help them. The bigger challenge, linking up with the wider movement for corporate social responsibility, is to find ways to do so across the entire financial sector.