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Pensions and Informal Sector in India (Hardcover)
Loot Price: R1,561
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Pensions and Informal Sector in India (Hardcover)
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This book deals with the pension of uncovered people in India, the
informal or unorganized sector workers who contribute more than
fifty percent of India's total output. Until recently, these
workers don't get any old age security when they retire unlike
those from the organized sector workers such as govt. employees or
corporates. This book offers insights on the pension system of the
informal sector in India. The book is the outcome of field research
of two years and the field research was conducted on MSME sector (a
sub sector of unorganised sector) which provides the knowledge
about the present state of the unorganised sector workers in MSMEs,
their financial condition and stress, their work participation,
their awareness level of old age financial security or pension and
their financial behaviour regarding pension savings in India. This
book empirically demonstrates a relationship between financial
literacy and willingness to save for retirement benefits among the
informal sector workers in India. Access to banking also improves
the probability of retirement savings along with the gender and
education. By reading this book, readers can understand the
demographic change India is going to witness within the next thirty
years and its challenges to meet the longevity risk of these
workers.
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