This book and the underlying research address the questions: "How
successful are U.S. retirees at sustaining assets from retirement
to death?" and "What retirement strategies will enhance their
ability to live a successful retirement?" Taking a hard look at
real-world retirement statistics from multiple government surveys
to answer those questions, it calculates the effects of specific
strategies on retirement sustainability. It also discusses the
background to prior retirement planning research and describes the
three research groups used: 1) determining the success rates of the
base population considering only social capital annual income and
distributions from portfolios of financial assets, 2) adding the
strategy of home equity conversion mortgages, and 3) increasing
annual income through delayed social security benefit claiming and
continuing work after retirement. The book then examines and
compares the results for each to determine whose retirement will be
most enhanced by the strategies. Lastly, it presents case studies
applying research to real-world financial planning cases.
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