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The Crises of Microcredit (Hardcover)
Loot Price: R3,417
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The Crises of Microcredit (Hardcover)
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Microcredit programmes, long considered efficient development
tools, now face unprecedented crises in a number of countries. Is
this the end of microcredit or rather an essential step in its
expansion? Should we stop microcredit altogether or rethink the way
it is implemented? Drawing on extensive empirical research
conducted in various parts of the world - from Morocco to Senegal
to India - this important volume examines the whole chain of
microcredit to provide the answers to these questions. In doing so,
the authors highlight the diversity of crises, both in intensity
and in nature, while also shedding light on a diversity of causes,
be it microcredit organizations unprepared for massive growth,
saturated local economies or greedy investors and shareholders
attracted by profits. Crucially, the authors demonstrate that
microcredit is not a monolithic project, and the crises should also
be analysed in the light of national histories and policies. An
original and necessary intervention in what has become one of the
most contentious topics within the development world.
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