This book examines the Federal Trade Commissions' (FTCs) study on
the accuracy and completeness of consumer credit reports. The FTC
contracted a research team to conduct two pilot studies and collect
the data for the main study described in this book. The study was
designed to be the first to engage all the primary groups that
participate in the credit reporting and scoring process; consumers,
lenders/data furnishers, the Fair Isaac Corporation, and the CRAs;
and to provide an overview of the credit reporting industry, the
dispute process, and the need for an accuracy study.
General
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