Predatory Lending and the Destruction of the African-American Dream (Hardcover)

Since the Great Recession of 2008, the racial wealth gap between black and white Americans has continued to widen. In Predatory Lending and the Destruction of the African-American Dream, Janis Sarra and Cheryl Wade detail the reasons for this failure by analyzing the economic exploitation of African Americans, with a focus on predatory practices in the home mortgage context. They also examine the failure of reform and litigation efforts ostensibly aimed at addressing this form of racial discrimination. This research, augmented by first-hand narratives, provides invaluable insight into the racial wealth gap by vividly illustrating the predation that targets African-American consumers and examining the intentionally obfuscating settlement terms of cases brought by the U.S. Department of Justice, states attorneys, and municipalities. The authors conclude by offering structural, systemic changes to address predatory practices. This important work should be read by anyone seeking to understand racial inequality in the United States.

General

Imprint:	Cambridge UniversityPress
Country of origin:	United Kingdom
Release date:	July 2020
Authors:	Janis Sarra • Cheryl L. Wade
Dimensions:	236 x 159 x 24mm (L x W x T)
Format:	Hardcover
Pages:	326
ISBN-13:	978-1-108-49606-3
Categories:	Books > Social sciences > Sociology, social studies > Social issues > Equal opportunities Books > Social sciences > Politics & government > Political structure & processes > Constitution, government & the state Books > Law > Jurisprudence & general issues > Legal profession > Legal ethics & professional conduct Books > Law > Laws of other jurisdictions & general law > Courts & procedure > General Books > Social sciences > Sociology, social studies > Ethnic studies > Multicultural studies > General Books > Law > Laws of other jurisdictions & general law > Financial, taxation, commercial, industrial law > Financial law > Banking law Promotions
LSN:	1-108-49606-7
Barcode:	9781108496063

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