Personal Finance for the Real World teaches the basics of personal
finance by involving the reader in various financial exercises and
eventually constructing a personal financial plan. Users not only
track their spending for a month, but also set personal financial
goals and incorporate them into a realistic budget. This book also
teaches time-value of money calculations, which enable readers to
calculate their necessary monthly savings in order to reach
targeted investment goals. This book conducts a thorough review of
credit, complete with strategies to pay off credit card and other
forms of debt. It features discussions on student debt as well,
with particular attention to appropriate pay-down strategies and
the financial payoffs to different academic majors. Personal
Finance for the Real World immerses users in real and purposeful
financial activities, while teaching personal finance vocabulary
and encouraging readers to take seriously the financial side of
their lives."
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