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Blackstone's Guide to the Consumer Credit Act 2006 (Paperback, New)
Loot Price: R2,725
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Blackstone's Guide to the Consumer Credit Act 2006 (Paperback, New)
Series: Blackstone's Guide
Expected to ship within 12 - 17 working days
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The Blackstone's Guides Series delivers concise and accessible
books covering the latest legislation changes and amendments.
Published within weeks of an Act, they offer expert commentary by
leading names on the effects, extent and scope of the legislation,
plus a full copy of the Act itself. They offer a cost-effective
solution to key information needs and are the perfect companion for
any practitioner needing to get up to speed with the latest
changes. The Department of Trade and Industry has been conducting a
major revision of consumer credit law over the past few years. Its
proposals on substantial changes to existing law were contained in
its White Paper published in December 2003: Fair, Clear and
Competitive - The Consumer Credit Market in the 21st Century. Since
then, this programme has been implemented by a series of new
statutory instruments and a major new Consumer Credit Act which
runs to 70 sections and revolutionises the present law and practice
of consumer credit. The new Act principally amends the Consumer
Credit Act 1974, which is the statute governing the licensing of,
and other controls on, traders concerned with the provision of
credit or the supply of goods on hire or hire-purchase to
individuals. Significant changes brought in by the new Act include
the following; * The re-definition of "consumers" whose agreements
are to be regulated by the Act and financial ceilings on consumer
credit and hire agreements removed * The consequences of trading
without a license are to be made more severe and the whole process
of licensing to be modernised * Consumer credit is to be brought
within the remit of the Financial Ombudsman This Guide covers all
of these new provisions, together with the growing importance of
the internet and electronic technology to this area of the law,
whilst also placing the new Act in the context of what has gone
before. The commentary in the Guide is structured in a clear and
logical way, thus enabling readers to quickly access the
information they require.
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