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"A Guide to SME Finance" is a brief guide to designing and
implementing an SME finance program within a commercial bank or
other financial institution, such as an NGO. This work covers the
rationale behind SME finance - why it makes sense for a bank to
enter this market sector, followed by a step-by-step approach to
designing and implementing the program. Munro highlights the need
to automate the lending process, and offers a lengthy description
of how this can be accomplished. Examples of loan application,
analysis, and approval forms and templates are included along with
instructions for use. Additional formats are provided for loan
officer goals and periodic reviews, portfolio and relationship
profitability management, as well as a model credit score card to
use as a 'sift' for loan applicants.
Six previously published short stories, collected from the pages of
Mammoth Book of Best New Erotica, Thou Shalt Not (Stories of Dark
Crime and Horror), Best of Crossed Genres (Fantasy & Science
Fiction with a Twist), South Dakota Review, and others. From New
Orleans to Mexico to ancient Hawaii, six sensual, darkly fantastic
tales reimagine classics such as Dorian Gray, Helen of Troy, and
The Yellow Wallpaper. An obsessed paparazzo stalks his subject-a
singer whose photos morph but face remains unchanged. An unborn
triplet haunts and taunts its mother for the choice she made. An
infertile woman seeks to learn the language of the dead baby she
continues to carry.
Sensual yet comic, the love child of Anais Nin and David Sedaris
might have penned these literary tales of lust and laughter,
collected from the pages of Best American Erotica, Mammoth Book of
Best New Erotica, Best Women's Erotica, Best of Literary Mama,
Clean Sheets, Zyzzyva, and others. Erotic, humorous, and poignant
stories about real-life challenges and their impact on the libido.
A candid and often whimsical look at sex and the sexes.
In 1882, D.B. Munro wrote that "a new Grammar of the Homeric
dialect is sorely wanted." Monro's 2nd edition (1891), long out of
print, is presented here in full, providing a comprehensive account
of Homeric Greek grammar.
This important publication provides, for the first time, a
comprehensive review of knowledge of reproductive seasonality in
teleosts. It addresses why a particular species should show such
seasonality, and how environmental cues act as regulators to ensure
that reproductive maturation and breeding occur at the optimum
time. The book considers the ultimate factors responsible for the
evolution of reproductive seasonality in fish. It reviews salient
concepts of reproductive seasonality in mammals. This volume also
includes a review of accumulated knowledge of the control
mechanisms of salmonids, gasterosteids, temperate cyprinids,
cyprinodonts and other brackish-water forms, and marine and
tropical freshwater teleosts. This is a work of value to research
scientists in the field of environmental physiology, reproductive
biology, and comparative neuroendocrinology and endocrinology. In
addition, it is relevant for institutions involved with aquaculture
and fisheries management. It is useful for post-graduate as well as
undergraduate courses in fish biology and various related subjects.
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