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The articles in this volume were first presented at the Seventh and
Eighth Conferences on Economic Issues in Workers' Compensation
sponsored by the National Council on Compensation Insurance. A
principal objective of the Conference series has been for workers'
compensation insurance researchers to apply state-of-the-art
research methodologies to policy questions of interest to the
workers' compensation insurance community. This community is a
rather diverse group--it includes employers, insurers, injured
workers, regulators, and legislators, as well as those who service
or represent these groups (e.g., physicians, rehabilitation
specialists, labor unions). Despite this diversity and the variety
of agendas, the Conference series continues to address many
important policy questions. Readers familiar with the Conference
series and the four previously published volumes should notice an
evolution in terms of the topics addressed in this volume. In the
earlier conferences, the topics were more often concerned with the
underlying causes of the tremendous increase in workers'
compensation benefit payments. In the present volume, h- ever, only
four of the fourteen chapters directly concern workers' c-
pensation insurance benefits, while the other ten concern the
pricing of workers compensation insurance. This is not to suggest
that workers' compensation cost increases have abated. In 1989,
workers' compensation incurred losses exceeded $45 billion to
continue the annual double-digit cost increases. Two explanations
can be offered for the somewhat altered focus of this volume.
First, despite the continued increase in prices, the financial
results for the workers' compensation insurance line continue to be
poor.
The articles in this volume were first presented at the Seventh and
Eighth Conferences on Economic Issues in Workers' Compensation
sponsored by the National Council on Compensation Insurance. A
principal objective of the Conference series has been for workers'
compensation insurance researchers to apply state-of-the-art
research methodologies to policy questions of interest to the
workers' compensation insurance community. This community is a
rather diverse group--it includes employers, insurers, injured
workers, regulators, and legislators, as well as those who service
or represent these groups (e.g., physicians, rehabilitation
specialists, labor unions). Despite this diversity and the variety
of agendas, the Conference series continues to address many
important policy questions. Readers familiar with the Conference
series and the four previously published volumes should notice an
evolution in terms of the topics addressed in this volume. In the
earlier conferences, the topics were more often concerned with the
underlying causes of the tremendous increase in workers'
compensation benefit payments. In the present volume, h- ever, only
four of the fourteen chapters directly concern workers' c-
pensation insurance benefits, while the other ten concern the
pricing of workers compensation insurance. This is not to suggest
that workers' compensation cost increases have abated. In 1989,
workers' compensation incurred losses exceeded $45 billion to
continue the annual double-digit cost increases. Two explanations
can be offered for the somewhat altered focus of this volume.
First, despite the continued increase in prices, the financial
results for the workers' compensation insurance line continue to be
poor.
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the world. He travels the globe in search of gold and of course the
never ending pursuit of adventure and fun. He sings songs, fights
monsters, swims in the ocean all the while he is hand in hand with
his son. Pirate dad shares his world and inspires his son greatly.
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