This book is about internet finance, a concept coined by the authors in 2012. Internet finance deals specifically with the impacts of internet based technologies, such as mobile payments, social networks, search engines, cloud computation, and big data, on the financial sector. Major types of internet finance include third-party payments and mobile payments, internet currency, P2P lending, crowdfunding, and the use of big data in financial activities. Internet finance is highly popular and heavily discussed in China. Chinese Premier Li Keqiang made the healthy development of internet finance a policy priority in 2014 state-of-union address. This book, as a detailed report on internet finance in China, will help readers understand the status quo and development of China's financial system.

This book is about internet finance, a concept coined by the authors in 2012. Internet finance deals specifically with the impacts of internet based technologies, such as mobile payments, social networks, search engines, cloud computation, and big data, on the financial sector. Major types of internet finance include third-party payments and mobile payments, internet currency, P2P lending, crowdfunding, and the use of big data in financial activities. Internet finance is highly popular and heavily discussed in China. Chinese Premier Li Keqiang made the healthy development of internet finance a policy priority in 2014 state-of-union address. This book, as a detailed report on internet finance in China, will help readers understand the status quo and development of China's financial system.

Coupled Atmosphere-Ocean Dynamics of Climate Variability and Climate Change presents the patterns, mechanisms, and predictability of climate variability and anthropogenic climate change. Based on a graduate course the author has taught over 25 years, this book provides the physical foundation for those who are interested in fundamental questions such as: why climate varies from one year to another; how predictable climate is; and how climate will change in the face of increasing greenhouse gases in the atmosphere. This is the first comprehensive and systematic treatment of this subject that simultaneously draws on the latest research and is accessible for graduate students. The book takes a step-by-step systematic approach to coupled ocean-atmosphere interactions. This allows a wide range of comparative views: climate modes among and across different tropical ocean basins, ocean feedback on the atmosphere (in and out of the tropics), and spontaneous internal oscillation versus externally forced climate change. Such comparative views offer unprecedented insight into the dynamics of climate variability and predictability. This book can be used as supplementary reading for advanced undergraduate students, as coursework in climate dynamics, modeling, variability, and change, and as a reference book and research monograph for researchers in ocean, atmospheric, climate, and earth system sciences.

This book gives a review of the author's previous work on modelling of the processive nucleotide and repeat addition translocations by recombinant Tetrahymena telomerase and proposes an analogous model for recombinant human telomerase. With the models, the dynamics of primer dissociation from the two enzymes and the dynamics of repeat addition translocation by the two enzymes are theoretically studied and compared in detail.