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As an income contingent loans bill is considered by the US
Congress, income contingent loans (ICL) have risen to the forefront
of economic discourse. ICLs are collected through the income
taxation system and are repaid only when future incomes exceed a
specified level. ICLs were first introduced in Australia in 1989 to
help college students finance their tuition costs, and since then
many countries have followed this policy approach. Bruce Chapman,
Timothy Higgins and Joseph E. Stiglitz along with a host of
internationally recognised experts who have been instrumental in
impacting national policy in this field, explore the theory of
ICLs, and the prospect of applying the basic principles to many
other potential areas of social and economic policy such as paid
parental leave; recompensing poor countries for skilled migrant
emigration; legal aid for civil disputes; business innovation for
small and medium enterprises; out-of-pocket health care expenditure
needs; and for periods of unemployment.
As an income contingent loans bill is considered by the US
Congress, income contingent loans (ICL) have risen to the forefront
of economic discourse. ICLs are collected through the income
taxation system and are repaid only when future incomes exceed a
specified level. ICLs were first introduced in Australia in 1989 to
help college students finance their tuition costs, and since then
many countries have followed this policy approach. Bruce Chapman,
Timothy Higgins and Joseph E. Stiglitz along with a host of
internationally recognised experts who have been instrumental in
impacting national policy in this field, explore the theory of
ICLs, and the prospect of applying the basic principles to many
other potential areas of social and economic policy such as paid
parental leave; recompensing poor countries for skilled migrant
emigration; legal aid for civil disputes; business innovation for
small and medium enterprises; out-of-pocket health care expenditure
needs; and for periods of unemployment.
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