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"I wrote this book because I believe the road to financial freedom is a journey everyone can embark on. I wrote this book with you in mind. You, who perhaps have never been taught anything about how money works. You, who have been too intimidated to pick up and read a book about personal finance because you were too scared of the jargon. You, who want to #getyourmoneyright. I had you in mind when I wrote this book." – Mapalo Makhu
If you are a millennial who is trying to figure out how money works, this book is for you. With simple, relatable and sometimes amusing stories about how to manage money on a day-to-day basis, you will learn how to change your mindset about money, get out of debt and stay debt-free, invest your money and, ultimately, live your best life.
You’re Not Broke, You’re Pre-Rich will help you, the young professional, to think differently about money, while covering pertinent topics like black tax, savings, budgeting, emergency funds and financial scams, as well as estate and retirement planning (and why you should care right now!). It is the best class you never attended… in a book!
Africa Reimagined is a passionately argued appeal for a rediscovery of our African identity. Going beyond the problems of a single country, Hlumelo Biko calls for a reorientation of values, on a continental scale, to suit the needs and priorities of Africans. Building on the premise that slavery, colonialism, imperialism and apartheid fundamentally unbalanced the values and indeed the very self-concept of Africans, he offers realistic steps to return to a more balanced Afro-centric identity.
Historically, African values were shaped by a sense of abundance, in material and mental terms, and by strong ties of community. The intrusion of religious, economic and legal systems imposed by conquerors, traders and missionaries upset this balance, and the African identity was subsumed by the values of the newcomers. Biko shows how a reimagining of Africa can restore the sense of abundance and possibility, and what a rebirth of the continent on Pan-African lines might look like. This is not about the churn of the news cycle or party politics – although he identifies the political party as one of the most pernicious legacies of colonialism. Instead, drawing on latest research, he offers a practical, pragmatic vision anchored in the here and now.
By looking beyond identities and values imposed from outside, and transcending the divisions and frontiers imposed under colonialism, it should be possible for Africans to develop fully their skills, values and ingenuity, to build institutions that reflect African values, and to create wealth for the benefit of the continent as a whole.
Veteran journalist Anton Harber brings all his investigative skills to bear on his very own profession, the media. For two years he conducted dozens of interviews with politicians, journalists, policemen and 'deep throats', before piecing together two remarkable tales.
The first is a chilling story of police death squads, rogue units and renditions, and how South Africa's leading newspaper was duped into doing the dirty work of corrupt politicians. The second starts with a broken and discarded hard drive and evolves, with many near misses, into the exposure of the depths of the Guptas' influence over the ruling party.
Harber's two tales reveal the lows and highs of journalism during an era of state capture. His book is both a disquieting exposé of how easily the media can be duped by a conniving cabal for its own selfish ends, and a celebration of brilliant investigative reporting by brave and ethical journalists.
The South African Rugby Annual is the official historical record of another memorable season in South African rugby, from schoolboy rugby to the Springboks.
The 48th edition of the ‘bible’ of the game in this country contains more records and memorable moments than ever before, including everything you need to know ahead of the 2019 World Cup.
Die motiewe agter gesinsmoorde is dikwels vreemder as fiksie. Tergende vrae kan deur psigiaters beantwoord word ... of dalk nie. Deur na verskeie gevalle van gesinsmoord te kyk gooi hierdie boek ’n bietjie lig in 'n baie donker plek. Met onder meer die stories van die Lotters wat gebreinspoel was tot moord op hul ouers en die Van Breda bylmoorde.
In this autobiographical account of a lifetime spent observing, researching and photographing birds, Peter Steyn shares experiences that span some 70 years.
His story starts and ends in Cape Town, South Africa, but in between we read about:
His detailed and fascinating memoir captures the author’s great enthusiasm for birds and their role in his shaping his life and experiences.
Kingdom of Daylight: Memories of a Birdwatcher is well illustrated and features more than 400 photographs taken during Peter’s lifelong journey with birds.
By the time you are thinking about divorce you either want one or you’ve just learned your marriage is over. This is often the start of an uphill battle that leaves most people in financial and emotional ruin. Well, not if you Divorce Smart.
With one in three marriages now ending in divorce, it is imperative to be informed of the long-term challenges involved in divorce and separation. This book is a step-by-step guide to navigating the legal paper work, child care planning and financial security issues you will face during and after divorce. Divorce Smart gives the reader clear, concise information on maintenance, property, health care, pension funds and investments, ensuring that women are empowered to secure their home, keep as much wealth as possible and provide for their children well beyond the end of this marriage.
Whether you are married in community of property, traditionally or in a same-sex civil union there is always a way to Divorce Smart.
A step-by-step, practical guide on how to purchase your first investment property, written in easy-to-understand, conversational language that explains complex concepts simply.
Most people believe that property is a great investment, but that in order to get into property you need money, contacts and experience. When you only see the barriers to entry, you tend to give up before you even try. Property investment expert Laurens Boel believes that with the right knowledge anyone can make money in property, regardless of the resources available to them.
Financial Freedom Through Property is filled with practical tips, insider secrets and case studies. It explains the risks and rewards of property investing, how to make the right offer on property deals, raise capital, contract the right team, negotiate win-win scenarios, utilise innovative PropTech, find discounted properties and enjoy positive cash flows from day one. It also tells the story of how the author became one of the top property investors in South Africa – after being retrenched and going broke.
Financial Freedom Through Property is an inspirational book for those who want to create a better financial future for themselves. You don’t need to be a property mogul to make money on the property market – all you need is the willingness and the time to learn how to do it.
Next-Level Radio is an essential guide to the radio industry in South Africa. This textbook explores each aspect of radio station management in detail – from the broad principles of allocating airtime, to the more intricate elements of content creation.
Students will learn how to schedule content and music, as well as how to utilise the available technologies to produce live shows. All of this serves to create a well-balanced broadcast. After exploring the practical aspects of radio broadcasting, the textbook considers important statistical research, as well as legal requirements that inform decision-making by station managers. Case studies are also included, to provide insight into the industry and its workings.
Finally, Next-level Radio covers the management of talent, such as guest DJs, celebrities and live performers.
About the authors:
Situated at the tip of an ancient and intriguing continent, South Africa is a land of many contrasts and infinite natural beauty. This new and lavishly illustrated edition of South Africa Landscapes captures in 150 full-colour photographs the sweeping vistas, superb wildlife and breathtaking scenery that makes this country unique.
From the mountains, winelands and beaches of Cape Town in the south to the famous wildlife sanctuary of the Kruger National Park in the north; from the craggy Cederberg and the celebrated wildflower displays of Namaqualand to the mountainous desert of the Richtersveld and the aloe-studded Little Karoo; from the pristine dunes along the KwaZulu-Natal coast and the awe-inspiring Drakensberg, South Africa Landscapes vividly portrays the vibrancy and the splendour of this fascinating land.
In this riveting undercover spy drama, Bradley Steyn tells the story of his journey from a boy caught in the middle of the Strijdom Square massacre, to acting out his PTSD working for the apartheid security branch. Finally he ends up being recruited by MK and used to infiltrate the crazed right-wing whose mission is to destabilise a South Africa on the brink of peace.
With these forces pushing the nation towards a bloody race war, will his time run out before they discover he is working for Mandela's spies?
This astonishing true-life thriller reveals for the first time some of the dirty secrets of a dirty war.
In Kitchen Queen, Lucia Mthiyane – influencer par excellence – takes her followers on a very unique culinary journey by elevating the everyday to the extraordinary.
She shares her wisdom, stories and recipes with so much passion, it’s almost tangible. This unique publication in itself will be a trendsetter for other influencers!
Will South Africa rise from Zuma's lost decade and turn into an influential global economic powerhouse in the 2020s and 2030s? Or will the country and its government continue down the path of state capture, corrupt leadership and economic downturn?
In this incisive book the country's foremost scenario planner and bestselling author analyses where we are at, predicts where we are headed and tells you what steps to take to make sure you and your family are well prepared for South Africa's future.
Khamr: The Makings Of A Waterslams is a true story that maps the author’s experience of living with an alcoholic father and the direct conflict of having to perform a Muslim life that taught him that nearly everything he called home was forbidden.
A detailed account from his childhood to early adulthood, Jamil F. Khan lays bare the experience of living in a so-called middle-class Coloured home in a neighbourhood called Bernadino Heights in Kraaifontein, a suburb to the north of Cape Town. His memories are overwhelmed by the constant discord that was created by the chaos and dysfunction of his alcoholic home and a co-dependent relationship with his mother, while trying to manage the daily routine of his parents keeping up appearances and him maintaining scholastic excellence.
Khan’s memories are clear and detailed, which in turn is complemented by his scholarly thinking and analysis of those memories. He interrogates the intersections of Islam, Colouredness and the hypocrisy of respectability as well as the effect perceived class status has on these social realities in simple yet incisive language, giving the reader more than just a memoir of pain and suffering.
Khan says about his debut book: "This is not a story for the romanticisation of pain and perseverance, although it tells of overcoming many difficulties. It is a critique of secret violence in faith communities and families, and the hypocrisy that has damaged so many people still looking for a place and way to voice their trauma. This is a critique of the value placed on ritual and culture at the expense of human life and well-being, and the far-reaching consequences of systems of oppression dressed up as tradition."
A revolution is taking place in the great marketplaces of the informal sector and it contains an unquantified scale and power as an economic engine and a way of life for the majority of our low income populations. The KasiNomic Revolution may still be a murmur in the streets, a grassroots economic groundswell, but it is the future of African economic activity.
Kasi is the South African term for the township – a teeming conurbation of homes and businesses, entertainment venues and social meeting places. GG Alcock uses the term KasiNomics to describe the informal sectors of Africa, whether they are in the township, a rural marketplace, at a taxi rank or on a pavement in the shadow of skyscrapers. Brought up in a rural Zulu community, GG has learnt and shares the lessons of African culture, language, stick fighting, lifestyle and tribal politics, along with shared poverty and community, which have prepared him for accessing the great informal marketplaces of Africa. He is uniquely placed to uncover the extraordinary stories of kasi businesses which not only survive but excel, revealing a revolutionary entrepreneurship which is mostly invisible to the formal sector.
KasiNomic Revolution is a story of kasi entrepreneurs on one side and, on the other, of great corporate successes and failures in the informal community. KasiNomic Revolution is at once a business book, and at the same time a deeply human book about the people and lives of rural and urban informal societies.
KasiNomic Revolution is about the lessons of marketing, distribution, culture and modernity in an informal African world.
Many people want to lose weight and are looking for the easiest way to do so. When it comes to weight-loss programmes, one of the excuses most frequently heard by dieticians is ‘I don’t know how to prepare the right meals’. This book provides a solution to that.
In A Slimmer You Cookbook, the author presents recipes for 1000 kJ meals to suit individual preferences, family circumstances and budgets. It demonstrates that by monitoring your portions, you can cook for a family, eat healthily, and enjoy a variety of foods, all while achieving your goal of losing weight. But eating correctly is not just about following a recipe or meal plan; we need to understand how what we eat affects our health. The introduction includes topics such as BMI and cholesterol, how to balance daily food intake with physical activity levels, the role of carbohydrates, proteins and fats in our diet, making the most of ‘free’ vegetables, and tips on how to interpret food labels.
Contents: Introduction; Breakfast; Salads; Soups; Chicken; Meat; Fish; Pasta; Preparing starches; Versatile vegetables; Meal plans; Store-cupboard essentials; Frequently asked questions.
The power of structural violence is that it tries to silence us. The power of feminism is that it gives us a voice. So much of our life experience is filtered through our bodies – norms, myths, and cultural standards continue to shape the way that we and the world feel about our bodies and how we see ourselves.
Feminism says these rules are bullshit. Our bodies can be tools to conform or a way to resist. Feminism is necessary to help us learn and unlearn things about ourselves and the world we live in. Feminism is for all of us, for every single body.
This collection take us from an examination of skin and hair, to an exploration of pleasure, sex, and safety. They explore the way our bodies change, our health, and how we become who we are. They examine the way that institutions can trap us, how we can trap ourselves, and the importance of our hearts in all of this.
The Love Song Of Andre P. Brink is the first biography of this major South African novelist who, during his lifetime, was published in over 30 languages and ranked with the likes of Gabriel García Márquez, Peter Carey and Aleksandr Solzhenitsyn.
Leon de Kock’s eagerly awaited account of Brink’s life is richly informed by a previously unavailable literary treasure: the dissident Afrikaner’s hoard of journal-writing, a veritable chronicle that was 54 years in the making. In this massive new biographical source – running to a million words – Brink does not spare himself, or anyone else for that matter, as he narrates the ups and downs of his five marriages and his compulsive affairs with a great number of women. These are precisely the topics that the rebel in both politics and sex skated over in his memoir, A Fork in the Road.
De Kock’s biographical study of the author who came close to winning the Nobel Prize for Literature not only synthesises the journals but also subjects them to searching critical analysis. In addition, the biographer measures the journals against additional sources, both scholarly and otherwise, among them the testimony of Brink’s friends, family, wives and lovers.
The Love Song Of Andre P. Brink subjects Brink’s literary legacy to a bracing scholarly re-evaluation, making this major new biography a crucial addition to scholarship on Brink
"White, and more white, in every imaginable shade. Each and every second in this whiteness became an ordeal: being this close to the magnetic South Pole made the needle of my compass spin like the hands of a crazy watch. I didn't know where I was heading. I was a blind man in the middle of Antarctica ... "
South African-born explorer Mike Horn achieved his childhood dream of crossing Antarctica in February 2017. Journeying alone across this immense, white desert on foot and by kite-ski, he followed an unexplored path: 5 100 kilometres over crevasses, ice fields and some of the highest summits of the South Pole.
Dream of a Lifetime: Crossing Antarctica tells the story of the authorʼs deeply personal quest, which followed the loss of his wife. It is the narrative of an individual testing his limits and overcoming adversity through willpower, with the support of family and friends.
The self-righteous, headstrong lawyering mother has a new and greater challenge. No longer seeking the approval of her successful mother, one of South Africa’s first women judges, Niki is out to find that elusive concept of the ‘work/life’ balance and some real, sustainable solutions.
Her journey takes her deep into feminist philosophies as she struggles to understand the unfolding media-driven drama of the Oscar Pistorius trial while researching issues of ethics in the legal profession. But in between life and children, Niki is also determined to navigate her own way around the new world of print and publishing and connect with her own identity as a writer. How is she going to survive all this?
Something In Between is a light-hearted non-fiction narrative about real issues in a changing world: issues of parenting and the legal profession, tertiary institutions and marriage institutions; issues about the old feminist debate and why it’s still unresolved and some lessons learnt about the world of books and book publishing. A memoir of her last three years and all of it absolutely true.
‘Dancing a tango with death’ was the daily life of the DCC – the Directorate of Covert Collection – secret agents, working in what JJ ‘Tolletjie’ Botha called ‘hostile countries’. Who were these men? Airline pilots, Belgian missionaries, German industrialists, engineers, medical doctors, high-ranking officers of enemy countries and last, but not least, people like a well-known Namibian lawyer and a famous, internationally acclaimed South African singer; people who, sometimes unwittingly, collaborated with the ‘shadow’s men’, believing they were helping friendly countries … Did the document prepared by General Pierre Steyn, the famous topsecret Steyn Report, really exist?
In this book you will find the full original document whose existence has been denied by FW de Klerk and his closest allies. Did Judge Richard Goldstone act bona fide by accepting in his final report the information given to him by Counter Intelligence and the NIS, information that, at the very end, emerged as “hearsay”? Was Judge Goldstone aware of the final objective of the tandem pair Steyn-De Klerk to decapitate the South African Defence Force?
Did the top structure of the DCC maintain close contacts with most of the Western intelligence services, and particularly the British MI6? Was any one of the hundreds of civilian and military men ‘listed’ as part of the infamous Third Force ever condemned? Was Staal Burger or Ferdi Barnard really part of the DCC or were they ‘imposed’ by the then Chief of the Army, General Kat Liebenberg? Did you know that more than half the African members of the first Mandela cabinet had been on the DCC’s payroll? Why did the Motsuenyane Commission of Enquiry have to suspend its search, and never published the list of ANC members massacred or disappeared, victims of their own comrades?
Developing an impactful corporate social investment (CSI) strategy and approach with real potential to positively change people’s lives can be a tricky exercise. Those grappling with how best to approach CSI will find thought-provoking insights in this book that will contribute positively to how they view, shape and execute their CSI strategy. In a most accessible way, this guidebook on CSI presents an instructive and constructive way of building a CSI strategy.
Setlogane Manchidi, Head of CSI at Investec, is known in the CSI space for his passion and strong desire to see meaningful change in people’s lives. In this book, informed by his experiences as a CSI practitioner over the years, he unpacks what he considers to be essential aspects of CSI practice. Manchidi adopts and articulates a question-based approach to creating an effective CSI strategy.
Recognising that business is not separate from society, Manchidi suggests that companies need to ask themselves some serious questions, amongst them: Why should they be doing CSI and, importantly, why are they doing it? The questions, which are reflected on the cover of the book, are difficult ones which require complete honesty, deep consideration and the necessity of placing ‘impact’ at the centre of the formulation of CSI strategy.
Through this book, Setlogane Manchidi reminds us of the significance of a carefully considered CSI strategy and approach, especially in a country such as South Africa with many socio-economic challenges that continue to impact negatively on ordinary people’s day-to-day lives.
The purpose of this book is to set out the basic principles and conceptual issues of the International Financial Reporting Standards (IFRS).
Forgiveness Redefined is Candice Mama’s honest and healing story. It tells how she found ways to deal with the death of her father, Glenack Masilo Mama, and to forgive the notorious apartheid assassin Eugene de Kock, the man responsible for his brutal murder. We follow Candice’s journey of discovering how her father died, how this affected her and how she battled the demons of depression before the age of sixteen. But most importantly, we follow her journey towards beating the odds and rising above her heartbreaks.
Candice Mama is today still under the age of 30, but has been named as one of Vogue Paris’ most inspiring women alongside glittering names such as Michelle Obama. She has taken backstage selfies with music crooner Seal and travels all over the world to talk about her journey. This bubbly, inspiring young author tells how she shed some of the worst layers of grief and became an inspiration for others. We learn about her perplexing, unconventional childhood, her search for identity, and the beautiful bond she formed, posthumously, with a father she never had the opportunity to get to know in person. She also tells, in her own words, about the life-changing encounter between her family and her father’s killer.
Candice tenderly opens up about the result of the trauma of her father’s death on her entire family, and meeting her mother for the first time at the age of four. She tells about the confusing, yet fascinating, dynamics that later unfolded as she discovered pieces of herself, rediscovered relationships with her own family and came to forgiveness and understanding.
This book serves as inspiration for other young – and older – people to look at their own stories through different lenses. Candice’s experiences are not unique, and she offers healing thoughts to others who suffered similar trauma by sharing the details of her own story. Forgiveness Redefined is a touching, personal story by a young woman who learned too early about pain, loss and rejection – but who also learned how to overcome those burdens and live joyfully.
The book is divided into two volumes.
Volume 1 deals with the concepts, principles and procedures of financial accounting. Volume 2 (suitable for NQF level 6) deals with accounting for partnerships, close corporations, branches and manufacturing entities. Volume 2 also covers some management accounting principles such as budgets and the analysis and interpretation of financial statements.
This edition has been updated with the March 2018 Conceptual Framework and introduces International Financial Reporting Standards (IFRSs) to readers.
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