FIGHT BACK!

With a Take-Charge Strategy for At-Risk Homeowners

Millions of homeowners are at risk of losing their homes. Are you one of them? If so, you need this practical, step-by-step guide to help you take action before it's too late.

In Fight Foreclosure!, David Petrovich offers honest advice on all of your options, weighs the pros and cons of each, and shares smart, practical strategies for lowering your payments and keeping your home. He points out the too-good-to-be-true foreclosure rescue offers you should avoid, and offers real alternatives that work--now!

Petrovich is a mortgage banking insider who understands the loan servicing industry inside and out. And he understands the pressure you're under. Don't worry! You're not alone. Inside, you'll find the calm, professional advice you need to manage your financial crisis, including topics such as:

The foreclosure time-clock--why acting early is critical

Handling collection calls

Cutting expenses and rebuilding your budget

Negotiating with your lender

Utilizing all your legal defenses

Using bankruptcy to save your home

Selling your home to avoid foreclosure while saving your credit

Finding legitimate help and avoiding rescue scams

The UK Planning Regulations are a minefield for anyone looking to build a new home - and for those who are worried about the impact of a new planning application near their home. Avoid being one of the thousands whose application is turned down - and whose dreams are crushed - by using this book to familiaries yourself with the system and beat it. With a step-by-step guide to every part of the application process and ehaustive coverage of the do's and don'ts, this is an essential guide to securing that first step on the path to building your dream home. And if you're worried about a nearby development, there are easily implimented strategies for preventing planning permission from being granted. From one of the UK's leading planning consultancies, with the very latest on all the new and recent changes to planning law, this is the most comprehensive guide avaliable to manipulating the intricacies of this difficult and controversial area.

If you're renting out a spare room ths book will tell all about taking in a lodger, including how to advertise the room and then draw up the contract. It also explains the the tax and financial issues involved, and much more. For those looking for a flatshare you'll find out where to look, how to pick the best flatmates and then how to avoid conflict and keep your flatshare harmonious. If you are looking for a new flatmate, you'll discover how to advertise, what to look for to pick the right person and also everything you need to know about dealing with money.

For the property investor France has it all - a uniquely stable housing market, a vast long-term rental market and 70-80 million tourists a year looking for short term accommodation. But that is not all. Property prices and mortgage interest rates are much lower in France and UK Capital Gains tax on holiday lettings in France can be as low as 10%! Whether the aim is to buy a second home or build a property portfolio abroad, France has to be the number one choice. The product of 12 years experience in buying, managing and letting properties in France, this guide leaves nothing to chance. It covers: * Hotspot locations and property prices * Setting up and running a holiday letting business * Investing for profit in the long-term rental sector * Raising the finance to buy * Finding the property * The buying process from offer to completion * Buying off-plan and leaseback * Buying an apartment * Taxation - French and UK

The only guidebook that shows you how to finance any property--with or without bank approval
Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities.
106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to:
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Increase your borrowing power
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Obtain the lowest interest rate
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Understand the true pros and cons of ARMs
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Cut (or eliminate) the cost of mortgage insurance
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Save big with seller financing, assumptions, foreclosures, and REOs
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Strengthen your credit profile and credit score
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Avoid getting taken... by the fine print and garbage fees
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Steer clear of scams and unprincipled loan reps and lenders
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Accumulate wealth through homeownership and investment properties

Simple, concise, and comprehensive, this book reveals everything property buyers need to know--especially the 106 financing secrets lenders too often omit.