The only guidebook that shows you how to finance any property--with or without bank approval
Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities.
106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to:
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Increase your borrowing power
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Obtain the lowest interest rate
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Understand the true pros and cons of ARMs
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Cut (or eliminate) the cost of mortgage insurance
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Save big with seller financing, assumptions, foreclosures, and REOs
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Strengthen your credit profile and credit score
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Avoid getting taken... by the fine print and garbage fees
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Steer clear of scams and unprincipled loan reps and lenders
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Accumulate wealth through homeownership and investment properties

Simple, concise, and comprehensive, this book reveals everything property buyers need to know--especially the 106 financing secrets lenders too often omit.

"This is the best of the many how-to-profit-from-foreclosure books. It is well written, ultra-complete, and packed with more details than readers will need. The worksheets are invaluable to simplify what can otherwise be a complicated business. On my scale of 1 to 10, this outstanding new book rates an off-the-chart 12."
--Robert J. Bruss, nationally syndicated columnist

A practical toolkit for making money on pre-foreclosure properties

One of the most lucrative avenues for investors today is pre-foreclosure real estate; investors who are organized, informed, and persistent can make a bundle. But if you start investing without the proper knowledge and tools, you could lose your shirt. With step-by-step instructions and practical, no-nonsense advice, The Pre-Foreclosure Property Investor's Kit shows readers how to make even more money by finding foreclosure properties before they go to auction--beating the competition to the punch. Plus, this comprehensive resource is full of ready-to-use worksheets, letters, checklists, forms, and agreements that make getting started easy.

You'll learn: How to make as much as $60,000 per year investing part-time Why NOW is a great time to get started in pre-foreclosure investing How to use foreclosure notices to find local properties How to use direct mail to contact property owners in default How to estimate the current market value of properties Everything you need to know about your state's foreclosure statutes

Most people think that investing in real estate requires a giant bank account and a perfect credit score. But with pre-foreclosure investing, even people of average means can get into the game--all it takes is a little hardwork, persistence, and the helpful tools you'll find in The Pre-Foreclosure Property Investor's Kit.

This essential dictionary and phrase book provides every term you need to know when buying, maintaining, renovating or building a home in France. Accessible and comprehensive, it includes the technical words you won't find in an ordinary dictionary for tools and equipment and every aspect of painting, carpentry, roofing, plumbing and drainage. It also equips you with terminology for planning structural changes such as extensions and determining boundaries. An appendix of emergency phrases will make this a book you'll want to keep by the phone at all times. Whether you own a home or work in France, this book will help you talk to French tradesmen with authority and avoid costly misunderstandings as you pull down the language barrier brick by brick.

PARENT AND INVESTOR GUIDE TO BUYING COLLEGE-TOWN REAL ESTATE Whether you re a parent looking to cut housing expenses for your college offspring or an investor looking for a savvy way to leverage your money for income and profits or you re both this no-fluff guide delivers everything you need in under 100 pages to make a smart investment in college-town rental property today. WHAT YOU WILL TAKE AWAY In seven concise chapters, SMART ESSENTIALS FOR COLLEGE RENTALS takes you step by step from identifying a great college-town market to scoring big returns on your investment: ORIENTATION: Discover how smart parents and investors make money from off-campus housing. COLLEGE TOWNS 101: Find the perfect college-town market for your money. GOLDMINES: Get smarter with the essential strategies every investor needs to find rentals that make money when you buy, when you rent and when you sell. COLLEGE MATH: Learn insider techniques to separate profitable rentals from money pits and play your counteroffer cards just right. FINANCIAL AID: How to use other people s money to leverage your investment in a positive-cash-flow property. LANDLORD U: Everything you need to know to manage student rentals and avoid nightmare tenants. GRADUATION: Know when to hold or cash out for maximum profit. By necessity droves of college students are turning to off-campus housing. This perfect storm a critical shortage and rising demand for off-campus housing -- has created a once-in-a-generation opportunity for college-town rental properties. SMART ESSENTIALS FOR COLLEGE RENTALS is a survival guide to owning college-student housing in today s market.

Want to have homebuyers knocking down your door? "Home Staging For Dummies" delivers all the secrets to making your home stand out, sell faster, and bring in more money It shows you how to make improvements room by room and generate a higher profit in the most cost- and time-effective way.

Featuring eight full-color pages of instructive before-and-after photos, this completely practical guide demonstrates how and why to eliminate clutter, make repairs, arrange furnishings, and pave the way for buyers to make an emotional connection to your house. You'll get a handle on what buyers want and how to show it to them, find plenty of do-it-yourself tasks that add real value to your home, and get tips on producing photos of your home that will have buyers craving to see more Discover how to: See your home as prospective buyers will see itKnow what needs doing and what doesn'tMaster the three-step home staging processAdd real value to your home without breaking the bankDecide whether to DIY or call in the prosCreate curb appealMake a great first impression with a beautiful entrywaySpruce up your kitchen, bathroom, living, and dining roomsTurn your bedrooms into a buyer's dreamWhip your mechanicals into top shapeAvoid staging nightmares

Get top dollar for your home -- all you need is a little help from "Home Staging For Dummies "

"I particularly like the description of the 100-unit complex example. Barnabic's expertise is invaluable to those considering condominium ownership and to those who may find themselves on the board of a condominium association."

-KIMBERLY WINSON-GEIDEMAN, Ph.D., prolific author on real estate and Professor of Finance, Insurance, Real Estate, and Law at the University of North Texas

"A timely, admirable book. Barnabic recognizes the paradox inherent in the idea of shared private property. He provides would-be buyers with a checklist of things to look for when assessing the financial stability and long-term viability of a particular condominium corporation."

-BENJAMIN GIANNI, Associate Professor, Azrieli School of Architecture and Urbanism, Carleton University

"The Condo Bible for Americans" is a "buyer beware" and "owner beware" book that reveals the legal and practical realities of condo ownership, compares owning a condo with owning a house/renting an apartment, and advises consumers on the dangers of the condo real estate market, given ... The debilitating market crashes of the late 1990s and 2006 The effects of today's record low interest rates, in which: Developers are enticing consumers into condo ownership by allowing low or even no down payments Real estate prices are soaring out of the reach of those with average incomes The market is being flooded with condo units, creating an oversupply that could prove disastrous

Barnabic writes that very few consumers are aware that: One defaulting unit owner can affect the well being of "all" unit owners A high percentage of units being rented out may be a sign that the complex may be converted into an apartment building A condo association's default on a common loan can cause the demise of the whole condo complex and its individual units

"The Condo Bible for Americans" also includes: The Ten Commandments of Condo Buying Recommendations and remedies for government and financial institutions, condo associations, and condo boards to make condo ownership safer

Dan S. Barnabic is a noted consumer advocate and a keen observer of condo proliferation. He worked in real estate as an agent, broker, property manager, and condominium developer. His over three decades in the real estate industry began in the 1970s and intensified after he witnessed the major real estate crashes of the late 1980s and 2006.

Do you want to earn passive income? Are you prepared for your retirement years? Almost everyone knows real estate investing can be a powerful way to build wealth and achieve true financial freedom. But, because each person's journey is different, knowing the first steps to take can be challenging. Learn from a woman's perspective how investing in real estate can bring you success and exponential income using an easy to follow step by step plan. Imagine where you could be in 5 years by following these steps. Unlike most traditional real estate books, this one won't tell you there is just one secret sauce to real estate success. Instead, it dives into an array of unique, life-changing lessons and brings to light real-life stories of how real estate investing can be a huge advantage in your journey to financial freedom. The lessons work. The different types of properties How you can make money from your investment The basics of real estate investing The advantages and disadvantages of real estate