Find The Home Mortgage That’s Right For You

Finding the right mortgage can be complex, confusing, and frustrating. But that doesn’t mean you have to settle for anything other than the terms you want. This indispensable and newly updated second edition of How to Save Thousands of Dollars on Your Home Mortgage spells out everything mortgage hunters need to know in clear and accessible terms. It covers more loan alternatives than any other book and examines the importance of discount points. It offers complete details on virtually every mortgage option currently available, what advantages each option offers, how to choose the right one for your needs, and how to save money in the process. New information in this edition will help you use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, helpful sample forms, and numerous examples will help you understand:

• First-time buyers programs
• APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans
• Refinancing strategies
• Closing costs, lender fees, and other expenses
• How to dispute credit report errors and fix credit problems
• How to use the Internet for loan analysis

This book covers the entire cycle of becoming a successful landlord. Written in an accessible format by the entire team of completelandlord.com, this book provides valuable information for landlords from a staff of real estate experts. Readers will find essential information on: What a new landlord can expect How to determine which is the best property to invest in How to keep accurate records, rental agreements and leases How to deal with tenants How to screen tenants How to market your property to tenants How to manage the day-to-day responsibilities of a landlord

Whether you are shopping for a first home, renting a new apartment or are searching for smart and affordable ways to redecorate or reorganise, Right at Home is the book for you. Kaysen and Higgins have spent more than two decades interviewing experts and demystifying all aspects of home buying and care. This guide, drawn from their work, will be with you at every turn, whether you're unpacking the kitchen for the first time, moving in with your significant other, or figuring out what to do with all those baby bottles and sippy cups now that the last child is out of diapers and the cabinets are bursting. Including pro tips from experts such as Marie Kondo, Bunny Williams and Justina Blakeney and a removable annual home maintenance checklist, Right at Home is the indispensable guide that you will return to again and again.

The Foreclosure Echo tells the story of the ordinary people whose quest for the American dream was crushed in the foreclosure crisis when they were threatened with losing their homes. The authors, Linda E. Fisher and Judith Fox - each with decades of experience defending low-to-moderate-income people from foreclosure and predatory lending practices - have employed a range of legal, economic, and social-science research to document these stories, showing not only how people experienced the crisis, but also how lenders and public institutions failed to protect them. The book also describes the ongoing effects of the crisis - including vacant land and abandoned buildings - and how these conditions have exacerbated the economic plight of millions of people who lost their homes and have increased inequality across the country. This book should be read by anyone who wants to understand the fallout of the last financial crisis and learn what we can do now to avoid another one.

More fortunes are built in real estate on borrowed money than in any other business. And you can build your fortune in real estate using borrowed money too-if you follow the advice and tips in this book.

Whether you're making your first foray into real estate investing or have invested for a number of years, 209 Fast Spare-Time Ways to Build Zero Cash into 7 Figures a Year in Real Estate will show you how to acquire income-producing real estate and build your wealth by using borrowed money. Long-time real estate advisor Tyler Hicks offers proven strategies and real-world examples to illustrate how much MIF-Money in Fist-you can realistically earn by investing in real estate.

A valuable guide for new, experienced, or affluent real estate investors, 209 Fast Spare-Time Ways to Build Zero Cash into 7 Figures a Year in Real Estate covers all the bases, from finding loans to hiring an accountant and an attorney to help with the business. Letters from individuals who have successfully followed the strategies outlined in this book are also included to help you understand exactly what you must do to make this plan work for you.

Filled with in-depth insights and practical advice, 209 Fast Spare-Time Ways to Build Zero Cash into 7 Figures a Year in Real Estate discusses important real estate topics-including creative financing, acquiring single-family homes, and becoming a private lender client-to allow you to make the most of your investments in real estate.

The ultimate guide to investing in property...and making a million

Everyone's looking to get rich, and a lot of those people are looking at investing in property as the way to get there. But watch out--making money in real estate isn't always as easy as it might look. At least, not without "Your Property Success with Renovation" in hand, that is. Written by Jane Slack-Smith, a true investment guru who's put together her own multi-million dollar property portfolio, this is the ultimate guide to making the housing market work for you.

Loaded with no-nonsense advice to help you avoid the traps that so many would-be real estate investors fall into, "Your Property Success with Renovation" introduces a unique three-pronged, low-risk investing strategy. Rather than focusing on fast money, the book encourages a low-risk plan--find an area with above average capital growth, buy below market value, and build value through renovation--that will help you build a strong, profitable real estate portfolio.Introduces "The Trident," a new way of approaching investing in real estate that focuses on low-risks and high rewards, not fast moneyWritten by real estate portfolio expert Jane Slack-Smith, who transformed an initial investment of $45k into a multi-million dollar fortune using the techniques outlined in this bookShows you how to get the most out of the real estate market by emphasizing the value of property renovation

With just two investment properties and one renovation the average Australian can put a million dollars in the bank within fifteen years, and mortgage broker Jane Slack-Smith is here to show you how.

"This is the best of the many how-to-profit-from-foreclosure books. It is well written, ultra-complete, and packed with more details than readers will need. The worksheets are invaluable to simplify what can otherwise be a complicated business. On my scale of 1 to 10, this outstanding new book rates an off-the-chart 12."
--Robert J. Bruss, nationally syndicated columnist

A practical toolkit for making money on pre-foreclosure properties

One of the most lucrative avenues for investors today is pre-foreclosure real estate; investors who are organized, informed, and persistent can make a bundle. But if you start investing without the proper knowledge and tools, you could lose your shirt. With step-by-step instructions and practical, no-nonsense advice, The Pre-Foreclosure Property Investor's Kit shows readers how to make even more money by finding foreclosure properties before they go to auction--beating the competition to the punch. Plus, this comprehensive resource is full of ready-to-use worksheets, letters, checklists, forms, and agreements that make getting started easy.

You'll learn: How to make as much as $60,000 per year investing part-time Why NOW is a great time to get started in pre-foreclosure investing How to use foreclosure notices to find local properties How to use direct mail to contact property owners in default How to estimate the current market value of properties Everything you need to know about your state's foreclosure statutes

Most people think that investing in real estate requires a giant bank account and a perfect credit score. But with pre-foreclosure investing, even people of average means can get into the game--all it takes is a little hardwork, persistence, and the helpful tools you'll find in The Pre-Foreclosure Property Investor's Kit.