0
Your cart

Your cart is empty

Books > Business & Economics > Economics

Buy Now

Quest for a Credible Model in Lending Evaluation (Paperback) Loot Price: R221
Discovery Miles 2 210
You Save: R17 (7%)
Quest for a Credible Model in Lending Evaluation (Paperback): Charles K. Addo

Quest for a Credible Model in Lending Evaluation (Paperback)

Charles K. Addo

 (sign in to rate)
List price R238 Loot Price R221 Discovery Miles 2 210 You Save R17 (7%)

Bookmark and Share

Expected to ship within 10 - 15 working days

This book examines potential income as an additional independent variable that will complement credit history to predict loan repayment with applicable interest. Lending exposures constitute the most material risk concentrations within banks, and this book contributes to the literature on lending risk management within banks and other lending institutions. Risk management theories have provided emphatic guidelines for risk control and management of banks' loans, yet the results of other studies indicate that the credit evaluation models do not fully explore all available predictors of loan repayment. This deprives the models of total efficiency at predicting loan repayment with applicable interest, and leads to accretion in the nonperforming loans portfolio. It also leads to inequitable credit rationing practices. The resultant effect is a decrease in both investment and consumer spending that stimulates macroeconomic activities. This book suggests a policy prescription for lenders: consideration should be given to both credit history and potential income in loan decision making.

General

Imprint: Iuniverse, Inc.
Country of origin: United States
Release date: March 2011
First published: March 2011
Authors: Charles K. Addo
Dimensions: 229 x 152 x 4mm (L x W x T)
Format: Paperback - Trade
Pages: 64
ISBN-13: 978-1-4502-8961-0
Categories: Books > Business & Economics > Economics > General
Books > Social sciences > Education > Organization & management of education > Funding of education
Books > Business & Economics > Finance & accounting > Finance > General
Books > Money & Finance > General
Promotions
LSN: 1-4502-8961-4
Barcode: 9781450289610

Is the information for this product incomplete, wrong or inappropriate? Let us know about it.

Does this product have an incorrect or missing image? Send us a new image.

Is this product missing categories? Add more categories.

Review This Product

No reviews yet - be the first to create one!

You might also like..

Eight Days In July - Inside The Zuma…
Qaanitah Hunter, Kaveel Singh, … Paperback  (1)
R360 R337 Discovery Miles 3 370
Better Choices - Ensuring South Africa's…
Greg Mills, Mcebisi Jonas, … Paperback R350 R317 Discovery Miles 3 170
The Asian Aspiration - Why And How…
Greg Mills, Olusegun Obasanjo, … Paperback R350 R317 Discovery Miles 3 170
Africa's Business Revolution - How to…
Acha Leke, Mutsa Chironga, … Hardcover  (1)
R824 R713 Discovery Miles 7 130
Black Tax - Burden Or Ubuntu?
Niq Mhlongo Paperback  (2)
R340 R304 Discovery Miles 3 040
Closing The Gap - The Fourth Industrial…
Tshilidzi Marwala Paperback R600 Discovery Miles 6 000
Race, Class And The Post-Apartheid…
John Reynolds, Ben Fine, … Paperback R290 R268 Discovery Miles 2 680
The Other End Of The Telescope - How To…
Ian Russell Paperback R250 R223 Discovery Miles 2 230
Our Long Walk To Economic Freedom - Why…
Johan Fourie Paperback R380 R356 Discovery Miles 3 560
Introduction To Business Management
S. Rudansky-Kloppers, B. Erasmus, … Paperback R610 Discovery Miles 6 100
The Dirty Secrets Of The Rich And…
James-Brent Styan Paperback R310 R277 Discovery Miles 2 770
The Future - More Than 80 Key Trends For…
Dion Chang, Bronwyn Williams, … Paperback R370 R347 Discovery Miles 3 470

See more

Partners