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Home ownership in a risk society - A social analysis of mortgage arrears and possessions (Paperback)
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Home ownership in a risk society - A social analysis of mortgage arrears and possessions (Paperback)
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In Britain in the 1990s households containing almost 1.4 million
adults and children had their mortgaged home possessed. A far
greater number experienced serious mortgage arrears but managed to
avoid possession. The emergence of such levels of unsustainable
home ownership has consequences for many areas of social and public
policy, including: the economy; public health; social security
reform; and family policy. This book argues that the emergence of
unsustainable owner-occupation is emblematic of broader changes in
contemporary society associated with the emergence of what
commentators such as Beck and Giddens have characterised as a 'risk
society'. Home ownership in a risk society: provides the first
systematic overview of the meaning and implications of a body of
research work that has hitherto remained largely fragmented; argues
that the particular conjunction of events which generated the
short-term housing crisis of the early 1990s masked a series of
more enduring structural changes which have resulted in
unsustainable home ownership becoming a more permanent part of the
British socio-economic landscape; uses a wide range of
methodological strategies - including in-depth qualitative
interviews with adults and children, survey analysis, and the
multivariate statistical analysis of large-scale data sets; paints
a rich and detailed empirical picture of the causes, socio-economic
distribution and social consequences of mortgage arrears and
possessions. This broad-ranging book is aimed at students,
researchers, policy makers and practitioners with an interest in
social policy, sociology, human geography, urban studies, housing
studies, public health, economics and finance.
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