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Own Your Money - Practical Strategies to Budget Better, Earn More, and Reach Your 6-Figure Savings Goals (Paperback)
Loot Price: R291
Discovery Miles 2 910
You Save: R33
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Own Your Money - Practical Strategies to Budget Better, Earn More, and Reach Your 6-Figure Savings Goals (Paperback)
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Was R324
Loot Price R291
Discovery Miles 2 910
You Save R33 (10%)
Expected to ship within 12 - 17 working days
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Join TikTok star Michela Allocca (@BreakYourBudget) for a crash
course in everything personal finance. Â When Michela was
working her first job in finance, she had an epiphany: even those
working with money professionally can have no idea how to budget,
invest, and spend once they get home! By the time she reached her
mid-20s, she was on a mission to help friends and colleagues who
wanted to do better with their own money. In Own Your Money,
Michela shares all the tools she used to manage, save,
invest, and set a routine that enabled her to save hundreds of
thousands of dollars in less than a decade of professional—and
freelance—work. You’ll find chapters that address: Â
Budgeting: Don’t make it a dreaded B-word! Learn about
various strategies including 50/30/20, zero-based, and 3-bucket
budgets. How to save: It’s all about being SMART (specific,
measurable, achievable, relevant, and time-bound). How to spend
money: That’s right, a plan for spending is important too! With a
quick analysis of values and priorities, you can spend without
feeling guilt—yes, even on fancy coffee. Investing: Learn the
difference between 401ks and IRAs, investment types from index
funds to target date funds, and relate it all back to core concepts
in investing (like diversification). Jobs and careers: If your
dream job doesn’t exist, join the club! Learn how to find
satisfaction through the tasks you want to do, networking, and
career pivots. Increase your earning potential: Set yourself up for
a raise/promotion, negotiate a job offer, and figure out if a side
hustle is right for you. With illustrations, helpful charts and
graphics, and templates to help you plan, this is a book that’s
meant to partner with you to achieve your financial goals.
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