By the time you are thinking about divorce you either want one or you’ve just learned your marriage is over. This is often the start of an uphill battle that leaves most people in financial and emotional ruin. Well, not if you Divorce Smart.

With one in three marriages now ending in divorce, it is imperative to be informed of the long-term challenges involved in divorce and separation. This book is a step-by-step guide to navigating the legal paper work, child care planning and financial security issues you will face during and after divorce. Divorce Smart gives the reader clear, concise information on maintenance, property, health care, pension funds and investments, ensuring that women are empowered to secure their home, keep as much wealth as possible and provide for their children well beyond the end of this marriage.

Whether you are married in community of property, traditionally or in a same-sex civil union there is always a way to Divorce Smart.

The South African economy has a secret weapon: stokvels. If harnessed correctly, investments in stokvels could significantly bolster the economy. The following statistics, provided by the National Stokvel Association of South Africa, are mind-blowing: at present there are 11.4 million South Africans who are members of stokvels; around R44 billion is pooled collectively by ordinary people in stokvels; and it is saved by 820 000 stokvels. A lot of ideas have been put forward on how these monies can be utilised by stokvels, but it is not really clear how these can be practically applied.

This book will appeal to readers who are already in a stokvel, those who want to be in one, and even those who never thought of joining one. It contains all the necessary information you need about this form of investment, including:

• how this collective power emerged;
• how to set up a stokvel and the admin involved in running one;
• the opportunities within stokvels and the possible collaborations with other institutions;
• real people’s experiences with stokvels; and
• the challenges and future landscape of stokvels.

Most importantly, it explains how an individual can make money by being part of a stokvel.

Think Yourself Rich: A Step-by-Step Guide to Financial Independence is aimed at first-timeearners who want to put themselves on the right path to financial independence. It provides an easy-to-understand guide that explains in clear terms how to consciously choose and plan for a debt-free lifestyle and not only survive, but thrive, on the long-term journey towards financial freedom.

The book covers crucial issues about financial planning clearly and succinctly, including:

- Why it is important to get rid of all unnecessary debt as quickly as possible.

- When you should start saving or investing.

- How to plan for emergencies.

- How much and what kind of insurance you need.

- How much of your income you should save.

- How much of your income you should invest.

- Where, how and when you should invest.

Theoretical information about budgets, financial plans and investment (including all important terminology for various investment options) is interwoven with relevant reallife examples and scenarios that will inspire readers to set aside the time to design and write up a proper financial plan – and execute it. Each chapter builds on the previous one to help readers achieve their goals by sticking to their plans. This book will equip readers to take full control of their finances.

Most of the time, the road to riches is a closely guarded secret, until now. Jacana Media presents Mpho Dagada, one such young, self-made millionaire who in his memoir, Mr Bitcoin, shares his story of triumph and failure. He tells his story from the beginning: being brought up by business-minded and accomplished grandparents who planted in him the seeds of what it means to be successful in business.

Mpho Dagada’s interest in Bitcoin was ignited when he was in his first year at the University of Johannesburg in 2013 after opening his own laundry and cleaning service company. He invested his profits from this company in Bitcoin. He currently owns a logistics company, a chain of fast food restaurants and is in the process of developing the first black-owned cryptocurrency exchange platform.

This book is both motivational and practical, examining the errors and pitfalls that Dagada had to go through in his business pursuits. These included falling for Ponzi schemes like Kipi and losing his money on more than one occasion. Through these many lows were lessons of great value which ultimately led to the endless possibilities that Bitcoin presents for those interested in creating wealth through trading cryptocurrencies and running a successful business.

Dagada is confident in the viability of Bitcoin and ascertains that "we will never understand the money of the future without learning how money came about in the first place. Blockchain and Bitcoin are now pioneering a new online financial world. Cryptocurrencies will replace fiat money in the end, as they are faster, better and more convenient than all the earlier forms of currency."

How do you grow your capital while still preserving it? And how do you use investment vehicles to contribute positively to your financial freedom and a comfortable retirement? The answer is simple: financial education is the precursor to good investment decision-making.

Invest Your Way To Wealth is the guide to financial literacy. From asset classes to forex markets, the time value of money, risky and risk-free assets, cap rates, property, debt, SMMEs and angel investors, Thobelani Maphumulo explains the financial terms and concepts ordinary South Africans need to know in order to become financially savvy quickly and, ultimately, to retire financially secure.

Easy to understand, practical and informative, Invest Your Way To Wealth is essential reading for fledgling investors who need a trustworthy and accessible guide to a range of investment options that will help preserve and grow their capital before they engage expensive experts. By using the knowledge and tools provided in this book, you, too, can watch your money grow.

“I believe in a healthy mind, soul and wallet.”

MILLIONAIRE AT 22 is the new GO-TO guide with detailed tips and techniques mixed with stories of personal experience. Join Albert on the journey of becoming a self-made millionaire at the age of 22. So, how do you become a millionaire at the age of 22 or any age you want to be?

This modern fresh take on business and self-development will quickly set you on the path of reaching your unique dreams and claiming that six figures. Practical, sincere, "punchy" and to the point. A well written manual to success with easy-to-apply principles.

“I will climb the stairs to success with you one step at a time. Join me and my team of Supers and let`s change the world.”

You have a residential investment property. Perhaps you are already renting it out. But are you doing it like a pro and do you know how to maximise your return from it?

In this book, property management expert David Beattie distils two decades of experience into easy-to-implement steps and shows you how to manage your property like a professional landlord. His goal is to help you make more money in less time and with fewer hassles, by showing you how to run your property investment like a business; navigate and comply with South African rental laws with ease; attract, screen, place and keep high-quality tenants; ensure successful and consistent rent collection; and maintain your property with the least effort and money.

The book also includes templates for all the documents the prospective landlord needs.

Today disruption is a part of our daily business vocabulary. We’re all aware of it, and yet many of us still struggle to cope with fast-paced change. How do we take control of our future? What can we do to stop chasing and start attracting – start MAGNETiiZING – the life we want?

In his bestselling What’s Your Moonshot?, global speaker and trend specialist John Sanei explained how the world is changing exponentially. In his follow-up Magnetiize, he challenges business leaders, employees and individuals to become future-ready, asking a selection of thoughtprovoking questions along the way: Is your organisation profit-led or purpose-led? Are you building a fast-paced flash-in-the-quarterly-profit-balancesheet-pan or an elegant legacy? Are you a bystander of disruption or a creator of the future? Are you running away from the darkness or towards the light? How can you find your purpose and build a life in which you attract to you the future of your own making? In answering these and other questions, John explains how to inspire the best people to work with you; how to build an army of superfans (not just clients and consumers); how to build a culture that creates disruption itself (rather than being disrupted); and, ultimately, how to rethink the world we live in.

It’s time to reevaluate the concept and measures of success.

It’s time to stop chasing life, and to MAGNETiiZE the life you want.

Tony Robbins, who has coached more than fifty million people from 100 countries, is the world’s #1 life and business strategist. In this new book, he teams up with Christopher Zook, a renowned financial investor who draws from thirty years of experience to round out the trilogy of #1 New York Times bestselling financial books. Together they reveal how, for decades, trillions of dollars of smart money­ – think of large institutions, sovereign wealth funds, individuals with ultra-high-net worth – have been making outsized returns using alternative investments in private equity, private credit, private real estate, energy and venture capital.

Until recently, the vast majority of investors – those of us without insider access or eye-popping checkbooks – have been locked out of these exciting, high-yield opportunities. But there is a change underway. Alternative investments are coming to the masses, and investors need to know how to navigate their options, assess the merits of these opportunities, and determine how to best take advantage of this massive trend.

In The Holy Grain of Investing, you’ll discover:

• Where opportunities will arise as we transition from the 'free money' era of zero interest rates to a new more realistic environment.
• How to take advantage of the trillions flowing into private investments by owning a piece of the firms that manage the assets.
• How to take advantage of private credit as an alternative (or compliment) to bonds.
• How and why professional sports teams have become an asset class of their own.
• How the renewable energy revolution will create new winners and losers.
• How investments in private real estate can work as an inflationary hedge.
• Interviews, advice, and insights from some of the world’s most formidable titans of industry, such as Howard Marks of OakTree Capital, Vinod Khosla of Khosla Capital, Barry Sternlicht of Starwood, Robert Smith of Vista, and Peter Theil of Founders Fund, among others.

The market is changing, and the conventional wisdom no longer applies. Are you ready to add some fuel to your financial fire? No matter your wealth, your experience, your job, or your age, The Holy Grail of Investing will teach you everything you need to know to unleash the financial power of alternative investments.

Accelerate your journey to financial freedom with the tools, strategies, and mindset of money mastery.

Regardless of your stage of life and your current financial picture, the quest for financial freedom can indeed be conquered. The journey will demand the right tools and strategies along with the mindset of money mastery. With decades of collective wisdom and hands-on experience, your guides for this expedition are Peter Mallouk, the only man in history to be ranked the #1 Financial Advisor in the U.S. for three consecutive years by Barron’s (2013, 2014, 2015), and Tony Robbins, the world-renowned life and business strategist. Mallouk and Robbins take the seemingly daunting goal of financial freedom and simplify it into a step-by-step process that anyone can achieve.

The pages of this book are filled with real-life success stories and vital lessons, such as…

• Why the future is better than you think and why there is no greater time in history to be an investor
• How to chart your personally tailored course for financial security
• How markets behave and how to achieve peace of mind during volatility
• What the financial services industry doesn’t want you to know
• How to select a financial advisor that puts your interests first
• How to navigate, select, or reject the many types of investments available
• Success without fulfillment is the ultimate failure! Financial freedom is not only about money—it’s about feeling deeply fulfilled in your own personal journey

Personal Financial Management provides an excellent and holistic structure for planning and managing your personal finances.

Everything you need to know in order to make informed decisions about any and every aspect of your finances is contained in the nine key personal financial planning areas: career, income tax, estate, investment, protection, credit, healthcare, retirement and emigration planning.

Ultimately, we all hope for financial independence after retirement, and how you plan and manage your finances in any one of these key areas can have far-reaching positive or negative implications for your future.

Wat is die geheime en strategieë van die uitgelese groep wat welvaart skep, hetsy as entrepreneurs, professioneles of salaristrekkers, én boonop daarin slaag om hul geld te laat groei, te geniet en oor te dra na komende generasies?

In Word ryk, bly ryk help Geo en PJ Botha, onafhanklike finansiële adviseurs en medeaanbieders van kykNET se gewilde Welvaartskeppers, gewone Suid-Afrikaners om geld te maak in ’n uitdagende omgewing en dit te laat groei. Hulle begelei jou op jou reis na rykdom en die vrugte daarvan.

Suksesstories van entrepreneurs soos Michael Jordaan, Albé Geldenhuys en Whitey Basson sal jou ’n kopskuif help maak om geleenthede raak te sien in moeilike ekonomiese omstandighede. Die skrywers se maklik verstaanbare finansiële ekspertadvies, gemik op die kweek van goeie gewoontes, rig jou fokus en ondersteun jou op jou welvaartreis.

Being rich is not normal: most people never achieve wealth in their lifetime. The very word ‘rich’ describes a state beyond the median, and therein lies an important lesson.

To become rich, your thinking has to be radically different from that of the people around you. Do you know what those specific differences may be?

Business and wealth guru Douglas Kruger strips away the feel-good hype and gets right down to the practical principles. He leads you through the types of thinking that hold individuals, families and businesses in generational cycles of poverty. He explores the dramatically different approaches of the self-made rich and super-rich, showing you which behaviours to begin practising and which behaviours are traitorous to your wealth potential.

Escape poverty. Raise your value. Change the trajectory of your story.

It all begins with the way you think.

April of 2022 marks a 25-year milestone for the personal finance classic Rich Dad Poor Dad that still ranks as the #1 Personal Finance book of all time. And although 25 years have passed since Rich Dad Poor Dad was first published, readers will find that very little in the book itself has changed — and for good reason. While so much in our world is changing a high speed, the lessons about money and the principles of Rich Dad Poor Dad haven’t changed. Today, as money continues to play a key role in our daily lives, the messages in Robert Kiyosaki’s international bestseller are more timely and more important than ever.

While there is a milestone to commemorate — and a new section in the book on Why Milestones Are Important — preserving the integrity of the original content is testimony to the fact that this book has truly stood the test of time. The sidebars throughout the book (that were updated for the 20-year anniversary edition) have been updated again, but the core principles that parents and grandparents — those who embraced Robert’s story and messages 25 years ago — are sharing them with new generations who have found that its timeless wisdom and no-nonsense lessons can be applied to anyone’s life and their vision for a future that includes taking control of their finances.

People of all cultures and countries celebrate milestones. We use them to measure time, mark progress, reflect on the lessons we’ve learned, and celebrate accomplishments… and they give meaning to our life’s journey. They are a way that we integrate past, present, and future… looking back at where we started, where we are today… and the promise of all that the future can hold.

In the quarter century that has passed since Rich Dad Poor Dad was first published — 25 years since April 8, 1997 — so many things in our world have changed. But the one thing that has not changed is the pressing need for and the power of financial education. Money is still a mainstay of our lives, like it or not, and technology has brought both speed and innovations to the world of money. In an ever-changing world, we can all still get smarter when it comes to money… and learn as much as we can to secure our future.

Today Rich Dad Poor Dad consistently ranks among bestsellers around the world in the categories of Personal Finance, Parenting, and Investing, has been translated into 38 languages, and has sold more than 40 million copies worldwide.

Rich Dad Poor Dad is Robert's story of growing up with two dads — his real father and the father of his best friend, his rich dad — and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you.

In many ways, the messages of Rich Dad Poor Dad, messages that were challenged and criticized 25 ago, are more meaningful, relevant, and important today than ever.

Rich Dad Poor Dad...

• Explodes the myth that you need to earn a high income to become rich
• Challenges the belief that your house is an asset
• Shows parents why they can't rely on the school system to teach their kids about money
• Defines once and for all an asset and a liability
• Teaches you what to teach your kids about money for their future financial success

Have you ever wondered how wealthy people actually made their first million? Here is a simple, easy-to-follow book that shows how various people have made their money in their own unique way, helping you to find a method that will assist you in making your first million and gaining financial freedom.

We would all like to reach a stage where we are able to live off the income from our savings and investments. Sadly, very few people ever get there. But now there is help at hand: this highly accessible book is aimed at anyone who wants to learn how to make their first million in savings. It provides real examples of ordinary people who have reached their financial goals and explains how you can do the same, and offers practical ways of setting goals and keeping yourself motivated to achieve them, especially in tough times.

How To Make Your First Million furnishes people from all walks of life with practical information on how to achieve financial freedom in a range of different ways, and shows that it is possible for everyone to be financially free.

New traders are often led to believe that trading must be easy, which is true to some extent; it has certainly never been easier to trade. Barriers to entry are low, and you have unlimited earning power. You can trade whenever and wherever you like, using any of the numerous markets that are available to choose from, and you can select a low-cost platform from among the many platforms available.

But new traders soon realise that what is generally called ‘common sense’ does not work in trading; what they have been taught – that there is a right way and a wrong way – does not seem to apply to trading. Why? The answer is simple: Our brains are not naturally wired for trading, but they can be rewired. And you will find out how in this book.

Whether you are a beginner or an experienced trader, reading Badass Trader can be a valuable way to learn, grow and improve your trading skills, setting you on a path to financial well-being. While both informative and practical, the book will also help to rewire your mind, stacking the odds of trading success in your favour so that you can get profitable quicker.

What do you need to do to retire in comfort? What are the right choices to make before and after you retire? What are the mistakes that you need to avoid? How can you secure a sustainable income for the rest of your life?

This book, co-written by well-known semi-retired journalist Bruce Cameron and respected financial planner Wouter Fourie, answers all these questions and more. It provides straightforward, comprehensive and practical information on the vital issues that impact on retirement, such as taxa tion, investments, healthcare, estate planning and where to live when retired. And it also identifies warning signs to look out for in order to avoid financial troubles.

This fully updated edition is based on the 2023 Budget figures and takes account of changes in legislation, tax and retirement products.

This is the ultimate guide to help you achieve a secure and successful retirement.

For centuries, working hard and saving up diligently would have set you up for financial security and a comfortable retirement. Not anymore.

Over the last 50 years, we've entered a new financial world - one where your savings lose value faster than you can build them, a global mountain of debt piles up ever higher, and most people slip backwards however hard they try.

In The Price of Money, a leading investment expert explains what's changed - and what you should do now we're here. You'll learn why currencies the world over have lost 99 per cent of their value, and how to use future declines to your advantage. You'll understand how the government can produce hundreds of billions out of thin air, and which investments benefit when they do. Most importantly, you'll be shown what's coming next - and how to position yourself to gain rather than suffer.

You don't need even the slightest knowledge of economics to read this book - just a desire to understand why the world of money is working against you, and what to do about it.

Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence―providing practical encouragement and inspiration for anyone who wants to join them.

Lighting the way in the real world to The Simple Path to Wealth, these are fascinating, heartfelt, often surprising tales:

• of struggles overcome and the rewards that followed
• of enterprising solutions to unexpected problems
• of sacrifices made and the kindness of strangers
• of surprisingly simple steps―and the amazing places they can take you and much, much more.

Author JL Collins accompanies these readers’ stories with reflections on his “rules for the road”―as well as a candid conversation about the journey to financial freedom with his daughter, the inspiration for his original international bestseller.

Pathfinders is the ultimate companion for your own journey to financial freedom―and the true and lasting wealth that lies at the end.

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.

Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.

In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

'Distills what matters most into something that is easy and fun to read' Morgan Housel, columnist, The Wall Street Journal A simple, effective way to transform your finances and your life from leading financial advisor and New York Times columnist Carl Richards Creating a financial plan can seem overwhelming, but the best plans aren't long or complicated. A great plan has nothing to do with the details of how to save and invest your money and everything to do with why you're doing it in the first place. Knowing what's important to you, you will be able to make better decisions in any market conditions. The One-Page Financial Plan will help you identify your values and goals. Carl Richard's simple steps will show you how to prioritize what you really want in life and figure out how to get there. 'In a world where financial advice is (often purposely) complicated and filled with jargon, Carl Richards distils what matters most into something that is easy and fun to read' Wall Street Journal 'Feeling tormented by your finances? Read this book. Now.The One-Page Financial Plan helps you identify what you truly want from life, get crystal clear about the financial position you are starting from today, and develop a simple, actionable plan to narrow the gap between the two' Manisha Thakor, CEO at MoneyZen Wealth Management

101 eco-friendly home-hacks, tips and recipes from Sunday Times bestselling author and Great British Baking Show winner Nancy Birtwhistle.

One change, any change, will make a difference to our precious planet.

We all want to do our best for our homes and the planet, but it’s often hard to find the time and energy to think of alternatives. Nancy Birtwhistle makes it easy with 101 indispensable tips, ideas and recipes that will help you to live a more eco-friendly life without giving up on any home comforts.

This practical book is the ultimate guide to reducing your environmental impact while saving you time and money. Inside are tips and home hacks on everything from eco cleaning, upcycling and making the most out of your weekly shop to small-space gardening and creative crafts, plus a selection of Nancy's delicious recipes. Clearly explained, accessible and beautifully illustrated with black and white line-drawings, Green Living Made Easy is the perfect guide for anyone looking to pursue a more sustainable lifestyle but unsure where to start.

A practical, step-by-step guide full of useful advice on how to get started on investing in the UK property market, from leveraging bank finance to finding investment grade properties from distance.

It gives practical advice on working with and finding contractors and project managers, as well as case studies of people that have invested with the guidance of WealthTrek. Plan B also offers insight into how the UK property market works - specifically on how to grow your investment portfolio through refinancing, and building your cashflow from day one through interest-only funding.

Before you take the leap into UK property investing, find out more from a team with years of experience.

The number of people living into their late nineties and early hundreds is growing by the day. The notion that you have to retire at 65 is becoming outdated and, more importantly, impractical and even financially hazardous. However, the question remains: How do you provide for yourself should you live to a ripe old age, as is very likely?

Irrespective of where you currently are in life – starting out in your career, approaching retirement, or already retired – living longer fundamentally challenges the traditional mindset of a retirement date being a line drawn in the sand.

To 100 & Beyond provides sound, tried-and-tested advice on how to approach living a longer, financially secure life, including how to invest wisely, generate alternative income streams, handle your tax affairs and plan your estate. Practical, real-life examples make this book an easy-to-understand, highly accessible tool that can help you to achieve financial freedom so that you, too, can live your best life now and into retirement.