It's time to embrace the slower pace! There's no denying it - you're OLD, but that comes with a lot of perks. You can say the most outrageous things and somehow get away with it. You can dress however you damn well please. And after learning from so many mistakes, you're now as wise as you are wizened. It's your time to recline, and this hilarious book will show you how it's done.

Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence―providing practical encouragement and inspiration for anyone who wants to join them.

Lighting the way in the real world to The Simple Path to Wealth, these are fascinating, heartfelt, often surprising tales:

• of struggles overcome and the rewards that followed
• of enterprising solutions to unexpected problems
• of sacrifices made and the kindness of strangers
• of surprisingly simple steps―and the amazing places they can take you and much, much more.

Author JL Collins accompanies these readers’ stories with reflections on his “rules for the road”―as well as a candid conversation about the journey to financial freedom with his daughter, the inspiration for his original international bestseller.

Pathfinders is the ultimate companion for your own journey to financial freedom―and the true and lasting wealth that lies at the end.

In this groundbreaking book, renowned global economist David McWilliams unlocks the mysteries and the awesome power of money: what it is, how it works and why it matters.

Money is an epic, breathlessly entertaining journey across the world through the present and the past, from the birthplace of money in ancient Babylon to the beginning of trade along the silk road to China, from Marrakech markets to Wall Street and the dawn of cryptocurrency. By tracking its history McWilliams uncovers our relationship with money, transforming our perspective on its impact on the world right now.

The story of money is the story of our desires, our genius and our downfalls. Money has shaped the very essence of what it means to be human. We can’t hope to understand ourselves without it. And yet despite money’s primacy, most of us don’t truly understand it. Where does money come from? How much is out there? Who controls it? Nothing we’ve invented as a species has defined our own evolution so thoroughly and changed the direction of our planet’s history so dramatically. Money is power – and power beguiles. It unleashes our deepest cravings.

The story of money is the story of earth’s most inventive, destructive and dangerous animal, Homo Sapiens. It is our story.

A practical guide for handling life's financial emergencies for the cash-strapped, the meticulous budgeter, and everyone in between. What do a layoff, a medical emergency, a broken appliance, and a natural disaster have in common? Each scenario has the potential to upend your personal finances, no matter your financial situation. Money can be an intense source of stress, especially when you suddenly don't have enough of it. This handy and accessible reference from Alyssa Davies, founder of the popular finance blog Mixed Up Money, is here to help you navigate these financial ups and downs with a judgment-free approach. It offers actionable advice for different types of emergencies, short- and long-term solutions, resources, and tips from well-known financial experts who have been there before. You'll find scripts for negotiating payments for large bills, and learn how to revise a budget if you need to care for a loved one who is sick, recognize financial abuse, and much more. Charming illustrations by the author add a touch of humor to her expert advice. Best practices for building a robust emergency fund and road maps for recovering from a financial emergency will help you face your next rainy day.

Basic financial knowledge is one of the most important educational and training needs in South Africa, but thousands of people enter the working world without this knowledge. Financial skills are the best skills you can acquire, since you will be able to use them to your benefit throughout your life. Learn how to draw up a budget, use debt wisely and escape debt, borrow money from a micro-lender, provide for your family, buy your own car and home and make good investments. It also teaches you to protect yourself and your assets, plan your retirement wisely, protect your job and start your own business, use a bank's services and products, and create a positive financial future.

Special deluxe edition of The Psychology of Money with new bonus chapter content from Morgan Housel. Limited edition while supplies last.

Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people.

Money – investing, personal finance, and business decisions – is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don't make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.

In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life's most important topics.

A groundbreaking guide to rejecting the default path and designing your dream life ― from social media star, entrepreneur and inspirational writer of ‘The Curiosity Chronicle’ newsletter, Sahil Bloom.

Money is not enough to make you happy.

We’re constantly told that money is the shortcut to a good life, the only type of wealth worth pursuing. But what would it mean to lead a truly wealthy life? It may involve money, but in the end, it will be defined by everything else.

In The 5 Types of Wealth, Sahil Bloom offers a transformative guide, full of practical steps and actionable insights, for redesigning your life around five types of wealth: Time, Social, Mental, Physical, and Financial. The result is a deep satisfaction and happiness you can build and maintain across the seasons of your life.

Whether you are at the start of your working life, looking to build and grow in mid-life, or a retiree, with Sahil’s guidance you will unlock:

• Control over how you spend your time

• Depth of connection with those around you

• Clarity of purpose, presence, and decision making

• Improved health and vitality

• Simple pathways to financial independence

The 5 Types of Wealth will help you make the first steps toward positive change and building a joyful, balanced life. It’s a journey that can start today – and change your world faster than you thought possible.

This book will cultivate the spirit of triumph to all who read it. It speaks to the destiny deposited inside all of us and serves as a wake-up call to all women and men alike, to reclaim your life and bounce back after adversity. It creates a perfect climate to stimulate the dormant giant within that knows that you are not a victim of your circumstances! You will be inspired to take back ownership of your life through the use of transformational truths that will provide an escape from any physical or psychological wounding. It crosses religious, socio-economic, cultural and generational barriers, ensuring it's adaptability to suit any audience, garnering international support in becoming a megaphone that amplifies the voice of social justice for women. The use of real life stories woven into the fabric of the book ensures that you gain perspective of the harsh realities that women endure, as well as the steps they take to emerge triumphant. There is hope, peace and victory beyond the scars of life.

The buzz about abundance is spreading just like wildfire. And it is about time that you need to wake up and have a deeper understanding about yourself and about who you truly are. In addition to that, you should also be aware about what you re capable of doing and learn about the limitless resources that are available out there. Get all the info you need here."

Boss Your Money is a no-fluff guide to building wealth in South Africa, written by someone who has asked all the same questions you have about work, salary negotiation, saving and investing, buying your first car or home, and more.

With honesty, humour and hard-won insights, Nokuhle Kumalo unpacks the money habits we inherit from our parents, the mistakes we make and the steps we can take to break the cycle. This isn’t about quick tips or flashy flexes; it will help you understand money and finally take control of how you earn, spend, save and build your wealth. If financial freedom is your dream, this is your starting point to mastering the wealth creation formula.

No Worries shows how anyone can live a stress-free financial life and build wealth for the long term.

This is not about millions of tiny decisions that drain the joy from life, like skipping daily coffee to save a few pounds. And it’s not simply about having more money. The secret lies in adopting the right attitude to money and getting a small number of big things right.

In his unique style, drawing on decades of expertise, finance expert Jared Dillian gives us the essential facts about personal finance that will help you see things as you never have before.

Jared reveals:

• how the right kind of abundance mindset works wonders how to purge the urge to splurge (without making life a drag)
• the most effective ways to use credit cards that no one tells you about
• the smart ways to buy big-ticket items, from houses to cars
• what’s gone wrong with student loans and how to use them sensibly
• how to ace investing with the set-and-forget Awesome Portfolio.

No matter where you are in your finance journey, Jared can help you get your finances in better shape than 99% of other people – so that you can get on with your life as your wealth builds.

Do that and you’ll have no financial stress, and no worries.

The Six Steps to Financial Freedom outlines a proven system that has helped thousands of people to get totally out of debt and achieve financial freedom in the shortest possible time - even throughout the recent financial crisis. This approach has taken people from being deep in debt to building significant wealth in just a few years. Inside this book you will discover how - using just your existing income - you too can soon be: * Free of debt (however bad your situation now). * Free from worry about how you will survive in retirement. * Free to let your children have the future they want. * Free to stop working 10-15 years earlier than you had planned. The Six Steps to Financial Freedom uses a unique series of easy-to-follow financial "wheels" to show you why people get into debt, how to get out of it and what you need to do to build real wealth instead. This life-transforming book can help you break out of the downward debt spiral and start moving up to financial freedom instead.

Profit through good times and bad with a resilient, diversified portfolio The Intelligent Asset Allocator has helped thousands of people like you build wealth through carefully diversified portfolios. Now, with global markets in constant flux, balancing risk and reward is more critical than ever. Self-taught investor William Bernstein offers no gimmicks, inside secrets, or magic solutions-just the facts about investing and calm, smart advice on how to build and manage a portfolio designed for the long run. This is all you need, despite claims of the advisors and pundits looking to profit from your hard-earned money. This easy-to-understand guide provides everything you need, including: * The basics of finance-historical, psychological, and institutional * Time-tested strategies for improving the risk/reward ratio * Ways to sharpen your focus to improve portfolio management Bernstein walks you through the fundamentals of important topics like multiple-asset portfolios, optimal asset allocations, market efficiency, and strategy implementation. No one knows the future of markets. Your forecast is as good as that of the last financial pundit you saw on TV. Trust your instincts, trust your research, and trust the proven-effect approach of The Intelligent Asset Allocator, and your portfolio will deliver returns through the blue skies and storms of financial markets.

Many people are intimidated by the stock market and choose instead to put their money into savings accounts that pay very little. They believe that: - Buying shares is too risky - Buying shares is too complicated - You need a lot of money for it to be worthwhile. But none of these things are true and this book explains why. It provides a simple and accessible introduction to the basic principles of investing in the stock market. With an understanding of these, and a consistent approach to investment, you can make a good return from stocks and shares. In this book you will discover: - How to use the way you and others behave to your advantage; - How to get more than you pay for; - How to increase your wealth over time by consistently following some really simple steps. Contents: About the author; 1. Introduction; 2. So who do you think you are?; 3. Think like a machine; 4. The journey begins; 5. Understand the business not the share price; 6. Selecting your shares; 7. Time is your ally - the Harley Davidson example; 8. The share price - get what you don't pay for; 9. Risky business; 10. Revenue and pre-tax profit. Are they getting bigger?; 11. Is the company making a lot of money from the money it spends or spending a lot of the money it makes?; 12. Consistent investing can pay dividends; 13. Buy companies that can live within their means; 14. A great company has quality leadership; 15. Don't just buy eggs and have more than one basket; 16. Does size matter?; 17. A global perspective; 18. Two apples don't make an orange; 19. Investment fads - how they happen and why they are bad for your wealth; 20. The future isn't what it used to be; 21. Cost averaging; 22. Some work examples; 23. Tesco; 24. Amur Minerals Corporation; 25. Marks and Spencers Group; 26. AstraZeneca; 27. William Hill; 28. British American Tobacoo; 29. QinetiQ Group; 30. Interior Services Group; 31. Screening for value shares - low risk and high reward; 32. Now you own your own business; 33. There is a time to sell; 34. The craft of consistent investing; 35. Some additional signposts; 36. Guiding principles for the consistent investor; Index.

one that began with him wanting to be a space engineer and ended with him creating content that has been seen and read by millions. His thoughts range from the importance of creating habits for long-term success to the foundations of money management, from embracing and accepting failure to the real truth about learning empathy. This is a book to be read, and reread, a book whose lines you will underline and think about again and again, a book you will give your family and friends and strangers. Ankur hopes for this book to become the most gifted book ever!

To those who don't speak it, the language of money can seem impenetrable. Fortunately, John Lanchester-the best-selling novelist and reporter hailed by The Economist for "explain[ing] complex stuff in a down-to-earth and witty style"-is here to bridge the gap between the money people and the rest of us. With wit and candor, Lanchester explains more than 300 common words and phrases from "AAA rating" and "amortization" to "yield curve" and "zombie bank."

Do you know your Number?
What happens if you don't make it to your Number?
Do you have a plan?
The often-avoided, anxiety-riddled discussion about financial planning for a secure and fulfilling future has been given a new starting point in "The Number" by Lee Eisenberg. The buzz of professionals and financial industry insiders everywhere, the Number represents the amount of money and resources people will need to enjoy the active life they desire, especially post-career. Backed by imaginative reporting and insights, Eisenberg urges people to assume control and responsibility for their standard of living, and take greater aim on their long-term aspirations.
From Wall Street to Main Street USA, the Number means different things to different people. It is constantly fluctuating in people's minds and bank accounts. To some, the Number symbolizes freedom, validation of career success, the ticket to luxurious indulgences and spiritual exploration; to others, it represents the bewildering and nonsensical nightmare of an impoverished existence creeping up on them in their old age, a seemingly hopeless inevitability that they would rather simply ignore than confront. People are highly private and closed-mouthed when it comes to discussing their Numbers, or lack thereof, for fear they might either reveal too much or display ineptitude.
In "The Number," Eisenberg describes this secret anxiety as the "Last Taboo," a conundrum snared in confusing financial lingo. He sorts through the fancy jargon and translates the Number into commonsense advice that resonates just as easily with the aging gods and goddesses of corporate boardrooms as it does with ordinary people who are beginning to realize that retirement is now just a couple of decades away. Believing that the Number is as much about self-worth as it is net worth, Eisenberg strives to help readers better understand and more efficiently manage all aspects of their life, money, and pursuit of happiness.

In this clear and engaging basic guide to managing your finances, Sam Beckbessinger covers topics from compound interest and inflation to “Your brain on money”, negotiating a raise, and particularly local South African phenomena like “black tax”.

The book includes exercises and “how-to’s”, doesn’t shy away from the psychology of money, and is empowering, humorous and helpful.

The book you wish you’d had at 25, but is never too late to read.