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Books > Health, Home & Family > Self-help & practical interests > Personal finance
101 eco-friendly home-hacks, tips and recipes from Sunday Times bestselling author and Great British Baking Show winner Nancy Birtwhistle. One change, any change, will make a difference to our precious planet. We all want to do our best for our homes and the planet, but it’s often hard to find the time and energy to think of alternatives. Nancy Birtwhistle makes it easy with 101 indispensable tips, ideas and recipes that will help you to live a more eco-friendly life without giving up on any home comforts. This practical book is the ultimate guide to reducing your environmental impact while saving you time and money. Inside are tips and home hacks on everything from eco cleaning, upcycling and making the most out of your weekly shop to small-space gardening and creative crafts, plus a selection of Nancy's delicious recipes. Clearly explained, accessible and beautifully illustrated with black and white line-drawings, Green Living Made Easy is the perfect guide for anyone looking to pursue a more sustainable lifestyle but unsure where to start.
Drawing from personal experiences, military background, extensive research, and in-depth study of thriving enterprises, Fulufhelo Sithole reveals straightforward yet powerful principles for achieving and preserving wealth, with a focus on sustainability. This comprehensive exploration sets the stage for an enlightening and practical guide to financial success. Having experienced poverty from birth, the author believes his life journey can inspire readers to become the better version of themselves and ultimately contribute to making the world a better place to live. Within these pages, readers will uncover a treasure of wisdom and guidance curated into powerful principles which unlock the secrets of sustainable wealth. From identifying their life's purpose to cultivating the habits of prosperity and adopting an abundance mindset, each chapter covers a vital aspect of the journey toward enduring financial security. These principles offer both key knowledge and practical tools to construct a life of wealth that will endure the test of time. Structured with user-friendliness in mind, the chapters are easy to navigate, and each is logically titled to guide the reader towards lasting financial success, security, wealth expansion, continuous learning, growth, and more. This book's transformative journey is built on practical advice, strategies, and insights, helping lay a solid foundation for sustainable wealth while emphasizing the values of dedication, discipline, continuous learning, and adaptability on the lifelong pursuit of financial prosperity.
A practical, step-by-step guide full of useful advice on how to get started on investing in the UK property market, from leveraging bank finance to finding investment grade properties from distance. It gives practical advice on working with and finding contractors and project managers, as well as case studies of people that have invested with the guidance of WealthTrek. Plan B also offers insight into how the UK property market works - specifically on how to grow your investment portfolio through refinancing, and building your cashflow from day one through interest-only funding. Before you take the leap into UK property investing, find out more from a team with years of experience.
In this groundbreaking book, renowned global economist David McWilliams unlocks the mysteries and the awesome power of money: what it is, how it works and why it matters. Money is an epic, breathlessly entertaining journey across the world through the present and the past, from the birthplace of money in ancient Babylon to the beginning of trade along the silk road to China, from Marrakech markets to Wall Street and the dawn of cryptocurrency. By tracking its history McWilliams uncovers our relationship with money, transforming our perspective on its impact on the world right now. The story of money is the story of our desires, our genius and our downfalls. Money has shaped the very essence of what it means to be human. We can’t hope to understand ourselves without it. And yet despite money’s primacy, most of us don’t truly understand it. Where does money come from? How much is out there? Who controls it? Nothing we’ve invented as a species has defined our own evolution so thoroughly and changed the direction of our planet’s history so dramatically. Money is power – and power beguiles. It unleashes our deepest cravings. The story of money is the story of earth’s most inventive, destructive and dangerous animal, Homo Sapiens. It is our story.
Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence―providing practical encouragement and inspiration for anyone who wants to join them. Lighting the way in the real world to The Simple Path to Wealth, these are fascinating, heartfelt, often surprising tales:
Author JL Collins accompanies these readers’ stories with reflections on his “rules for the road”―as well as a candid conversation about the journey to financial freedom with his daughter, the inspiration for his original international bestseller. Pathfinders is the ultimate companion for your own journey to financial freedom―and the true and lasting wealth that lies at the end.
Now with the latest and safest strategies for smart investing in the new economy A perennial bestseller, Nancy Dunnan's "How to Invest $50-$5,000" has been a trusted advisor for more than two decades. But never before has the economy changed so radically in so short a time. This new edition reflects the latest, smartest strategies for small investing in the current economy, and has fully updated information on all of the recent changes in federal regulations and laws. Covering the full range of small investing--from selecting a bank to choosing specific investments to making sense of financial pages--Dunnan guides even the most inexperienced investor through the maze of stocks, bonds, treasuries, mutual funds, and more. Now more than ever, "How to Invest $50-$5,000" is an indispensable handbook for small investors--pointing the way toward the best low-risk, high-value opportunities available in the current U.S. economy.
Think Yourself Rich: A Step-by-Step Guide to Financial Independence is aimed at first-timeearners who want to put themselves on the right path to financial independence. It provides an easy-to-understand guide that explains in clear terms how to consciously choose and plan for a debt-free lifestyle and not only survive, but thrive, on the long-term journey towards financial freedom. The book covers crucial issues about financial planning clearly and succinctly, including: - Why it is important to get rid of all unnecessary debt as quickly as possible. - When you should start saving or investing. - How to plan for emergencies. - How much and what kind of insurance you need. - How much of your income you should save. - How much of your income you should invest. - Where, how and when you should invest. Theoretical information about budgets, financial plans and investment (including all important terminology for various investment options) is interwoven with relevant reallife examples and scenarios that will inspire readers to set aside the time to design and write up a proper financial plan – and execute it. Each chapter builds on the previous one to help readers achieve their goals by sticking to their plans. This book will equip readers to take full control of their finances.
With contributions from Douglas Rushkoff, Claire Wolfe and
Charles Hugh Smith Placing particular emphasis on self-sufficiency,
community-building, and personal resilience, this timely,
informative book offers a hopeful way forward in a time of great
uncertainty. Bankruptcy, barter, and survival investing are just a
few of the important topics explored.
Tony Robbins, the multimillion-copy bestselling author of Awaken the Giant Within and Unlimited Power has created a 7-step blueprint for securing financial freedom. Based on extensive research and one-on-one interviews with more than 50 of the most legendary financial experts in the world - from Carl Icahn, to Warren Buffett, to Jack Bogle and Steve Forbes. Robbins has a brilliant way of using metaphor and story to illustrate even the most complex financial concepts - making them simple and actionable. With expert advice on our most important financial decisions, Robbins dispels the myths that often rob people of their financial dreams. Money: Master the Game contains expert advice for readers of every income level, providing guidance through the steps to become financially free by creating a lifetime income plan. This book delivers invaluable information and essential practices for getting your financial house in order. It's the book millions of people have been waiting for.
one that began with him wanting to be a space engineer and ended with him creating content that has been seen and read by millions. His thoughts range from the importance of creating habits for long-term success to the foundations of money management, from embracing and accepting failure to the real truth about learning empathy. This is a book to be read, and reread, a book whose lines you will underline and think about again and again, a book you will give your family and friends and strangers. Ankur hopes for this book to become the most gifted book ever!
This book will cultivate the spirit of triumph to all who read it. It speaks to the destiny deposited inside all of us and serves as a wake-up call to all women and men alike, to reclaim your life and bounce back after adversity. It creates a perfect climate to stimulate the dormant giant within that knows that you are not a victim of your circumstances! You will be inspired to take back ownership of your life through the use of transformational truths that will provide an escape from any physical or psychological wounding. It crosses religious, socio-economic, cultural and generational barriers, ensuring it's adaptability to suit any audience, garnering international support in becoming a megaphone that amplifies the voice of social justice for women. The use of real life stories woven into the fabric of the book ensures that you gain perspective of the harsh realities that women endure, as well as the steps they take to emerge triumphant. There is hope, peace and victory beyond the scars of life.
The buzz about abundance is spreading just like wildfire. And it is about time that you need to wake up and have a deeper understanding about yourself and about who you truly are. In addition to that, you should also be aware about what you re capable of doing and learn about the limitless resources that are available out there. Get all the info you need here."
Profit through good times and bad with a resilient, diversified portfolio The Intelligent Asset Allocator has helped thousands of people like you build wealth through carefully diversified portfolios. Now, with global markets in constant flux, balancing risk and reward is more critical than ever. Self-taught investor William Bernstein offers no gimmicks, inside secrets, or magic solutions-just the facts about investing and calm, smart advice on how to build and manage a portfolio designed for the long run. This is all you need, despite claims of the advisors and pundits looking to profit from your hard-earned money. This easy-to-understand guide provides everything you need, including: * The basics of finance-historical, psychological, and institutional * Time-tested strategies for improving the risk/reward ratio * Ways to sharpen your focus to improve portfolio management Bernstein walks you through the fundamentals of important topics like multiple-asset portfolios, optimal asset allocations, market efficiency, and strategy implementation. No one knows the future of markets. Your forecast is as good as that of the last financial pundit you saw on TV. Trust your instincts, trust your research, and trust the proven-effect approach of The Intelligent Asset Allocator, and your portfolio will deliver returns through the blue skies and storms of financial markets.
The Proven Guide from the Godfather of Financial Independence—now comprehensively updated and expanded. New edition includes: updated data, FAQ, a Simple Path to Wealth Punchlist, Resources & Tools. What if the path to wealth isn't about timing the market or picking hot stocks, or even about paying someone else to do it for you? What if it’s actually about following a radically simple plan that’s not only easier to implement, but also more lucrative than the alternatives? Drawing from fifty years of investing experience, and born out of a series of letters the author wrote to his daughter, The Simple Path to Wealth has become foundational to the FIRE (Financial Independence, Retire Early) movement, inspiring hundreds of thousands of readers to reimagine their relationship with money and freedom. The real-world success of Collins' approach is documented in Pathfinders, his collection of stories from readers who have transformed their financial lives using his method. Whether you care deeply about money, or never want to think about it at all, you’re living in a culture of spending. Everyone’s telling you that handing over your cash for this gadget, this potion, this lifestyle is the key to happiness. Meanwhile, the reality is that happiness is more likely to come from having the financial freedom to live the life you really want. Whatever your relationship with money, you will be heartened by Collins’ essential insight, which is that simplicity beats complexity every time. This comprehensive guide covers everything from debt elimination to optimizing retirement accounts, all while exposing the marketing myths and investment industry practices that keep most people from building real wealth. Collins shares specific, actionable strategies for both wealth-building and wealth-preservation phases, with a straightforward approach to asset allocation that anyone can implement. Collins' direct, often irreverent style makes complex financial concepts crystal clear, giving readers the tools and confidence to take control of their financial future. More than just another investment book, The Simple Path to Wealth is a blueprint for financial independence – showing readers how to break free from the financial industry’s traps and live life on their own terms.
The Six Steps to Financial Freedom outlines a proven system that has helped thousands of people to get totally out of debt and achieve financial freedom in the shortest possible time - even throughout the recent financial crisis. This approach has taken people from being deep in debt to building significant wealth in just a few years. Inside this book you will discover how - using just your existing income - you too can soon be: * Free of debt (however bad your situation now). * Free from worry about how you will survive in retirement. * Free to let your children have the future they want. * Free to stop working 10-15 years earlier than you had planned. The Six Steps to Financial Freedom uses a unique series of easy-to-follow financial "wheels" to show you why people get into debt, how to get out of it and what you need to do to build real wealth instead. This life-transforming book can help you break out of the downward debt spiral and start moving up to financial freedom instead.
It's time to embrace the slower pace! There's no denying it - you're OLD, but that comes with a lot of perks. You can say the most outrageous things and somehow get away with it. You can dress however you damn well please. And after learning from so many mistakes, you're now as wise as you are wizened. It's your time to recline, and this hilarious book will show you how it's done.
Many people are intimidated by the stock market and choose instead to put their money into savings accounts that pay very little. They believe that: - Buying shares is too risky - Buying shares is too complicated - You need a lot of money for it to be worthwhile. But none of these things are true and this book explains why. It provides a simple and accessible introduction to the basic principles of investing in the stock market. With an understanding of these, and a consistent approach to investment, you can make a good return from stocks and shares. In this book you will discover: - How to use the way you and others behave to your advantage; - How to get more than you pay for; - How to increase your wealth over time by consistently following some really simple steps. Contents: About the author; 1. Introduction; 2. So who do you think you are?; 3. Think like a machine; 4. The journey begins; 5. Understand the business not the share price; 6. Selecting your shares; 7. Time is your ally - the Harley Davidson example; 8. The share price - get what you don't pay for; 9. Risky business; 10. Revenue and pre-tax profit. Are they getting bigger?; 11. Is the company making a lot of money from the money it spends or spending a lot of the money it makes?; 12. Consistent investing can pay dividends; 13. Buy companies that can live within their means; 14. A great company has quality leadership; 15. Don't just buy eggs and have more than one basket; 16. Does size matter?; 17. A global perspective; 18. Two apples don't make an orange; 19. Investment fads - how they happen and why they are bad for your wealth; 20. The future isn't what it used to be; 21. Cost averaging; 22. Some work examples; 23. Tesco; 24. Amur Minerals Corporation; 25. Marks and Spencers Group; 26. AstraZeneca; 27. William Hill; 28. British American Tobacoo; 29. QinetiQ Group; 30. Interior Services Group; 31. Screening for value shares - low risk and high reward; 32. Now you own your own business; 33. There is a time to sell; 34. The craft of consistent investing; 35. Some additional signposts; 36. Guiding principles for the consistent investor; Index. |
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