Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence―providing practical encouragement and inspiration for anyone who wants to join them.

Lighting the way in the real world to The Simple Path to Wealth, these are fascinating, heartfelt, often surprising tales:

• of struggles overcome and the rewards that followed
• of enterprising solutions to unexpected problems
• of sacrifices made and the kindness of strangers
• of surprisingly simple steps―and the amazing places they can take you and much, much more.

Author JL Collins accompanies these readers’ stories with reflections on his “rules for the road”―as well as a candid conversation about the journey to financial freedom with his daughter, the inspiration for his original international bestseller.

Pathfinders is the ultimate companion for your own journey to financial freedom―and the true and lasting wealth that lies at the end.

Special deluxe edition of The Psychology of Money with new bonus chapter content from Morgan Housel. Limited edition while supplies last.

Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people.

Money – investing, personal finance, and business decisions – is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don't make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.

In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life's most important topics.

So no one taught you about money, either? Let’s figure this me$$ out together.

In this illustrated, deeply unserious guide to money, Berna Anat—aka the Financial Hype Woman—freaks out her immigrant parents by doing the unthinkable: Talking about money. Loudly.

Because we’re done staying silent, anxious, and ashamed about our money. It's time to join the party and finally learn about all the financial stuff that always felt too confusing. Stuff like:

• How to actually budget, save, and invest (but also make it fun)
• How our traumas shape our most toxic money habits, and how to create new patterns
• How to build wealth in a system designed to keep us broke
• How to use money to fund our biggest dreams—and change the world

No more keeping our money on mute. It’s time to grab the mic.

A practical guide for handling life's financial emergencies for the cash-strapped, the meticulous budgeter, and everyone in between. What do a layoff, a medical emergency, a broken appliance, and a natural disaster have in common? Each scenario has the potential to upend your personal finances, no matter your financial situation. Money can be an intense source of stress, especially when you suddenly don't have enough of it. This handy and accessible reference from Alyssa Davies, founder of the popular finance blog Mixed Up Money, is here to help you navigate these financial ups and downs with a judgment-free approach. It offers actionable advice for different types of emergencies, short- and long-term solutions, resources, and tips from well-known financial experts who have been there before. You'll find scripts for negotiating payments for large bills, and learn how to revise a budget if you need to care for a loved one who is sick, recognize financial abuse, and much more. Charming illustrations by the author add a touch of humor to her expert advice. Best practices for building a robust emergency fund and road maps for recovering from a financial emergency will help you face your next rainy day.

Basic financial knowledge is one of the most important educational and training needs in South Africa, but thousands of people enter the working world without this knowledge. Financial skills are the best skills you can acquire, since you will be able to use them to your benefit throughout your life. Learn how to draw up a budget, use debt wisely and escape debt, borrow money from a micro-lender, provide for your family, buy your own car and home and make good investments. It also teaches you to protect yourself and your assets, plan your retirement wisely, protect your job and start your own business, use a bank's services and products, and create a positive financial future.

Profit through good times and bad with a resilient, diversified portfolio The Intelligent Asset Allocator has helped thousands of people like you build wealth through carefully diversified portfolios. Now, with global markets in constant flux, balancing risk and reward is more critical than ever. Self-taught investor William Bernstein offers no gimmicks, inside secrets, or magic solutions-just the facts about investing and calm, smart advice on how to build and manage a portfolio designed for the long run. This is all you need, despite claims of the advisors and pundits looking to profit from your hard-earned money. This easy-to-understand guide provides everything you need, including: * The basics of finance-historical, psychological, and institutional * Time-tested strategies for improving the risk/reward ratio * Ways to sharpen your focus to improve portfolio management Bernstein walks you through the fundamentals of important topics like multiple-asset portfolios, optimal asset allocations, market efficiency, and strategy implementation. No one knows the future of markets. Your forecast is as good as that of the last financial pundit you saw on TV. Trust your instincts, trust your research, and trust the proven-effect approach of The Intelligent Asset Allocator, and your portfolio will deliver returns through the blue skies and storms of financial markets.

No Worries shows how anyone can live a stress-free financial life and build wealth for the long term.

This is not about millions of tiny decisions that drain the joy from life, like skipping daily coffee to save a few pounds. And it’s not simply about having more money. The secret lies in adopting the right attitude to money and getting a small number of big things right.

In his unique style, drawing on decades of expertise, finance expert Jared Dillian gives us the essential facts about personal finance that will help you see things as you never have before.

Jared reveals:

• how the right kind of abundance mindset works wonders how to purge the urge to splurge (without making life a drag)
• the most effective ways to use credit cards that no one tells you about
• the smart ways to buy big-ticket items, from houses to cars
• what’s gone wrong with student loans and how to use them sensibly
• how to ace investing with the set-and-forget Awesome Portfolio.

No matter where you are in your finance journey, Jared can help you get your finances in better shape than 99% of other people – so that you can get on with your life as your wealth builds.

Do that and you’ll have no financial stress, and no worries.

A personal code for living a better, happier, more successful kind of life.

Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way.

After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else.

In Baby Steps Millionaires, you will:

• Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth
• Learn how to bust through the barriers preventing them from becoming a millionaire
• Hear true stories from ordinary people who dug themselves out of debt and built wealth
• Discover how anyone can become a millionaire, especially you

Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!

This book will cultivate the spirit of triumph to all who read it. It speaks to the destiny deposited inside all of us and serves as a wake-up call to all women and men alike, to reclaim your life and bounce back after adversity. It creates a perfect climate to stimulate the dormant giant within that knows that you are not a victim of your circumstances! You will be inspired to take back ownership of your life through the use of transformational truths that will provide an escape from any physical or psychological wounding. It crosses religious, socio-economic, cultural and generational barriers, ensuring it's adaptability to suit any audience, garnering international support in becoming a megaphone that amplifies the voice of social justice for women. The use of real life stories woven into the fabric of the book ensures that you gain perspective of the harsh realities that women endure, as well as the steps they take to emerge triumphant. There is hope, peace and victory beyond the scars of life.

The buzz about abundance is spreading just like wildfire. And it is about time that you need to wake up and have a deeper understanding about yourself and about who you truly are. In addition to that, you should also be aware about what you re capable of doing and learn about the limitless resources that are available out there. Get all the info you need here."

Boss Your Money is a no-fluff guide to building wealth in South Africa, written by someone who has asked all the same questions you have about work, salary negotiation, saving and investing, buying your first car or home, and more.

With honesty, humour and hard-won insights, Nokuhle Kumalo unpacks the money habits we inherit from our parents, the mistakes we make and the steps we can take to break the cycle. This isn’t about quick tips or flashy flexes; it will help you understand money and finally take control of how you earn, spend, save and build your wealth. If financial freedom is your dream, this is your starting point to mastering the wealth creation formula.

The Six Steps to Financial Freedom outlines a proven system that has helped thousands of people to get totally out of debt and achieve financial freedom in the shortest possible time - even throughout the recent financial crisis. This approach has taken people from being deep in debt to building significant wealth in just a few years. Inside this book you will discover how - using just your existing income - you too can soon be: * Free of debt (however bad your situation now). * Free from worry about how you will survive in retirement. * Free to let your children have the future they want. * Free to stop working 10-15 years earlier than you had planned. The Six Steps to Financial Freedom uses a unique series of easy-to-follow financial "wheels" to show you why people get into debt, how to get out of it and what you need to do to build real wealth instead. This life-transforming book can help you break out of the downward debt spiral and start moving up to financial freedom instead.

Many people are intimidated by the stock market and choose instead to put their money into savings accounts that pay very little. They believe that: - Buying shares is too risky - Buying shares is too complicated - You need a lot of money for it to be worthwhile. But none of these things are true and this book explains why. It provides a simple and accessible introduction to the basic principles of investing in the stock market. With an understanding of these, and a consistent approach to investment, you can make a good return from stocks and shares. In this book you will discover: - How to use the way you and others behave to your advantage; - How to get more than you pay for; - How to increase your wealth over time by consistently following some really simple steps. Contents: About the author; 1. Introduction; 2. So who do you think you are?; 3. Think like a machine; 4. The journey begins; 5. Understand the business not the share price; 6. Selecting your shares; 7. Time is your ally - the Harley Davidson example; 8. The share price - get what you don't pay for; 9. Risky business; 10. Revenue and pre-tax profit. Are they getting bigger?; 11. Is the company making a lot of money from the money it spends or spending a lot of the money it makes?; 12. Consistent investing can pay dividends; 13. Buy companies that can live within their means; 14. A great company has quality leadership; 15. Don't just buy eggs and have more than one basket; 16. Does size matter?; 17. A global perspective; 18. Two apples don't make an orange; 19. Investment fads - how they happen and why they are bad for your wealth; 20. The future isn't what it used to be; 21. Cost averaging; 22. Some work examples; 23. Tesco; 24. Amur Minerals Corporation; 25. Marks and Spencers Group; 26. AstraZeneca; 27. William Hill; 28. British American Tobacoo; 29. QinetiQ Group; 30. Interior Services Group; 31. Screening for value shares - low risk and high reward; 32. Now you own your own business; 33. There is a time to sell; 34. The craft of consistent investing; 35. Some additional signposts; 36. Guiding principles for the consistent investor; Index.

To those who don't speak it, the language of money can seem impenetrable. Fortunately, John Lanchester-the best-selling novelist and reporter hailed by The Economist for "explain[ing] complex stuff in a down-to-earth and witty style"-is here to bridge the gap between the money people and the rest of us. With wit and candor, Lanchester explains more than 300 common words and phrases from "AAA rating" and "amortization" to "yield curve" and "zombie bank."