Capitalist Nigger excels as an explosive and jarring indictment of the Black Race. The title asserts that the Negroid race, as naturally endowed as any other, is culpably a non-productive race. The Black Race is a consumer race and depends on other communities for its culture, its language, its feeding, and its clothing. Despite enormous natural resources, Blacks are economic slaves because they lack the 'devil-may-care' attitude and the 'killer-instinct' of the Caucasian, as well as the spider web economic mentality of the Asian. Capitalist Nigger contends that only as 'Economic Warriors', employing the 'Spider Web Economic Doctrine', can the Black Race escape from their victim mentality.

Never Fall Victim to Wall Street Again

Recently, most people have been victimized by the revenue generating machine that is Wall Street. The truth is, Wall Street only cares about making the most revenue they can from you.

You will learn:

The 20%/65% rule of investing in both bear and bull markets.

When and why to move your investments to cash.

Why agency relationships and suitability are a far cry from fiduciary responsibility.

How to convert your IRA to a tax-free Roth IRA using either a Home Equity Line of Credit, a Reverse Mortgage, or a Real Estate Option.

A way to pay off your 30-year mortgage in ten or eleven years.

How you can get rid of credit card debt in months, not years.

Why segmenting your money and using principal for income may put you in a lower tax bracket.

How to do a background check on your financial advisor annually.

What to look out for in regard to outlandish performance claims by financial advisors.

The strategies presented herein will teach you how to have a consistent process and a plan for your success. You will never again fall victim to Wall Street's shenanigans.

Many highly paid investment gurus will insist that successful investing is a function of painfully collected experience, expansive research, skillful market timing, and sophisticated analysis. Others emphasize fundamental research about companies, industries, and markets.

Based on thirty years in the investment industry, I say the ingredients for a successful investment portfolio are stubborn belief in the quality, diversification, growth, and long-term principles from Investments and Management 101. Unlike MBA textbooks, which tend to be more theoretical, Investment Discipline provides more practical insight into what works and what does not, based on my own errors and success and includes recommendations of what to repeat and what to avoid.

Investment Discipline contains no secrets and no magic equations. It discusses the most common mistakes and provides advice on how to avoid these errors in order to become a successful investor. It will guide you in your decisions, from setting up your investment objectives, conducting research, and buying/selling securities to adjusting your portfolio to achieve long-term returns that match your personal objectives.

You will learn how to:

- Define your investment profile and your specific objectives;

- Establish a sustainable investment process based on your objectives;

- Analyze information and perform your own research; and

- Make sound investment decisions.

Famous investment professionals, such as Warren Buffett and Peter Lynch, have made mistakes, but they did not repeat them. They held on stubbornly to their investment approach and showed discipline over a long time period, resulting in superior returns. Obviously they were lucky as well; however, they played the numbers right, and over time their performance was better than the performance of their peers.

In Investment Discipline, you will learn how to become a successful, disciplined investor.

Many people find financial planning and financial choices overwhelming. In planning for retirement, people find it difficult to look after their finances as they lose sight of what their financial objectives are. But this planning does not have to be complicated or grueling. In How to Enrich Your Retirement, author and financial planner John T. Cross provides practical information on how to enjoy a happy and prosperous retirement and reduce the amount of inheritance tax you pay.

To enrich your retirement, Cross encourages you to unbundle your thinking, change your mind-set, and take the following steps: Determine your basic retirement financial strategy Discuss plans and priorities with your partner (if you have one) Stop accumulating; start spending Think of your capital as a reservoir of money that will provide you with the necessary income Gear your investments to produce more income Realize you will probably live longer than you think Enjoy your money Although geared toward United Kingdom residents, all of the investment principles are universal. With the right planning, retirement can be the happiest time in your life.

AUTHOR BIO
John T. Cross has worked in the financial services industry for thirty-five years and is a principal partner of wealth management group, St. James Place, and member of the Million Dollar Round Table and Top of the Table. Visit him online at www.sjpp.co.uk/johncross.