Discover how to use the Law of Attraction - the principle that like attracts like - to shift your thinking and change your reality. Have you ever wondered what it will take to find someone who really loves you? Or how to remove financial blocks and achieve future success? To manifest, is to create your life as you want it to be, putting your intentions out to the universe and attracting the things you want. Manifesting Love and Prosperity explores how to manifest successful relationships and a prosperous life. It will show you effective and easily accomplished rituals - both ancient and contemporary - from money charms and angelic help to setting the right goals and intentions, that will teach you how to identify issues from the past, to heal yourself and move forward. Featuring case studies that demonstrate how others have manifested love and prosperity in their lives, you'll learn how to use the Law of Attraction to attract the success you deserve for your future self.

Guarantee your retirement income with a DIY pension Pensionize Your Nest Egg describes how adding the new approach of "product allocation" to the tried-and-true asset allocation approach can help protect you from the risk of outliving your savings, while maximizing your income in retirement. This book demonstrates that it isn't the investor with the most money who necessarily has the best retirement income plan. Instead, it's the investor who owns the right type of investment and insurance products, and uses product allocation to allocate the right amounts, at the right time, to each product category. This revised second edition is expanded to include investors throughout the English-speaking world and updated to reflect current economic realities. Readers will learn how to distinguish between the various types of retirement income products available today, including life annuities and variable annuities with living income benefits, and how to evaluate the features that are most important to meet their personal retirement goals. * Evaluate the impacts of longevity, inflation, and sequence of returns risk on your retirement income portfolio * Make sense of the bewildering array of today's retirement income products * Measure and maximize your Retirement Sustainability Quotient * Learn how your product allocation choices can help maximize current income or financial legacy and how to select the approach that's right for you * Walk through detailed case studies to explore how to pensionize your nest egg using the new product allocation approach Whether you do it yourself or work with a financial advisor, Pensionize Your Nest Egg gives you a step-by-step plan to create a guaranteed retirement income for life.

Wall Street Journal BESTSELLER New York Times bestselling author of Rich Bitch and renowned money expert Nicole Lapin makes investing accessible and fun so women can make bank and become Miss Independent. You've worked hard for your money and now it's time for your money to work for you. You will never earn or budget your way into real wealth. Growing your money significantly doesn't require starting with a lot of money. It requires a little bit of knowledge about taking smart risks and as much time as possible to take advantage of the glorious power of compound interest, which Einstein refers to as the eighth wonder of the world. From automating your savings to easy, no-stress investing strategies, Nicole will teach you how to take your financial knowledge and portfolio to the next level and start you on your journey to your ultimate destination: true financial independence. In Miss Independent, you will learn: The freedom that wealth affords you, whether it's the ability to leave a crappy job or significant other, go on the vacation of your dreams or otherwise live life on your own terms. The best method for establishing your "number"-the amount of wealth you want to accumulate before you retire-and getting it. The meaning of the most common investing terms, like stocks and bonds, (and some more exotic ones like REITs or cryptocurrency) and how to make them work to your advantage. The ins and outs of big financial decisions and concepts, like taking out a mortgage, owning investment properties, and buying life insurance. Miss Independent takes the fear out of money management and investing once and for all. Using her own vulnerable stories and her signature conversational style, let Nicole show you all the different ways and paths that you can take to become financially free at last.

Be Bold is an interactive journey for readers looking to discover and create their own unbreakable confidence. Learn how to transcend fear, trust your gut, and take practical steps to build your self-esteem. Once you break free from what's holding you back, clarify your vision, and step into your power, you will see measurable changes in all areas of your life. Feeling stuck or that something is just not quite right? You know you are meant for more, so how do you access the clarity and confidence to take your life to the next level? You won't discover it by simply thinking positive thoughts or by squaring your shoulders and faking it. It requires a choice: less people-pleasing and perfectionism and more action, risk-taking, and fast failure. If you're ready to take control of your life, Be Bold is here to help you gain a deeper understanding of the internal forces shaping your life's direction. With this knowledge, you can fully realize your potential to live in a body you love, have fulfilling relationships, a meaningful career, and more. Each chapter builds upon an important facet of building up unbreakable confidence within yourself and has an exercise and a mantra to help guide you through each step of your journey towards boldness. Here are some of the things that self-assured people (and soon enough, you!) do: Applaud their imperfections Say no Trust their own judgment, and also listen to others' opinions Don't mirror others to find what makes them happy Open themselves to love Ask for help Strive to understand their emotions Release guilt Love watching their friends soar Dispel the illusion that the reason you can't achieve something is a lack of adequate resources. All you need is within you now and this book will show you how to tap into this innate potential from the inside out. You got this! The Live Well series from Rock Point invites you to create a life you love through multiple acts of self-discovery and reinvention. These encouraging gift books touch on fun yet hardworking self-improvement strategies, whether it's learning to value progress over perfection, taking time to meditate and slow down to literally smell the roses, or finding time to show gratitude and develop a personal mantra. From learning how to obtain more restful sleep and creating a healthy work/life balance to developing personal style and your own happy place, the Live Well series encourages you to live your best life. Other titles in the series include: Progress Over Perfection; Find Your Flow; Be Happy; Seeking Slow; Finding Gratitude; Eff This! Meditation; The Joy of Forest Bathing; Find Your Mantra; It Had to be You; Men's Society; Genius Jokes; The Calm and Cozy Book of Sleep; Beating Burnout; Ayurveda for Life; and Choose Happy.

One of the most important financial plans you can have is saving and investing for your retirement. Quite simply, the success of this plan determines whether you’re going to live comfortably after you stop working.

The Financial Times Guide to Saving and Investing for Retirement will lead you through a bewildering maze of financial tools and provide advice on crucial investment decisions. It provides everything you need to know about how to save and invest so that you can successfully plan for your retirement. It is packed with invaluable information on taxes, ISAs, pensions, investing across different assets and buying property.

The Financial Times Guide to Saving and Investing for Retirement will help you:

• Identify your financial objectives and work out how to achieve them
• Learn how to invest for a specific goal and time
• Find out about taxes and other rules that may impact your wealth
• Understand why it’s essential to be actively involved in managing your post-work income

Few would argue with the fact that, on many fronts, we are a world in crisis. And there are two sides to every crisis, be it a leadership crisis, an economic crisis, an education crisis or a moral crisis. The two side to crisis are danger and opportunity. Robert Kiyosaki's new book, Second Chance...for Your Money and Your Life, uses the lessons from the past and a brutal assessment of the present to prepare readers to see----and seize----the future. If readers can train their minds to see what their eyes cannot, in a world that is becoming increasingly more 'invisible' and moving at a high rate of speed, they can have a second chance at creating the life they've always wanted. The global problems we face cannot be solved by the same minds and people who created them and today's world demands the ability to see the future and prepare for what lies ahead...prepare for the opportunities as well as the challenges. Like it or not, we are all involved in the greatest evolutionary event in human history. The Industrial Age is over and the Information Age continues to accelerate. The visible agents of change have become invisible...and harder to see. And the future belongs to those who can train their minds, use the past to see the future, and take the steps to create the positive change they want to see in their lives. Second Chance is a guide to understanding how the past will shape the future and how you can use Information Age tools and insights to create a fresh start. This book is a guide to facing head-on the dangers of the crises around us--and steps and tips for seizing the opportunities they present.

THE SMARTEST MOVES TO INCREASE YOUR WEALTH NOW! You may not be rich now or in six months, but you can become wealthy if you change your mindset and adopt proven financial strategies that have helped countless others become true millionaires. The Secrets of Getting Rich: Amazing Ways to Build Your Wealth provides the strategies to build your wealth quickly and permanently. There's no need to live frugally to achieve financial freedom in the future. Instead, you should focus on making smart choices based on your personal needs and wants. Of course, you can't avoid spending some money but you'll want to figure out how to put aside funds and accumulate wealth for later years. Based on sound financial advice from the acclaimed Newsmax Media newsletter, The Franklin Prosperity Report, you will learn how to: Maximize Your Savings & Investments Take Advantage of the Best Credit Cards & Banks Save While Shopping - Save Big on Cars! Start Your Own Business & Generate Alternative Income Save More for College & STILL Enjoy Family Vacations & Travel Safe-Guard Your Retirement, Health & Home Protect Your Financial Privacy And Much Much More! And always remember: "A PENNY SAVED IS A PENNY EARNED" - Benjamin Franklin, Founding Father of the United States of America

Do Millionaires Really Make Mistakes? We're all fascinated by the brilliant entrepreneur who hits it big with the latest and greatest new idea. We're captivated by the amazing inspiration, the stunning growth, and finally, the huge profit. But what happens when huge risks and unforeseen pitfalls take enterprises down and ruin fortunes in a flash? The fall from the top is painful and inglorious. CEO coach, author, and speaker Harry Clark and the thirty ultimately successful entrepreneurs he interviewed for Mistakes Millionaires Make know that terrible fate all too well. They lived it. And they recount their experiences - involving losses from ten million to two hundred million dollars - and the catastrophic effects those losses had on them and their families. Whether you're a family-business owner or an investor, involved in a huge enterprise or the pizza shop around the corner, Clark's informative and often shocking accounts of entrepreneurial missteps will provide you with key insights into where these thought leaders went wrong, what they learned, and how they got back on their feet again. CEOs and their teams and families, business leaders, entrepreneurs, and anyone involved in a business of any type or size will benefit from the compelling interviews and the lessons learned about the pitfalls that snagged others. Mistakes Millionaires Make stands apart from the rest with its fortune-saving recommendations and insights into the risks that all entrepreneurs face every day. Even if you don't have millions, you'll walk away with practical advice for avoiding failure and living a better financial future in whatever business venture you undertake.

If you are a young person, and you work hard enough, you can get a college degree and set yourself on the path to a good life, right? Not necessarily, says Sara Goldrick-Rab, and with Paying the Price, she shows in damning detail exactly why. Quite simply, college is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. Drawing on an unprecedented study of 3,000 young adults who entered public colleges and universities in Wisconsin in 2008 with the support of federal aid and Pell Grants, Goldrick-Rab reveals the devastating effect of these shortfalls. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school--not with a degree, but with crippling debt. Goldrick-Rab combines that shocking data with devastating stories of six individual students, whose struggles make clear the horrifying human and financial costs of our convoluted financial aid policies. America can fix this problem. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector-focused "first degree free" program. What's not an option, this powerful book shows, is doing nothing, and continuing to crush the college dreams of a generation of young people.

The authoritative guide for navigating tax time, completely revised and updated for 2023-2024 With 200,000+ total copies sold, Lower Your Taxes - BIG TIME! has helped hundreds of thousands of taxpayers save money for 20 years. Now refreshed for 2023-2024, this go-to guide is more topical than ever and includes all the current information you need to know about the latest changes in tax code. The ninth edition of Lower Your Taxes - BIG TIME! shows you how to save thousands of dollars-legally and ethically!-during tax time. It offers proven methods for taking advantage of the tax system to get a yearly subsidy of $5,000 or more back from the IRS-and bulletproof your records forever. Key topics include: Advice on properly documenting any business deduction Tips on starting a home-based business Turning tuition, entertainment, orthodontia, and other expenses into huge deductions The new standard deduction for married couples Changes to business meal and lease deductions, vehicle purchases, and Health FSA contributions Known for his engaging, humorous writing style, Botkin is a renowned expert who has worked for the IRS in multiple capacities; he knows the tax code inside and out. Whether you're a consultant, small-business owner, independent contractor, or just an individual seeking to protect your hard-earned nest egg, Lower Your Taxes - BIG TIME! provides everything you need to make next tax season painless, both emotionally and financially.

Look around you - what do you see? You may discover to your surprise that the people who are most at peace with money are the ones who walk nimbly between having too little and having too much. They have found a balance between indulgence and austerity; between success and happiness; between motivation and inspiration; and between any number of other poles we tend to think of as either/or choices, but which in reality are simply posts on either side of a doorway through which we must pass. For many of us the subject of money is unavoidably stressful. Managing our personal finances is complicated, time consuming and often, particularly in the slow countdown to pay day, dispiriting. The good news is that in Japan - where a Zen approach to life is more widely practiced - a pathway to a better relationship with money is being carved, by Ken Honda. This beautifully written book will reinvent the way you see your personal finances. You will come to understand that money flows like water and arrives like a guest. You'll rethink your own attitudes and examine the way they were shaped by beliefs about money you were taught as a child. When we heal the fear and anxiety we have about money, we successfully achieve prosperity and peace. Take the zen path to financial security and happiness.

When millions are struggling to pay bills and student loans, and millions more are displaced from jobs, "truthenomics" offers a dynamic blueprint to change the way we look at, pursue, and accumulate true wealth and authentic happiness. For many years, Gerard Powell was living the "American Dream"-he was a multi-millionaire who had it all. Deep down, he knew something was missing. The more he achieved, the more he fell into depression. Through a personal crisis, struggling with drugs, alcoholism and thoughts of suicide, he began a journey of self-transformation and healing which culminated in the creation of the Rythmia Life Advancement Center which has helped transform the lives of nearly 10,000 people. In his second thought-provoking guide, he reveals the life-changing principles of "truthenomics"--that true wealth-building must combine two elements: your personal truth with personal finance. True wealth-building involves self-discovery, and is more about what's imprinted on your soul than what's printed on your bank statement. Readers will learn: Why a problematic relationship with money can be an expression of traumatic events in early in life-and how to resolve them The money paradox--why many people hold unconscious conflicts about money from childhood How to be sure your understanding of money will bring authentic happiness and not a momentary fix How to raise your daily happiness set point How to fall forward from financial hardships How to harness the 4 Circles of growth to manifest your true heart's desire By fusing ancient wisdom and modern techniques, Powell helps readers create the lives that will truly make them whole. Introduction One: No Expectations Two: The Universal System Three: Who You Were, Who You Are Four: Through the Looking Glass Five: To Get Where You Want to Go, Know Where You Are Six: What You Want, and Why Seven: The Vehicle Will Appear Eight: Faster or Slower? Nine: Waiting Is the Hardest Part

However much money you have, if you are interested in being in control of it, Your Money 2019-20 is here to help. Endorsed by the Chartered Institute of Securities and Investments (CISI), and written by personal finance expert and executive coach Jeannette Lichner, this handy guide answers all the questions you were afraid to ask about financial affairs in a down to earth and practical way.

Do I need to know about pensions? What's interest, and how is it worked out? What do the numbers on my payslip mean? Where and how can I borrow money? How does an overdraft work? All these questions and more are explained in simple terms in this comprehensive handbook. Packed with top tips, up-to-date numbers on UK tax allowances and thresholds, and useful exercises to help you understand your own money motivations and apply the rules to your own life, Your Money 2019-20 is everything you need to start making great financial decisions.

Radical formula transforms your money and spiritual growth into global change The Awakened Millionaire is a practical manifesto guiding you to new dimensions of personal wealth, spiritual growth, and as a result, global transformation. Crafted by Dr. Joe Vitale, a famed millionaire, best-selling author, and star of the blockbuster movie "The Secret," you'll discover a controversial formula that accomplishes what few believe possible: combining money and spirituality together to bring you more of both, while transforming you into a force for good in a world that desperately needs it. This book is a call to action, pushing you to wake up, stand up, and transform yourself into a powerful expression of your passion, your wealth, and your desire to make a difference. It is an invitation to become a true Awakened Millionaire, starting today. While most consider money and spirituality a blasphemous duo, Dr. Vitale shatters these social norms and shows you the true nature of money empowered with soulful purpose. At turns inspirational, motivational, and conversational, this page-turner ultimately narrows in on practical steps anyone can use to see instantaneous results, regardless of your past failures, current financial situation, or future goals. But his mission is not to simply transform you. Dr. Vitale's mission is to create a swarm of Awakened Millionaires transforming the world with every action they take, while enjoying personal luxury and soulful fulfillment new levels of money and spiritual growth can give them. The book reveals: * How to turn your passion into wealth * How to transform money into a spiritual tool * How to create a soulful mission that changes the world If you desire both wealth and spirituality, this book finally reveals how.

Start building your fortune with the ultimate insider's guide to real estate investing
The Insider's Guide to Making Money in Real Estate explains why real estate is a consistently profitable moneymaker and how everyday people just like you can build their fortune regardless of their credit score or how much money they have in the bank. It's true--you don't have to be rich to invest in real estate. It's the easiest, most leveraged method for building sustainable wealth over time, and it's open to everyone.
In this practical, nuts-and-bolts guide, New York Times bestselling real estate authors Dolf de Roos and Diane Kennedy cover all the basics of investing and offer the kind of insider advice and little-known tips you won't find anywhere else. You'll get a wealth of bright ideas and smart investment moves, as well as examples, case studies, and true investing stories from successful investors just like you. Inside, you'll learn:
* The ins and outs of commercial versus residential property
* How to spot great bargains in neighborhoods with great potential
* How to finance your investments with less-than-perfect credit
* Quick tips for increasing the value of your property inexpensively
* How to find reliable tenants who'll pay top dollar
* Everything you need to know about property taxes and deductions
* How to use tax benefits to increase your profits