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Books > Health, Home & Family > Self-help & practical interests > Personal finance
-Your daughter, maxed out on credit cards, asks you to co-sign a
lease.
-Your son can't afford rent and needs to move back home.
-Your ex-daughter-in-law is laid off, losing your grandchildren's
health insurance.
-Your nephew agrees to enter an expensive addiction treatment
program.
-Your older son, recently diagnosed with Adult Attention Deficit
Disorder, is months behind on his mortgage payments.
Millions of parents face these dilemmas, years after they
thought their children would be independent. As you extend
financial assistance, how can you help a young adult become prudent
and accountable?
In "Trust Me," family psychologist Kenneth Kaye and his son,
Nick, use the experience of Nick's struggle with what he calls
"Attention Money Disorder" to combine a no-nonsense strategy,
practical advice, business wisdom, and dozens of examples. They
show you step by step how to negotiate a "Deal" with your young
adult, rebuilding mutual trust and nurturing the skills and habits
of a self-supporting grown-up.
"I love this wonderfully practical, down-to-earth, funny,
thoughtful, warm, subversive book. Subversive because those who
follow the two Kayes' advice will be better mentors, but also more
financially responsible themselves. Every parent or relative who's
worried about subsidizing an adult child needs this book."
-Joline Godfrey, Author, "Raising Financially Fit Kids"
Why God Wants You Wealthy and Government Wants You Poor attempts to
dispel the long-held belief that God does not want his followers to
be wealthy, and presents a variety of sources and information to
argue why the government conspires to keep people poor and
unsuccessful. Kevin Patterson shares his in-depth knowledge of
business development as he explores the vast differences between
what he feels God wants spiritual seekers to achieve and the
government's history of playing an intrusive role in hampering
business development. Through reliance on Scriptures and stories of
successful entrepreneurs, Patterson motivates those who want to
improve their financial status and well-being by including advice
and helpful tips on many practical topics including: The definition
of a true asset Ways to build a vision and a great team How to save
money to start a business Methods of investing that will increase
wealth How to rise above the naysayers Patterson inspires anyone
who is tired of waking up every morning and facing the same drab
day to begin tomorrow with a new determination to reach for the
stars and create a dream life
Retirement.whose idea was this anyway And where in the world are
you going with it? Today, millions of hard-working Americans
frantically search for that dream retirement like Granddad once
enjoyed. You know how it's supposed to go; land a secure job with a
big company, work hard for thirty or forty years, then, on that
magic day, you retire with a guaranteed pension income and plenty
of "mailbox money," compliments of Social Security. If your
retirement dream looks like this, wake up In case you haven't
noticed, things have changed a lot since Granddads' day. Today's
consumer is overspent and "under-saved." Worried their money won't
last through retirement, Middle Americans feel hopelessly lost.
Impersonal financial institutions, 1-800 numbers, inattentive
financial advisors, hundreds of financial magazines, and
newsletters - even the occasional hyper-active financial talk show
host - simply adds more worry to their retirement. In Perfecting
Your Walk in Retirement: 10 Steps to a WorryFree Retirement, Tony
Walker brings over twenty years of level-headed experience and
thinking to a financial world that's short on both. Armed with his
unique blend of humor, financial counseling experience and sound
money principals, Tony will help you create your own vision for
retirement, a vision based on what you want, not what someone else
says you should expect. Regardless of whether you're retired,
retiring soon, or just beginning to think about it, this book will
give you the tools necessary to craft a realistic game plan so you
and your family can begin... Perfecting Your Walk in Retirement.
www.PerfectingYourWalk.com
Take Charge Your Key to Managing Your Financial Future, empowers
you with the invaluable knowledge you need to get your finances in
order. Written to provide you with valuable insights in the area of
debt reconciliation, Taking Charge Covers such topics as how to
secure the most advantageous mortgage terms and conditions, avoid
or initiate bankruptcy, obtain optimal credit terms, handle
collection agency calls, and much much more. It is a comprehensive
A-Z guide on how to manage your finances. A reference manual that
will help you navigate the challenges of personal financial
management so that you may regain both your credit worthiness and
your self esteem. This quick read will equip you with a crucial
understanding of how to make the best informed decisions for your
financial future in today's economic climate.
"The financial crisis exposed the potentially unsavory results of
the interaction between low- and moderate income households and
alternative and mainstream financial institutions. Many households
were overleveraged or paid high costs for financial services, while
others lacked access to useful financial products that can cushion
against economic instability. The financial services system is not
well designed to serve low- and moderate-income households, leaving
them without financial slack: they did not have adequate breathing
room for making the financial adjustments that would permit them to
better meet their own needs. No Slack shows us why these families
were the least prepared to handle the shock of the deep recession.
This pivotal analysis focuses on the Detroit metropolitan area's
low- and moderate-income neighborhoods, which are similar to those
of other Rust Belt communities. The Detroit Area Household
Financial Services study-conducted at the height of the subprime
lending boom-examines these households' decisionmaking processes,
behaviors, and attitudes toward a full range of financial
transactions. No Slack reveals widespread problems in home mortgage
lending, the common threads among people who file for bankruptcy,
the reasons so many households are unbanked, and how behaviorally
informed financial regulation can make the market work better.
Drawing on his deep policy experience, Michael Barr advocates
helping families seek financial stability in three primary ways:
enhancing individuals' financial capability, using technology to
promote access to financial products and services that meet their
needs, and establishing strong protections for consumers. "
If you've ever received an e-mail from a displaced political
refugee requesting your help with depositing a substantial amount
of money into your bank account, then you've been the target of
advance fee fraud. Commonly referred to as 419, this scam is named
after the Nigerian criminal code that defines it and its penalties.
But what began in Nigeria has now become a global epidemic.
Concerned Nigerian native Chidi Igwe analyzes 419 from a
historical, political, and economic perspective in an impassioned
effort to raise public awareness about the scandal that has tainted
his country. Delving into the origin and propagation of 419, Igwe
presents candid interviews and detailed accounts of people
intimately involved with the 419 community-from the victims to the
operators themselves. Igwe also discusses the different variations
of 419, the failure of Nigerian law enforcement to contain the
outbreak, the effects of advance fee fraud on other countries'
economies, and how to avoid becoming a 419 victim.
More than a guide to understanding advance fee fraud and how to
protect oneself against it, this is also a call to arms for a
worldwide cooperative mission to eliminate the scam and eradicate
Nigeria of the taint of 419.
BEHIND THE CURTAIN: A BEHIND THE SCENESLOOK AT THE SECRET SCIENCE
OF MONEY
Build and Protect your Wealth by Creating an Environment for your
Money. We live in one of the most educated countries in the world,
yet we are largely fi nancially illiterate as a group. Few of us
even balance our checkbooks or adhere to a monthly budget. Our top
colleges and schools off er few courses on basic fi nancial life
skills. What Types of health, auto and life insurance should we
select? What is the right way to fi nance my home? Which debts
should I pay off fi rst? How should I fi nance my car purchases?
Not everyone gets into an Ivy League School...but anyone can benefi
t from an Ivy League Education.Stop guessing and make confi dent
money decisions. Imagine a life where money doesn't cause you any
worry, confusion or anxiety. Imagine a world where we all
understand the science of money. A life where there is no fear
surrounding money and personal fi nance. Imagine a life where you
are in control of your money...and your money is not in control of
you It begins with creating an environment for your wealth to grow.
This book off ers you a glimpse behind the curtain, at the secret
science of money. The Rich Keep Getting Richer Now You Can Too
...Learn How. Tired of market ups and downs? You'll need to learn
how to create an environment for your money, to build your wealth
in any fi nancial market cycle. Learn how to avoid many common fi
nancial pitfalls. Dispel fi nancial myths and rules of thumb once
and for all. Learn the Secrets of the Wealthy from an Ivy League
insider. Grow and Protect Your Wealth using a few basic
rules.Eliminate Money Transfers to others and learn how to recover
many of your tax, insurance and investment costs. Learn how to get
others to help fund your Retirement & Minimize your exposure to
unnecessary taxes. Learn how to get some of your insurance premiums
back... with interest This book can pay for itself many times over.
In the Secret of the Ages, Robert Collier shares with us the
secrets of success. This book gives you the tools to have a happier
and more successful life. Collier will show you how the way you
think and the decisions you make have a direct influence on how
successful and happy you are. With out the foundation that Collier
laid herein, Rhonda Byrnes' The Secret could never have been
written. Long before Michael Losier and James Arthur Ray reminded
the world just how effective the power of positive thinking could
be in Laws of Attraction and The Science of Success, there was
Robert Collier's Secret of the Ages. www.widerpublications.com
Were you looking for the book with access to MyFinanceLab? This
product is the book alone, and does NOT come with access to
MyFinanceLab. Buy the book and access card package to save money on
this resource. For introductory Personal Finance course Through the
presentation of the Ten Fundamental Principles of Personal Finance,
this text empowers students with the knowledge they need to
successfully make and carry out a plan for their own financial
future.
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