-Your daughter, maxed out on credit cards, asks you to co-sign a lease.
-Your son can't afford rent and needs to move back home.
-Your ex-daughter-in-law is laid off, losing your grandchildren's health insurance.
-Your nephew agrees to enter an expensive addiction treatment program.
-Your older son, recently diagnosed with Adult Attention Deficit Disorder, is months behind on his mortgage payments.

Millions of parents face these dilemmas, years after they thought their children would be independent. As you extend financial assistance, how can you help a young adult become prudent and accountable?

In "Trust Me," family psychologist Kenneth Kaye and his son, Nick, use the experience of Nick's struggle with what he calls "Attention Money Disorder" to combine a no-nonsense strategy, practical advice, business wisdom, and dozens of examples. They show you step by step how to negotiate a "Deal" with your young adult, rebuilding mutual trust and nurturing the skills and habits of a self-supporting grown-up.

"I love this wonderfully practical, down-to-earth, funny, thoughtful, warm, subversive book. Subversive because those who follow the two Kayes' advice will be better mentors, but also more financially responsible themselves. Every parent or relative who's worried about subsidizing an adult child needs this book."

-Joline Godfrey, Author, "Raising Financially Fit Kids"

Why God Wants You Wealthy and Government Wants You Poor attempts to dispel the long-held belief that God does not want his followers to be wealthy, and presents a variety of sources and information to argue why the government conspires to keep people poor and unsuccessful. Kevin Patterson shares his in-depth knowledge of business development as he explores the vast differences between what he feels God wants spiritual seekers to achieve and the government's history of playing an intrusive role in hampering business development. Through reliance on Scriptures and stories of successful entrepreneurs, Patterson motivates those who want to improve their financial status and well-being by including advice and helpful tips on many practical topics including: The definition of a true asset Ways to build a vision and a great team How to save money to start a business Methods of investing that will increase wealth How to rise above the naysayers Patterson inspires anyone who is tired of waking up every morning and facing the same drab day to begin tomorrow with a new determination to reach for the stars and create a dream life

Retirement.whose idea was this anyway And where in the world are you going with it? Today, millions of hard-working Americans frantically search for that dream retirement like Granddad once enjoyed. You know how it's supposed to go; land a secure job with a big company, work hard for thirty or forty years, then, on that magic day, you retire with a guaranteed pension income and plenty of "mailbox money," compliments of Social Security. If your retirement dream looks like this, wake up In case you haven't noticed, things have changed a lot since Granddads' day. Today's consumer is overspent and "under-saved." Worried their money won't last through retirement, Middle Americans feel hopelessly lost. Impersonal financial institutions, 1-800 numbers, inattentive financial advisors, hundreds of financial magazines, and newsletters - even the occasional hyper-active financial talk show host - simply adds more worry to their retirement. In Perfecting Your Walk in Retirement: 10 Steps to a WorryFree Retirement, Tony Walker brings over twenty years of level-headed experience and thinking to a financial world that's short on both. Armed with his unique blend of humor, financial counseling experience and sound money principals, Tony will help you create your own vision for retirement, a vision based on what you want, not what someone else says you should expect. Regardless of whether you're retired, retiring soon, or just beginning to think about it, this book will give you the tools necessary to craft a realistic game plan so you and your family can begin... Perfecting Your Walk in Retirement. www.PerfectingYourWalk.com

Take Charge Your Key to Managing Your Financial Future, empowers you with the invaluable knowledge you need to get your finances in order. Written to provide you with valuable insights in the area of debt reconciliation, Taking Charge Covers such topics as how to secure the most advantageous mortgage terms and conditions, avoid or initiate bankruptcy, obtain optimal credit terms, handle collection agency calls, and much much more. It is a comprehensive A-Z guide on how to manage your finances. A reference manual that will help you navigate the challenges of personal financial management so that you may regain both your credit worthiness and your self esteem. This quick read will equip you with a crucial understanding of how to make the best informed decisions for your financial future in today's economic climate.

"The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful financial products that can cushion against economic instability. The financial services system is not well designed to serve low- and moderate-income households, leaving them without financial slack: they did not have adequate breathing room for making the financial adjustments that would permit them to better meet their own needs. No Slack shows us why these families were the least prepared to handle the shock of the deep recession. This pivotal analysis focuses on the Detroit metropolitan area's low- and moderate-income neighborhoods, which are similar to those of other Rust Belt communities. The Detroit Area Household Financial Services study-conducted at the height of the subprime lending boom-examines these households' decisionmaking processes, behaviors, and attitudes toward a full range of financial transactions. No Slack reveals widespread problems in home mortgage lending, the common threads among people who file for bankruptcy, the reasons so many households are unbanked, and how behaviorally informed financial regulation can make the market work better. Drawing on his deep policy experience, Michael Barr advocates helping families seek financial stability in three primary ways: enhancing individuals' financial capability, using technology to promote access to financial products and services that meet their needs, and establishing strong protections for consumers. "

If you've ever received an e-mail from a displaced political refugee requesting your help with depositing a substantial amount of money into your bank account, then you've been the target of advance fee fraud. Commonly referred to as 419, this scam is named after the Nigerian criminal code that defines it and its penalties. But what began in Nigeria has now become a global epidemic.

Concerned Nigerian native Chidi Igwe analyzes 419 from a historical, political, and economic perspective in an impassioned effort to raise public awareness about the scandal that has tainted his country. Delving into the origin and propagation of 419, Igwe presents candid interviews and detailed accounts of people intimately involved with the 419 community-from the victims to the operators themselves. Igwe also discusses the different variations of 419, the failure of Nigerian law enforcement to contain the outbreak, the effects of advance fee fraud on other countries' economies, and how to avoid becoming a 419 victim.

More than a guide to understanding advance fee fraud and how to protect oneself against it, this is also a call to arms for a worldwide cooperative mission to eliminate the scam and eradicate Nigeria of the taint of 419.

BEHIND THE CURTAIN: A BEHIND THE SCENESLOOK AT THE SECRET SCIENCE OF MONEY
Build and Protect your Wealth by Creating an Environment for your Money. We live in one of the most educated countries in the world, yet we are largely fi nancially illiterate as a group. Few of us even balance our checkbooks or adhere to a monthly budget. Our top colleges and schools off er few courses on basic fi nancial life skills. What Types of health, auto and life insurance should we select? What is the right way to fi nance my home? Which debts should I pay off fi rst? How should I fi nance my car purchases? Not everyone gets into an Ivy League School...but anyone can benefi t from an Ivy League Education.Stop guessing and make confi dent money decisions. Imagine a life where money doesn't cause you any worry, confusion or anxiety. Imagine a world where we all understand the science of money. A life where there is no fear surrounding money and personal fi nance. Imagine a life where you are in control of your money...and your money is not in control of you It begins with creating an environment for your wealth to grow. This book off ers you a glimpse behind the curtain, at the secret science of money. The Rich Keep Getting Richer Now You Can Too ...Learn How. Tired of market ups and downs? You'll need to learn how to create an environment for your money, to build your wealth in any fi nancial market cycle. Learn how to avoid many common fi nancial pitfalls. Dispel fi nancial myths and rules of thumb once and for all. Learn the Secrets of the Wealthy from an Ivy League insider. Grow and Protect Your Wealth using a few basic rules.Eliminate Money Transfers to others and learn how to recover many of your tax, insurance and investment costs. Learn how to get others to help fund your Retirement & Minimize your exposure to unnecessary taxes. Learn how to get some of your insurance premiums back... with interest This book can pay for itself many times over.

In the Secret of the Ages, Robert Collier shares with us the secrets of success. This book gives you the tools to have a happier and more successful life. Collier will show you how the way you think and the decisions you make have a direct influence on how successful and happy you are. With out the foundation that Collier laid herein, Rhonda Byrnes' The Secret could never have been written. Long before Michael Losier and James Arthur Ray reminded the world just how effective the power of positive thinking could be in Laws of Attraction and The Science of Success, there was Robert Collier's Secret of the Ages. www.widerpublications.com

Were you looking for the book with access to MyFinanceLab? This product is the book alone, and does NOT come with access to MyFinanceLab. Buy the book and access card package to save money on this resource. For introductory Personal Finance course Through the presentation of the Ten Fundamental Principles of Personal Finance, this text empowers students with the knowledge they need to successfully make and carry out a plan for their own financial future.