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Books > Health, Home & Family > Self-help & practical interests > Personal finance
Are you achieving your dreams and goals? Are you where you want
to be financially and personally? Are you tired of making financial
mistakes and ready to get ahead? In FLIRTING WITH FINANCE, our main
character Samantha Davis learns about finance the hard way. It s
complicated at first, but determined to uncover the true game of
finance; she learns what her incredible best friend, Morgan,
describes as a different language .
FLIRTING WITH FINANCE uses real life stories to explain complex
financial concepts in an easy to understand way. Join Samantha as
she goes from college to career: conquering checking accounts,
retirement accounts, investing, knowing the difference between a
stock and a bond, buying real estate, cars, getting an inheritance,
and eventually, after taking a few bumps along the way, making
smart personal choices.
Instead of cramming facts and laws into the text, we broke up
the endless information into a captivating story which contains all
sorts of useful, humorous and even fascinating information to make
the task of balancing your financial life with your fun life
diverting, and even downright entertaining
FLIRTING WITH FINANCE will place you on the road to financial
confidence, and help you achieve financial freedom
Financial management principles presented in story format. In this
"True Story of Cinderella and How she (Really) Became a Pricess"
the fairy tale that one gets ahead with the wave of a magic wand is
replaced by sound financial advice.
Identity obesity-the excessive and inappropriate collection,
retention, and sharing of personal information-tends to escalate
over time, as people share and mismanage more details about
themselves in various places. Like overeating, it can be extremely
hard to reverse the effects. This behavior forms the root cause of
an identity theft epidemic. Despite the dangers, consumers and
companies handle personal information carelessly, without
understanding the risks. Consider these startling statistics: In
2009, more than eleven million people were affected by identity
theft, which was a 10 percent increase from 2008. The majority of
victims don't detect identity theft until three months after fraud
occurs. It takes some people years to discover that something went
wrong. Stolen wallets and documents account for 43 percent of all
identity theft cases, which shows that theft doesn't always involve
technology. In more than 50 percent of all identity theft cases,
the victim knows or has done business with the criminal. Businesses
will lose millions of dollars a year because of identity theft, and
fraud will destroy families and individuals. But you can trim your
identity fat with a proven program that allows you to understand
risks, identify bad habits, and implement best practices with an
"Identity Diet."
The Employer's Handbook to 401(k) Savings Plans is a must-have
resource for any company that is considering implementing, or is
already sponsoring, an employee benefits plan. Author Christian D.
Rahaim expertly guides employers through the challenging,
ever-changing, and heavily scrutinized processes involved with
employee benefits and compensation. this approachable guide more
invaluable than ever before. Rahaim covers the three major
components of offering a 401(k) savings plan: preparation,
implementation, and maintenance. Rahaim walks employers through the
plan-selection process, which involves careful research, analysis,
and, most importantly, the assistance of outside experts. He
continues with advice on putting the plan into practice, investing
401(k) monies, understanding fiduciary responsibilities, and
improving communications. The Employers' Handbook to 401(k) Savings
Plans also includes a thorough discussion of recent laws, such as
the Sarbanes-Oxley Act of 2002 Economic Growth and the Tax Relief
Reconciliation Act (EGTTRA). Savings Plans is the only source
employers, fiduciaries, advisors, and administrators need to remain
informed and updated on the increasingly controversial, legislated,
and litigated topic.
Many successful people, despite their high incomes, are ineffective
at creating wealth. Individuals, and especially couples, fail to
achieve economic security and personal freedom - not for lack of
effort - but because they were never prepared or "conditioned" to
achieve financial success. The 10 Laws of Conditionomics will
change the way you and your spouse think about money. It will
change the way you think about yourselves and your ability to
create and use wealth. The book is short and to the point. Read it
with your spouse. It will immediately help the two of you see a new
way to plan your future together, starting right here and right
now.
No matter how knowledgeable and financially savvy we are, there are
times we all lie in bed at night and wonder if we really know what
we're doing with our money. In "It's Not So Funny When It's Your
Money," financial advisor Stuart Horowitz draws on a career's worth
of anecdotes about real people in real-life situations (many of
them all-too-familiar) and offers the perspective and advice we
wished we had at the time -and are glad to have now. Whether you're
at the beginning of the financial road and just starting a family,
winding down your career, or well into retirement, you'll find
something to recognize in the situations these characters find
themselves in. So be prepared to laugh at yourself a little while
you read about sensible ways to make decisions about your
investments, retirement, income taxes, estate planning, and assets
that are even harder to quantify: balance and peace of mind.
Many of today's hard-working men and women are inexperienced when
it comes to addressing their financial concerns. Moreover, the fear
of the fiscal unknown inhibits their decision-making processes.
Confusion about the choices and options available leads to fear:
the fear of making a mistake from which there is no recovery.
Scared Rich tackles the key financial decisions and provides the
knowledge every individual needs to confidently achieve financial
freedom. Author Bradley Huffman offers a straightforward process
that will allow you to confront important money matters. He
outlines steps that will help you enjoy a balanced financial life
and create a plan for increased wealth. Scared Rich covers several
key areas of financial planning, including: Creating financial
goals Tackling debt Understanding insurance Selecting investments
and retirement vehicles Assessing retirement risks Preparing an
estate plan Huffman likens financial planning to piecing together a
jigsaw puzzle. The goal is to spread out the pieces and figure out
how each fits together. It may take careful planning, but the
finished product is well worth the effort. a must-have guidebook
that will allow you to overcome money-related inhibitions and solve
the financial independence puzzle.
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