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Books > Health, Home & Family > Self-help & practical interests > Personal finance
Credit card debt can drain the life out of you. It can weigh on
your mind all day and keep you up at night. But it doesn't have to
be that way! Joe Paretta shares his own experience with credit card
debt to show that you are not alone. He also describes the
necessary steps he took to overcome this painful situation. Learn
how to change the way you think about spending and debt, how to
speak with confidence to creditors, how to strategize your
payments, and so much more. Life is meant to be a dream, not a
nightmare. When you Master The Card, you begin to master your life!
Probably the most famous book ever written on making money in Real
Estate. Twenty years since HOW I TURNED $1,000 INTO ONE MILLION IN
REAL ESTATE IN MY SPARE TIME was published, scarcely a day passes
but someone asks, Is it still possible to follow your formula to
make a million? Or has there been a major change?' Opportunities
for the average person today are better than ever before. The basic
investment formula has not changed. Nor is it likely to, for it has
become accepted by experienced Realtors the world over as the
established Real Estate Bible. Now, the original success story, how
the author turned $1,000 into a Million dollars, then into Three
Million and now into Five Million, in his spare time. Unbelievable?
Start reading and see. This book show how with average ability,
average savings and average luck, you can become a millionaire.
Tired of getting caught up with the mentality of a bunch of Wall
Street bulls and losing your money? Then get ready for a
no-nonsense investment book designed to help you and your family
achieve your financial dreams. Martin Krikorian, founder and
president of Capital Wealth Management, shares the secrets that
brokers and reporters don't want you to know. Topics covered
include: How to determine if your financial adviser is acting in
your best interest Why you should avoid load funds How to detect
hidden fees when buying mutual funds Calculating how much money
you'll need to retire Building a better 401k portfolio How to
achieve higher returns with less risk How to determine your risk
tolerance level The advantages of investing in index funds Why
stock picking and market timing are a fool's game Why every
investor should have bonds in their portfolio The importance of
asset allocation And much more Stop losing money and putting your
retirement and family's livelihood at risk. Take charge of your
life and learn the 10 Chapters to Having a Successful Investment
Portfolio
Many highly paid investment gurus will insist that successful
investing is a function of painfully collected experience,
expansive research, skillful market timing, and sophisticated
analysis. Others emphasize fundamental research about companies,
industries, and markets.
Based on thirty years in the investment industry, I say the
ingredients for a successful investment portfolio are stubborn
belief in the quality, diversification, growth, and long-term
principles from Investments and Management 101. Unlike MBA
textbooks, which tend to be more theoretical, Investment Discipline
provides more practical insight into what works and what does not,
based on my own errors and success and includes recommendations of
what to repeat and what to avoid.
Investment Discipline contains no secrets and no magic
equations. It discusses the most common mistakes and provides
advice on how to avoid these errors in order to become a successful
investor. It will guide you in your decisions, from setting up your
investment objectives, conducting research, and buying/selling
securities to adjusting your portfolio to achieve long-term returns
that match your personal objectives.
You will learn how to:
- Define your investment profile and your specific
objectives;
- Establish a sustainable investment process based on your
objectives;
- Analyze information and perform your own research; and
- Make sound investment decisions.
Famous investment professionals, such as Warren Buffett and
Peter Lynch, have made mistakes, but they did not repeat them. They
held on stubbornly to their investment approach and showed
discipline over a long time period, resulting in superior returns.
Obviously they were lucky as well; however, they played the numbers
right, and over time their performance was better than the
performance of their peers.
In Investment Discipline, you will learn how to become a
successful, disciplined investor.
The demands for better corporate leadership and governance continue
to receive greater attention in the media. Given the significant
failures in the boardroom from companies such as Enron, Global
Crossings, WorldCom, Digital Equipment Corporation, Bre X, Credit
Suisse, First Boston, Credit Lyonnais, Adelphia, Paramalat and
Tyco, the board of director position is a pivotal role. Navigating
this potential minefield is difficult but not impossible.
In Corporate Governance: A Board Director's Pocket Guide,
authors Dr. Eric Yocam and Dr. Annie Choi present the corporate
governance principles in a complete and accessible manner. This
second edition not only provides access to vital information on
corporate governance, but also offers a source of the best critical
leadership practices for the director. Organized in a convenient
and easy-to-use format, this guide discusses numerous corporate
governance topics, including: Board characteristics Director
effectiveness Director mentoring Compliance Risk management
Capability maturity models Total Cost of Ownership (TCO) technique
Emerging governance trends This pocket guide promotes corporate
governance awareness to an audience beyond the active corporate
director for profit and nonprofit companies. Investors,
instructors, students, governance practitioners, lawyers,
international readers, and anyone interested in corporate
governance can achieve greater understanding of a topic essential
to today's business success.
Many people find financial planning and financial choices
overwhelming. In planning for retirement, people find it difficult
to look after their finances as they lose sight of what their
financial objectives are. But this planning does not have to be
complicated or grueling. In How to Enrich Your Retirement, author
and financial planner John T. Cross provides practical information
on how to enjoy a happy and prosperous retirement and reduce the
amount of inheritance tax you pay.
To enrich your retirement, Cross encourages you to unbundle your
thinking, change your mind-set, and take the following steps:
Determine your basic retirement financial strategy Discuss plans
and priorities with your partner (if you have one) Stop
accumulating; start spending Think of your capital as a reservoir
of money that will provide you with the necessary income Gear your
investments to produce more income Realize you will probably live
longer than you think Enjoy your money Although geared toward
United Kingdom residents, all of the investment principles are
universal. With the right planning, retirement can be the happiest
time in your life.
AUTHOR BIO
John T. Cross has worked in the financial services industry for
thirty-five years and is a principal partner of wealth management
group, St. James Place, and member of the Million Dollar Round
Table and Top of the Table. Visit him online at
www.sjpp.co.uk/johncross.
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