Many successful people, despite their high incomes, are ineffective at creating wealth. Individuals, and especially couples, fail to achieve economic security and personal freedom - not for lack of effort - but because they were never prepared or "conditioned" to achieve financial success. The 10 Laws of Conditionomics will change the way you and your spouse think about money. It will change the way you think about yourselves and your ability to create and use wealth. The book is short and to the point. Read it with your spouse. It will immediately help the two of you see a new way to plan your future together, starting right here and right now.

Jessi Fearon vividly remembers the day she broke down, knowing that her family could not pay the bills with a second baby on the way. Like many Americans, they were overwhelmed by debt and living paycheck to paycheck, wondering if it was possible to ever get ahead, or even catch up. But on that day, something changed, and she and her husband decided to make a drastic lifestyle change that would put them back on the path toward their dreams.

Their decision not only allowed her to stay home with their children, but in two years, they were able to pay off their consumer debt and, in six years, they paid off their home mortgage--all on their $47,000-a-year income. And now she shares what she's learned with others who are struggling just like she once did.

Getting Good with Money is written for the busy, overwhelmed reader who wants to manage the money she does have while still giving her family a good life, even if she doesn't have a finance degree or a six-figure income.

With been-there wisdom and step-by-step help, Jessi shows readers how to:

• Take control of their finances with practical first steps to budgeting and understanding debt
• Identify the four different ways people struggle with money and how each one affects the way they manage--or mismanage--their money
• Replace the lies they've believed about money with the five Money Truths to overcome barriers and better understand how to make their version of the American Dream a reality
• Discover various money-saving apps, financial tips, and ideas for generating additional income to pay off debt more quickly

Getting Good with Money will inspire, encourage, and equip readers to achieve the real-life changes they need. More than just a "how to budget" book, this is a comprehensive roadmap to financial freedom from an average family making things work on a middle-class salary.

Today, more than ever, in an overwhelming world of financial complexities, there is a need to reintroduce simple concepts about money management. Contrary to popular thought, the real answers are not the exclusive property of the affluent, white-collar population. We all have the ability to succeed financially-through basic discipline and common sense.

In "Fields of Green," author and CPA Terry Brown shares some commonsense strategies for intelligently navigating today's complex financial opportunities. From his days growing up on a farm, Brown learned a strong work ethic and a clear vision of financial realities from a young age. Years later, lessons gleaned from working in corporate finance rounded out his approach to financial management and stewardship. Regardless of background, education, or vocation, everyone faces similar challenges-needs and wants, credit card debt, college funding, and retirement planning. Today, retirement and medical plans are much less attractive than they were even a generation ago. The keys to financial security are within your reach, but you need to understand the basic truths first-and those are what Brown offers here.

By breaking down what most consider to be impossibly complicated financial theories, Brown shares these truths with the layperson. Financial wisdom is really quite accessible, once you break it down to the basics. In "Fields of Green," he gives you the tools you need to confront today's toughest financial challenges.

This book can help you take control of your own investments in a way that is just not possible through the stock market. You can legally invest in raw land or income producing properties such as condominiums or shopping centers.

In addition to opening up the possibilities for some significant profits, you can invest in properties that are much more personal and real to you than some investment in a mutual fund. I cannot quantify the value of this but there is certainly something there that makes investment in real estate very attractive to many of us.

It can be scary to approach retirement and realize that you're not financially prepared. The situation doesn't get any better when you consider factors such as increasing longevity, reduced and underfunded government pensions, and increasing health needs requiring expensive insurance coverage.Author Jeremy Foxon, a shipping and logistics professional, has improved his own retirement outlook even though he started saving late. Now he shares solutions to help you boost savings--no matter where you live. This guidebook can help you assess your current financial position; build a stock portfolio that can create wealth quickly; invest in alternative financial products; and evaluate your options so that you can make the right decisions.

Whatever your situation, it's never too late to take action to achieve retirement goals. Enjoy your later years and leave behind a legacy for your children, loved ones, or a cause you care about with A Late Starter's Guide to Retirement."None of us have the luxury of turning back the clock. We have to move forward by making the best of what we have. You might even find that you have more than you think, thanks to Jeremy Foxon, who will show you how you could change your financial fortunes for the better."--Dr. David Kuo, CEO of the Motley Fool Singapore

It's not your imagination: the wealthy "do" get wealthier, while you still struggle from paycheck to paycheck. In this eye-opening money manual, seasoned certified public accountant Joseph Rouse explores why millions of hard-working, middle-class Americans like you have such a hard time making ends meet and then delivers a no-fail plan for taking charge of your financial destiny.

Rouse examines today's social, political, and economic realities that force most people to work long hours and even multiple jobs just to get by. And he tells how and why, if you aren't careful, you will most certainly lose your ability to retire at all.

Rouse's must-have guide to financial freedom delivers the tools and guidance you need to stop feeling helpless and start managing your finances with confidence. With his straightforward, solid, empowering approach, you will learn how to overcome every obstacle placed in your way by politicians, mass media, and your own temptations; destroy debt forever; and get on your way to building an impressive nest egg for yourself and your family.

At last, anyone and everyone can get ahead, achieve financial security, and enjoy a much-deserved, rich retirement

How did an investment advisory firm in obscure Elkhart, Indiana, find the antidote to remain rational in the highly contagious speculative pandemic of the late 1990s? At that time the crowd of true believers, in what was to become the Great Bubble, was swelling exponentially to number in the millions as irrational exuberance reached full flower. From the ill-equipped wage earners on the factory floor deluded by slick pitches evoking images of 401(k) financial independence to the institutional investors, the fate was often the same-except for the parasites who were knowingly complicit. When the Great Bubble inevitably imploded, few were spared the financial fallout. Speculative Contagion is an insider's riveting real-time and real-money account of the inflating Bubble, accented with the genuine suspense to be found only in real-life drama. The epidemic of tech-driven lunacy gradually affected more and more feverish investors all too prone to be infected by the insidious absurdity of the times. In the midst of it all, Frank Martin found sanctuary in the treasure trove of history. As he reflected on the unremitting succession of other departures from reality in the past, along with the madness of crowds, he was able to grasp shreds of sanity, at least partially muting the Sirens' call of speculative contagion. Spared the emotional devastation and accompanying paralysis that shocking losses inevitably and cruelly visit upon the unprepared, Martin commanded the capital and the conviction to be able to step up to the plate and lay wood to the fat pitches that at last came floating his firm's way. While the path to investment success is arduous at best and assured for no one, the eye-strained yet battle-hardened reader-from student to amateur or seasoned investor to rattled professional-is forearmed by this book to face the future with a short list of foundational antidotes. Rationality is their common thread. We can thus combat the ill effects of whatever may yet come at us from the perilously unorthodox and persistently unrepentant current episode, as well as those that lie in wait beyond the horizon. With both colorful anecdotes and timely antidotes coming as thick and fast as baseballs to a hitter in batting practice, the reader is in for a delightful and eye-opening romp through an extraordinary era in U.S. financial history.

Amarjit Ahluwalia has Masters in Political Science from Delhi University. He has made it his life's business to perfect Trust Deed Investments. CEO of Saratoga Bancorp, Amarjit has accumulated more than 30 years of experience helping to secure the financial dreams of hundreds of people across the country. In all the years he has been in this industry, not one of his investors has lost a dollar. Now, he offers the best advice of his career in this engaging, compact book. He has written this book, as his contribution to humanity. The author encourages parents to give this book to their children, as the gift of knowledge is far better than any monetary gift. Amarjit believes that thirty year olds have one, big advantage: Time He sincerely feels that anyone, especially the ones in their thirties, can be financially successful, if they follow his formula: Time + Savings + High Return = Financial Success. This book is not a get rich quick scheme. On the contrary, this book emphasizes the age old saying, "A drop at a time fills the bucket." Do you want a financially secure future? Find out how simply saving $500 a month, starting in your thirties, can make you $3,000,000 by the time you hit retirement age. Are you tired of living from paycheck to paycheck? This book will teach you effective ways of how to leverage home equity to create immediate, extra monthly income.Do you want to build a fortune that will allow you to live comfortably? Learn to make an investment of $100,000 grow into $3,000,000, effortlessly.Do you dream of paying-off your home? Find out how to pay off a 30 year mortgage in less than 15 years by using the equity in your home.Do you worry about retirement? Get rid of those retirement worries once and for all and get the lowdown on how to generate $15,000 per month in interest income alone at retirement: by saving only $500 per month while in your 30s. This book explains the workings of Trust Deed Investments, Hard Money Loans, and Private Money Lending, in a way that is both easy and fun Bottom line: Let your money make money for you, and you can be sure to achieve your dream of financial independence.

The Richest Man in Babylon - Illustrated: Travel back in time as George S. Clason takes you to Babylon in this enlightening, insightful book on financial investment and fiscal success. The Richest Man in Babylon - now including pictures to enhance your reading enjoyment! This series of delightful short stories teaches economic tips and tools for financial success that have withstood the test of time and are applicable still today. Enjoy reading, and start saving money today!

No one will ever be able to predict every twist and turn in the economy or in the financial markets. But over the medium and long terms, the economy is surprisingly predictable.

By studying demographics and other key factors, accurate forecasts can be made for individual industries, real estate markets, and entire economies. These predictions can be used for the greater good so that investors, and government entities can more effectively plan and invest.

In this book, Discover what really drives the economy Use demographic forecasting to better your life, business, and investments Profit during times of inflation and deflation Understand the significance of immigration and domestic migration Examine opportunities in foreign markets And much more Despite the ups and downs in the business cycle, it is possible to cut down economics to its core. Learn what really matters with a book that provides the necessary tools so that everyone can ask the right questions to understand the system.

A seasoned executive with four decades of experience in the institutional investment management business, Donald H. Young observes that most people are not happy with the financial security that they have achieved so far. They seem to be paralyzed into doing nothing because of the overwhelming amount of information available to them.

Filling a critical need that hasn't been adequately addressed with the bewildering array of both general and very specific books on achieving financial security, You Can Do It provides an educational background and then a step-by-step comprehensive analysis to help you achieve your financial objectives, including:

Outlining key concepts

Setting objectives

Constructing balance sheets

Managing cash flow

Preparing budgets

Buying appropriate insurance

Planning for retirement

Creating necessary documents for managing personal affairs.

Presented in an easy-to-understand manner, You Can Do It should be read as a whole, not as individual chapters. Key exhibits and a summary at the end of each chapter, which Young calls the Bottom Line, facilitate the understanding process. The only requirements for success are personal involvement and commitment on your part. After reading and implementing the recommendations of Young, you will have created a level of financial security to enable you to achieve your financial objectives.

International Trade Subsidy Rules and Tax and Financial Export Incentives is an inquiry into the interrelations between international trade subsidy rules and the use of tax and financial export incentives by developing countries. Its central claim is that developing countries should be allowed to adopt - based on their right to development - certain such incentives without violating the World Trade Organization (WTO) rules concerning subsidies. It advances the idea that the right to development of developing and least-developed countries (LDCs) entitles them to use tax and financial export incentives vis- -vis comparatively more developed nations. However, in order to actualize this right, the existing WTO regulations must go through a process of revision. This process should craft an exception, available exclusively to developing countries and LDCs, allowing them to apply fiscal and financial export incentives against countries with a higher level of development, without being accused of granting prohibited subsidies. As a result of this policy reform, the WTO itself would incorporate development and fair/just trade concerns into its regulatory framework, providing an exceptional treatment for a patently exceptional situation. In doing so, the WTO would be contributing to a more equal international trade scene and a more developed and freer world.