Everything you thought you knew about saving, managing risk, and securing your financial future has changed.

The world is very different in the wake of the biggest financial crisis since the Great Depression. Retirement accounts have been eviscerated, risk appetites diminished, and questions raised about age-old personal finance strategies such as "buy and hold" and the efficacy of relying heavily on stock mutual funds.

In The Wall Street Journal Guide to the New Rules of Personal Finance, Dave Kansas offers guidelines for understanding the new regulations for finance firms, the rising importance of international investing, and the very different environment that now exists for home buyers. With valuable chapters on debt reduction, diversification, retirement planning, real estate, commodities, and other vital topics, this essential volume is designed to help the individual determine which tenets of an investing strategy remain sound and which deserve re-examination. It is the ultimate guide to profitably investing your money in a world that has fundamentally changed.

By best-selling co-author of The One Minute Manager and author of Who Moved My Cheese?, this book shows how to teach others to teach themselves and inspire a love of learning. Dr Spencer Johnson's pioneering work in unleashing potential through better communication is most evident from his bestselling books, among them The One Minute Manager, The One Minute Mother, Who Moved My Cheese? and The Present. Combining his insight with the skills of life-long teacher Constance Johnson, this book offers an invaluable new strategy for learning. Despite the many difficulties they face adapting to new directives, individual teachers still make huge contributions to their students' lives. In this book, Johnson and Johnson describe how the use of Goal Setting, Praising and Recovery reinforces self-esteem and creates a new kind of learning process that will last a lifetime. Practical, wise and useful in a range of everyday situations, The One Minute Teacher reveals simple, positive ways to A* Discover and instil the love of learning A* Foster success and achievement A* Feel more confident and happy A* Bring out the best in ourselves and others.

We are hard-wired to believe that the world is more predictable than it is. We chase 'winning streaks' that are often just illusions, and we are all too predictable exactly when we try hardest not to be. In the 1970s, Daniel Kahneman and Amos Tversky coined the phrase 'representativeness' to describe the psychology of this behaviour. Since then representativeness has been used by auditors to catch people fiddling their tax returns and by hedge fund managers to reap billions from the emotions of small investors. Now Poundstone for the first time makes these techniques fun, easy, and profitable for everyone, in the everyday situations that matter. You'll learn how to tackle multiple choice tests, what internet passwords to avoid, how to up your odds of winning the office Premier League sweepstakes, and the best ways to invest your money.

FROM ONE OF NIELSEN'S TOP 50 POWER MOMS COMES ADVICE YOU CAN TAKE TO THE BANK--LITERALLY
Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels.
With hundreds of inspiring "why didn't I think of that?" TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:
- Achieve a complete financial makeover
- Set up a realistic budget
- Never pay retail
- Slash your grocery bill
- Organize your time & your home
- Use coupons wisely
- Pay with cash only
- Live simply
- Become debt free
- Choose contentment
- Make every dollar count

The classic guide for the individual investor, The Economist Guide to Investment Strategy sets out the basic - and the not-so-basic - principles for putting your wealth to work. It looks at risk, pointing out the hazards for those who wish to explore a variety of investment approaches. It also teaches the importance of sophisticated self-knowledge in finance, distilling insights from behavioural analysis as well as the principles of traditional finance. It highlights how habitual patterns of decision-making can lead any of us into costly mistakes, and it stresses how markets are most dangerous when they appear to be most rewarding.

This fourth edition includes new material on private investment and non-standard asset classes - art, wine, collectibles and the like - helping readers to navigate those areas in which prudence meets passion.

"Public companies are everywhere, and they surround you from morning to night. . . . Nearly everything you eat, wear, read, listen to, ride in, lie on, or gargle with is made by one. Perfume to penknives, hot tubs to hot dogs, nuts to nail polish are made by businesses that you can own." —from the Introduction.

McDonald's, The Gap, Circuit City, Gillette, CBS, and thousands more . . . anybody can own part of big and small companies. As companies grow and prosper, you can too. Whenever burgers are eaten, sweaters are purchased, batteries are used, and faces are shaved, you've got a piece of the action. From Alexander Hamilton to Warren Buffett, people have been making big money by investing in the corporations and institutions around them.

Mutual-fund superstar Peter Lynch and author John Rothchild explain what's not normally taught in high school —how the stock market helps you and how it helps the country. By understanding how and why the stock market works when you buy a share of a company or purchase a mutual fund, you can make informed —and profitable —decisions. Whether you're saving for college, a house, a trip, or retirement, there is no better method to secure a sound financial future than to invest. Young or old, there is no better time to start investing than now.

"Investing is fun. It's interesting.

It can put you on the road to prosperity for the rest of your life. . . ."

Learn to Earn gives you the expert guidance you need to make the right start. Lynch and Rothchild cover the gamut on investment fundamentals and principles, from choosing stocks, to picking a broker, to reading an annual report. Learn to Earn reveals how to decipher the stock pages and how to evaluate the pros and cons of the five basic investment vehicles —savings accounts, collectibles, houses or apartments, stocks, and bonds. Yet, there is much more to investing than just the principles, and there is much more to Learn to Earn than just the fundamentals. Opportunity comes in many forms, from many sources, with many histories. Brimming with stories and parables, Lynch and Rothchild also explain:

• Why the world as we know it would collapse without investors . . .
• How capitalism, from the time of the American Revolution on, has shaped the past, and how that affects us today . . .
• How Coke, Campbell's Soup, Ben & Jerry's, Microsoft, and other big companies got started, who gets rich from them, and how they got that way . . .
• How to know the real story behind the price of a stock

Start making smart decisions.
Free yourself from the financial fog.
Take control of your money.
Unf*cking your finances will change your life.

With a step-by-step approach, including a 30-day financial detox, money mindfulness plan and goal-setting exercises, this book provides everything you need to develop healthy financial habits. As well as in-depth practical advice on debt, the stock market and navigating money with partners, financial advisor and accountant Melissa Browne will teach you to transform your relationship with money.

Whether you want to get out of your overdraft, get clued up on credit, maximise your savings or achieve your dream to buy a property, this book is full of no bullsh*t information for anyone who needs a fresh approach.

Did you know that investing in commercial property can dramatically accelerate your income and build generational wealth for your family? The secret is out: Commercial property investing is quickly becoming a mainstream strategy for Australians looking to build a property portfolio. Why? Because it can generate positive cash flow faster than residential investment. That means reaching financial security for you and your family sooner--not to mention more money for those home renovations, school fees, vehicle upgrades, or dream holidays. Author and specialist buyers agent Helen Tarrant walks you through how to build a commercial portfolio from the very beginning. Drawing on real-world examples and breaking down all the numbers, Cashed Up with Commercial Property offers a detailed, specific blueprint for successful investing. You'll learn how to: Put together your first commercial property deal, with tips on finance strategies, different property types and due diligence Understand the commercial property lingo so you can invest like a professional Build a portfolio that balances cash flow with growth, so you can benefit from ready money now and later Uplift your properties and add value to your investments in simple, effective ways Accelerate your retirement, with greater returns in a much shorter time By following the strategies that helped Helen build a $10 million investment portfolio, you'll set up your own step-by-step plan for investing in commercial property--so you too can diversify your investments, create more accessible equity and find true financial freedom.

The international bestseller on escaping the 9-5 and finding a new way of living Forget the old concept of retirement and the rest of the deferred-life plan - there is no need to wait and every reason not to, especially in unpredictable economic times. Whether your dream is escaping the rat race, experiencing high-end world travel, earning a monthly five-figure income with zero management, or just living more and working less, this book is the blueprint. This step-by-step guide to living the life you want reveals: * How Tim went from $40,000 dollars per year and 80 hours per week to $40,000 per MONTH and 4 hours per week * How to outsource your life and do whatever you want * How to eliminate 50% of your work in 48 hours * How to trade a long-haul career for short work bursts and frequent 'mini-retirements' This edition also includes: * More than 50 practical tips and case studies from readers (including families) who have doubled their income, overcome common sticking points and reinvented themselves using the original book as a starting point * Real-world templates you can copy for eliminating email and negotiating with bosses and clients * How lifestyle design principles can be used to live ambitiously in unpredictable economic times * The latest tools and tricks, as well as high-tech shortcuts, for living like a diplomat or millionaire without being either.

"It's hard to talk clearly about investing and make sense to ordinary readers at the same time. Katsenelson gives a lucid explanation of today's markets with sound advice about how to make money while avoiding the traps that the market sets for exuberant bulls and frightened bears alike."
-- Thomas G. Donlan, Barron's

"A thoroughly enjoyable read. Provides a clear framework for equity investing in today's 'sideways' and volatile markets useful to everyone. Clear thinking and clear writing are not often paired - well done "
-- Dick Weil, CEO, Janus Capital Group

"The bible for how to invest in the most tumultuous financial market environment since the Great Depression. A true guidebook for how to build wealth prudently."
-- David Rosenberg, Chief Economist & Strategist, Gluskin Sheff + Associates Inc.

"A wonderful, grounded read for new and seasoned investors alike, Katsenelson explains in plain English why volatility and sideways markets are a stock picker's best friend."
-- The Motley Fool, www.Fool.com

Praise for Active Value Investing

"This book reads like a conversation with Vitaliy: deep, insightful, inquisitive, and civilized."
-- Nassim Nicholas Taleb, author of The Black Swan

"Thoroughly enjoyable . . for the thoughtful and often entertaining way in which it is delivered. . . Katsenelson takes his reader step by step into the mind of the value investor by relating, in a fictional addendum to Fiddler on the Roof, the story of Tevye's purchase of Golde, the cow. He also describes his own big-time gambling evening (he was willing to lose a maximum of $40) and that of a half-drunken, rowdy fellow blackjack player to stress the importance of process. He then moves on to the fundamental principles of active value investing. What differentiates this book from so many others on value investing is that it describes, sometimes through the use of case studies, the thinking of a value investor. Not just his models or his metrics but his assessments. Katsenelson is an empiricist who weighs facts, looks for contraindications, and makes decisions. He makes value investing come alive. This may be a little book, but it's packed with insights for both novices and experienced investors. And it is a delight to read."
--Seeking Alpha

Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it

Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?

The shocking answer is: None of the above

In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life " Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money--and if somehow you do, you will most likely lose it The good news is that now you can actually reset your money blueprint to create natural and automatic success.

Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it.

In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.

If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too

A prescriptive and timely guide to finding success and happiness without a college degree by Ken Rusk, the Ohio-based entrepreneur and "million-dollar ditch digger" who believes it is time to celebrate the possibilities and financial opportunities that a Blue-Collar life can bring. A BLUE-COLLAR APPROACH TO CREATING A LIFE YOU LOVE In a period of skyrocketing student loan debt without the promise of high-paying employment, and in an economy in desperate need of skilled tradespeople, many are seeking new paths. Ken Rusk, the "million-dollar ditch digger," is here to show you that blue-collar trades are a source of pride and that you can--and will--find your version of happiness by pursuing a good old-fashioned craft. In Blue Collar Cash, Ken shares his insights from over 30 years working in blue collar trades as an entrepreneur, mentor, and life coach. Ken knows from his own experience--first as a young kid digging ditches, and then as the owner of a successful concrete construction business--that working with your hands at a job that takes skill and practice can be monumentally rewarding and life-affirming. Since then, he has built a multi-million-dollar business and gone on to mentor hundreds of employees in how to manage their money and set achievable goals. Using the stories of those who have discovered lives of comfort, peace, and freedom, Ken creates a step-by-step, interactive guide--including financial planning and savings advice--to creating alternative and realistic routes to success and fulfillment.

Charles Ross, a financial expert and a former investment officer with a major financial institution, offers a reliable source for Christians to turn to for guidance and help in today's financially complex world. Each chapter includes relevant Scriptures and biblical principles, as well as the experience of individuals who have applied the financial guidelines taught by Charles Ross.

Providing a one-stop shop for every aspect of your money management, Personal Finance and Investing All-in-One For Dummies is the perfect guide to getting the most from your money. This friendly guide gives you expert advice on everything from getting the best current account and coping with credit cards to being savvy with savings and creating wealth with investments. It also lets you know how to save money on tax and build up a healthy pension. Personal Finance and Investing All-In-One For Dummies will cover:* Organising Your Finances and Dealing with Debt* Paying Less Tax* Building up Savings and Investments* Retiring Wealthy* Your Wealth and the Next Generation

This book, from New York Times best-selling author Peter Mallouk, will help you avoid the mistakes that stand in the way of investment success! A reliable resource for investors who want to make more informed choices, this book steers readers away from past investment errors and guides them in the right direction. The Five Mistakes Every Investor Makes and How to Avoid Them, Second Edition, focuses on what investors do wrong, so you can avoid these common errors and set yourself on the right path to success. In this comprehensive reference, you'll learn to navigate the ever-changing variables and market dilemmas that can make investing a risky and daunting endeavor. In this Second Edition, Peter Mallouk shares new investment techniques, an expanded discussion of the importance of disciplined investment management, and updated advice on avoiding common pitfalls. In this updated Second Edition, you'll find a workable, sensible investment framework that shows you how to refrain from fighting the market, misunderstanding performance, and letting your biases and emotions get in the way of investing success. Offers updated discussion and investment techniques to improve your performance in today's market conditions Details the major mistakes made by professional and everyday investors, including fighting the market, overactive trading, and not having an endgame Highlights the strategies and mindset necessary for navigating ever-changing variables and market dilemmas Includes useful investment techniques and discusses the importance of discipline in investment management The Five Mistakes Every Investor Makes and How to Avoid Them, Second Edition leads you in the right investing direction and provides a roadmap that you can follow for a lifetime.

When it comes to buying a property, do you get frustrated by the confusing jargon and lack of transparency? Unsure of how much of a deposit you need? Or at a loss when it comes to mortgage rates? Here, in How to Buy a Home in Ireland, Ciarán Mulqueen, creator of the hugely successful social media account Crazy House Prices, answers all the questions and queries you have and brings together the tips and insights you need to know to begin - and complete - your purchasing journey. Drawing from the thousands of conversations he's had with home-buyers through Crazy House Prices, along with advice from industry experts, Ciarán gives the lowdown on everything from mortgage applications, to the property-viewing checklist, tips on bidding, and what happens after you go sale-agreed, making How to Buy a Home in Ireland the essential, not-to-be-missed guide to securing your dream home - today.

In a world where too many financial advisors do not follow their own advice, here is a book written by experts who practice what they teach and who will teach you to thrive, not merely survive, during turbulent economic times. This is the real deal... The Real Book of Real Estate. The only thing better than one real estate expert teaching you how to invest and win is 20 real estate experts with that same mission. For the first time ever, Robert Kiyosaki, best-selling author of Rich Dad Poor Dad, has assembled in one book an unrivaled cast of real estate wizards and trusted advisors with one purpose in mind: to share their knowledge and teach you to win in real estate. This is the ultimate real estate book you will come back to again and again. Read it cover to cover, or use it as a guide to help when you need it most. The Real Book of Real Estate will be your #1 source as you determine the real estate niche that is perfect for you and as you navigate the ups and downs of the real estate market and become the expert you know you can be. Whether you're a seasoned investor or buying your first property, this is the one book you can and will read over and over. Robert's team of real experts shows you how to: value a property, lease a property and keep it leased, get financing, title and protect entities, find hidden investment opportunities, minimize taxes and establish your own team of advisors.

In this book, the author draws from finance, psychology, economics, and other disciplines in business and the social sciences, recognising that personal finance and investments are subjects of study in their own right rather than merely branches of another discipline. Considerable attention is given to topics which are either ignored or given very little attention in other texts. These include: the psychology of investment decision-making stock market bubbles and crashes property investment the use of derivatives in investment management regulation of investments business. More traditional subject areas are also thoroughly covered, including: investment analysis portfolio management capital market theory market efficiency international investing bond markets institutional investments option pricing macroeconomics the interpretation of company accounts. Packed with over one hundred exercises, examples and exhibits and a helpful glossary of key terms, this book helps readers grasp the relevant principles of money management. It avoids non-essential mathematics and provides a novel new approach to the study of personal finance and investments. This book will be essential for students and researchers engaged with personal finance, investments, behavioural finance, financial derivatives and financial economics. This book also comes with a supporting website that includes two updated chapters, a new article featuring a behavioural model of the dot com, further exercises, a full glossary and a regularly updated blog from the author.

Real people, real transformations!

"Absolutely amazing! It completely shifts your paradigm for life. One of the most wonderful things about it is that the results are immediate. My whole perception and relationship to money has undergone a major, substantial change."
--Chris Attwood, writer and teacher, California

"I've spent most of my life trying to figure out what's true and what's real. I have to say I now have a clear glimpse into what it really is."
--Tom Hill, Colorado

"Before Busting Loose from The Money Game, I was very unhappy and frustrated in my life. I was driven to find more ways to make money. I changed jobs, cities, countries, went back to school, read books. Financially, the stress was causing anxiety attacks and migraines so severe I stayed in bed. The joy I feel now is priceless. Money is there when I need it, in the amount that's needed, no matter what occurs (car repairs, unplanned trips, etc.). It's absolutely amazing!"
--Suresh Thakoor, Texas

"As a retired professor on a fixed and limited income, I always lived from a tight budget and felt compressed by it--especially at the end of the year. I don't use a budget anymore and have opened up new streams of income that were always closed to me in the past."
--Howard Rovics, Connecticut

"It opened a whole new dimension for me and shifted my perspective on life completely. I especially love how practical it is. The application is so simple, so effective . . . and fun!"
--Doris Kahle, Hagen, Germany

"I'd had a lot of success in the corporate arena, made a ridiculous amount of money and lost a ridiculous amount of money. But I was caught in a cycle of making it, losing it. Ineeded to break that cycle--for myself and my family--and this gave me the keys to do that. Busting Loose from The Money Game opened a window I had no clue even existed. This is very cutting-edge, a revolutionary approach to unwrapping yourself from limitations. If you're not satisfied with where you are financially and you're concerned about your future, get this book!"
--Ben Coleman, Texas

A leading Australian trader shows you how to succeed on the sharemarket with proven charting techniques

Now completely revised with the latest trading information, this revised edition of bestselling author Louise Bedford's "Charting Secrets" is the perfect guide for beginners and experienced traders and chartists alike. Unlike other books on trading, you'll find no get-rich-quick schemes here. Bedford believes that successful trading is a matter of study and hard work, just like any other job. With this in mind, "Charting Secrets" serves as a workbook that will have you practising what you read and mastering charting techniques as you go. The book begins with explanations of charting patterns and methods and includes sample charts for you to practise on, as well as step-by-step solutions that allow you to compare your results to hers.Features practical charting advice and sample charts that let readers learn techniques as they readCovers charting basics, as well as candlestick charting and system development, macro reversal and continuation patterns, trading psychology, and much moreWritten by a bestselling author known as one of Australia's most compelling speakers on trading

Whether you're new to the trading game or an experienced trader looking to polish your charting techniques, "Charting Secrets" will show you how to turn potential into profit.

It's estimated that there are over 50 million pensioners-in the United States alone. Like the United States, the United Kingdom, Japan, Italy, Germany and many other countries around the world are all in big trouble when it comes to the solvency of their pension funds. Who Stole My Pension? was written to give them guidance, resources, and tools so they can take action... and stop the looting. We are in the early stages of the greatest retirement crisis in the history of our nation and, indeed, the entire world.

According to the World Health Organization, nearly two billion people around the world are expected to be over age 60 by 2050, a figure that's more than triple what it was in 2000. For better or for worse, never before have there been more elderly people living on planet Earth. One thing is. certain: Doing nothing-sitting back, confident your pension check is "in the mail"-is not an option.

That's a risk you can't afford to take. According to Edward Siedle, a former attorney with the United States Securities and Exchange Commission and America's leading expert in pension looting, "In the decades to come, we will witness hundreds of millions of elders worldwide, including America's Baby Boomers, slipping into poverty.

Too frail to work, too poor to retire will become the "new normal" for many of the aged." Kiyosaki, who like Siedle saw this crisis looming years ago, complements the facts and stats Siedle puts forth with strategies on how retirees can take control-not only their pensions, but their financial futures. Kiyosaki writes about the fact that his father, a highly educated man he calls his poor dad, wasn't poor until he lost his job, his paycheck-and his pension. "His PHD couldn't save him," says Kiyosaki, who has dedicated his life to teaching and financial literacy advocacy. In Who Stole My Pension? the authors focus on the most misunderstood and ignored cause of the pension crisis: mismanagement of pensions and investments. The culprits that are looting the pensions of public school teachers, firefighters, police, as well as private sector workers, are on Wall Street. The Wall Street casinos charging high fees for gambling in risky hedge funds and other speculative investments, outrageous investment-industry conflicts of interest, and outright violations of the law. Who Stole My Pension? is an in-depth assessment of the pension crisis that the world is facing today and what millions around the world-employees who expected to have pension income at retirement-can do about it.

The authors recount a history of pension failures, inexperienced boards, gambling, looting and other horror stories-with a focus on action steps workers and retirees can take to quickly determine if a pension is being mismanaged as well as the concrete steps they can take to end decades of pension mismanagement. They detail critical questions retirees can ask-and guidance regarding how to act on what they learn.