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The Redleaf Calendar-Keeper 2022 is an all-in-one calendar, expense, and income tracker for family child care professionals. Features include: USDA Child Care Food Program recipes Monthly attendance charts Payment logs Tax worksheet Monthly recipes Learning activities Wellness tips Using this comprehensive record-keeping system makes tax time much easier with all your business-related records organized in one convenient place.
Thieves and scammers are on the prowl for easy targets who have significant exposed assets-and if you're a senior citizen who saved for retirement, you may be the perfect mark. Fran Tarkenton, the NFL Hall of Fame quarterback who became a succesful entrepreneur, has partnered with financial executive and software developer Rick Gossett to present this practical, up-to-date guide to scam-proofing your savings during your golden years. Safe & Secure will give you ten specific actions steps that will turn you from an "easy" target into a "hard" target. A well-prepared senior who understands the potential for financial abuse and has taken the precautions recommended in this book is more than likely to remain safe and secure through a long and comfortable retirement.
If you've ever tried to budget but found it just doesn't work, you need to read this book. When it comes to saving and spending money, we're not all the same. Yet for too long, the financial advice world has treated us as if we are. This book will give you the tools you need to make that long-awaited financial breakthrough, allowing you to discover your 'Financial Phenotype': the unique combination comprising your Money Story, your Money Environment, your Money Type and, just as importantly, the habits, triggers and tricks that are right for you. Once you realise that the one-size-fits-all approach to finances you've been trying to adopt doesn't work for most people, it can be liberating. Finally there's a rational explanation for why you've struggled with money-why you're perpetually sabotaging, why you're constantly at loggerheads with your partner or why you just can't seem to be consistent. When it comes to other areas of your life, such as food and exercise, you've no doubt embraced a multi-faceted, often highly personalised approach and you recognise that's important. Why should it be any different when it comes to your finances? That's why understanding your Money Story and discovering your Money Type is the key to financial success.
Learn how to invest your money the smart way. All forms of investment share a common purpose: to provide for a better future. Stock market investing is one of the best tools you can use to build a more secure financial foundation for you and your family. However, for those of us who aren't professional stockbrokers, the process of stock market investing can seem complex and bewildering. Stock Market Investing for Beginners will arm you with the information you need to understand the basics of stock market investing, and start taking control of your financial future. Stock Marketing Investing for Beginners will take the frustration and intimidation out of stock market investing, so that you can make the investments that are right for your financial goals. Stock Market Investing for Beginners gives you the tools to start investing wisely and successfully, with: Straightforward explanation of the fundamentals of stock market investing 10 key stock marketing investing questions answered 5 strategies for picking winners Useful advice on buying, selling, owning, and diversifying Invaluable tips on building your financial portfolio through stock marketing investing The sooner you start investing, the better off you will be. Stock Market Investing for Beginners will show you how to make a small investment now, for a better tomorrow.
NEW YORK TIMES BESTSELLER "Mastering the Market Cycle is a must-read" Ray Dalio "When I see memos from Howard Marks in my mail, they're the first thing I open and read" Warren Buffett "Howard is a legendary investor" Tony Robbins Economies, companies and markets operate in accordance with patterns which are influenced by naturally occurring events combined with human psychology and behaviour. The wisest investors learn to appreciate these rhythms and identify the best opportunities to take actions which will transform their finances for the better. This insightful, practical guide to understanding and responding to cycles - by a world-leading investor - is your key to unlocking a better and more privileged appreciation of how to make the markets work for you and make your money multiply.
"The seminal guide to the new morality of personal money
management" ("Los Angeles Times"(on the first edition))
How One House Call Can Change Your Life A weekend service call changes the life of Doc Anderson forever. Johnny, the surprisingly wealthy energy whiz-kid, introduces Doc to a compelling new investment themefollowing the rise of a new spending class. As they set course on a fact-filled adventure, Doc's eyes are opened to the impact that billions of new consumers will have on our environment and how their increased participation in our fast-changing world will figure into the economy of the future. Through this journey, he too becomes a hyper-aware participant in the boundless opportunities for responsible wealth creation with his newfound knowledge base in what makes realistic environmentalism possible. Through skilled storytelling and finely illustrated analysis, Gianni Kovacevic will inspire readers to become enlightened participants in the global shifts that will be changing our world for decades to come.
More than just an investment dictionary, 101 Investment Tools for Buying Low and Selling High analyzes in a concise style various investment vanes-from stock indexes to measures of affordable housing to leading economic reports.
If you are searching for a new way to invest that can challenge your investing skills and potentially make you a bundle, look no further than investing in real estate tax liens and deeds. If youve considered this path before and found it too complicated, not to worry. This guide is here to help. With all the information from the first edition, plus updated laws, websites, and a new chapter guiding you through the exact steps you will need to start your tax lien investment portfolio, this book will have you making money in no time. Investing in tax liens and deeds can be very rewarding. Tax liens can be tax deferred or even tax-free. You can purchase them in your self-directed IRA. Interest rates vary but average between 4% and 18%. The interest rates are fixed by local governments, essentially a government-guaranteed loan. Additionally, the investment is secured by real property (real estate). This sounds great, but what is the catch? There really is none, except you must know what you are doing! This ground breaking and exhaustively researched book will provide everything you need to know to get you started on generating high-investment returns with low risk, from start to finish. You will learn what property tax liens and tax lien certificates are; how to invest in tax lien certificates; how to buy tax lien certificates; insider secrets to help you double or even triple your investment; how to start with under $1,000; the risks, traps, and pitfalls to avoid; and a detailed directory of states that sell tax lien certificates with contact information. If you are interested in learning hundreds of hints, tricks, and secrets on how to purchase tax liens and deeds and earn enormous profits, then this book is for you.
Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it
Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?
The shocking answer is: None of the above
In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life " Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money--and if somehow you do, you will most likely lose it The good news is that now you can actually reset your money blueprint to create natural and automatic success.
Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it.
In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.
If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too
"Playing to Win" is a handbook for women who want to be successful. Karren Brady did it. At 23 she took over as Managing Director of Birmingham City Football Club, becoming the youngest ever female Managing Director of a UK PLC when it floated in 1997. Although the club was the "football equivalent of a rubbish dump" and women were barely even seen on the terraces in the early 90s, Karren Brady persuaded her backers to acquire the club and single-mindedly revolutionised it, clearing the debt, taking Birmingham City into the Premier League and transforming it into a viable business.
How did she do it? How did a 23-year-old woman with little previous experience at this level of management walk into a man's world and achieve such success? In "Playing to Win," she reveals her secrets and shares with other women the techniques they can adopt to succeed in their own lives, on their own terms. Her ten motivational rules are self-help classics: ambition, determination, courage, charm, hard work, attitude, humour, confidence, focus and communication. "Playing to Win" shows women how to grow in each of these areas and achieve the success they dream of. And like all great self-help, her principles apply across all areas of experience - work and personal life. "Playing to Win" is a handbook for success in any situation.
Moving from Karren's story, how she has transformed a business and maintained a full and stable personal life, to a chapter-by-chapter study of the ten principles successful women need to adopt, "Playing to Win" is essential reading for women who want to have it all.
Over 90 percent of couples experience some level of tension around money. So many books try to fix the surface problems, such as how to budget and what to prioritize when it comes to finances, but the issues go much deeper than just a simple spreadsheet. How do men and women view money differently? What do most couples fight about? How can they get on the same page? Thriving in Love and Money is based on original research that gets to the heart of these issues. This discussion kit that accompanies the book includes a 6-session DVD led by Shaunti and Jeff, as well as a discussion guide filled with questions and prompts that will help you think through your own underlying attitudes about money. But it doesn't stop at just understanding your partner; this curriculum will give you practical steps toward coming together as a couple around money.
The costs of global warming and its mitigation will have a major impact on equity market performance over the next two decades. As the climate changes, investors will need to understand which are the best-positioned market sectors and stocks as well as those to avoid. Hot Stocks provides a roadmap detailing how to invest in this new reality. It evaluates the many ways global warming will affect profit flows in the economy: Impacts of a warmer climate, rising ocean levels, more frequent extreme storm events, land desertification and ocean acidification. Potential for government taxation on greenhouse gas emissions. Accelerating switching to renewable power systems that are increasingly cost competitive with those powered by oil fossil fuels. Government bans on sales of cars powered by internal combustion engines and the electrification of the terrestrial vehicle fleet. Potential for hydrocarbon reserves and equipment becoming impaired or 'stranded assets'. Rising demand for major infrastructure projects to protect valuable coastal real estate from inundation. Litigation aimed at forcing legacy polluters to pay mitigation costs. The book drills down on how these myriad changes will depress or support stocks in sectors such as the petroleum industry, automakers, renewable power providers, regional banking, property insurance, heavy equipment manufacturers, Real Estate Investment Trusts (REITs) and agricultural chemicals. The analysis then pivots away from a US-centric focus to identify those nations around the world whose economies are best positioned to successfully adjust to the impact of rising prevailing temperatures, as well as those likely to suffer the most from the trend. Hot Stocks introduces readers to investing in ways that that will likely succeed as the world warms, climates change, populations move, and businesses change. Accessibly written and well-researched, this work is for the novice and the seasoned investor alike.
Long-Term Care: Planning for Finance, Medical, and Living Expenses We're living exciting bonus years--decades that our parents and grandparents didn't have. But how to navigate this complex terrain? Questions abound around long-term care planning: Where to live? How to get the best medical care? What to do about advance directives, wills and trusts, and estate planning? And how to pay for it all after you retire? Getting accurate information and answers wasn't easy. Until now. AARP's Navigating Your Later Years For Dummies helps you and your family understand the growing range of opportunities. Even more importantly, it helps you chart the next steps to live the life you choose, as independently as you choose, no matter your specific circumstances and needs. This book: Covers home modifications so that you can stay at home safely for as long as you like Lays out the opportunities and costs associated with independent living, assisted living and other options Gives you a range of driving and transportation alternatives Helps you navigate the healthcare system, Medicare, and Medicaid Sorts out the various sources of care at home Reviews the legal documents you should prepare and update Helps you determine whether you need long-term care insurance Gives you guidance on talking with your family about sensitive issues, including your wishes as you age With this new comprehensive book, you'll get the credible information and resources you need to face the challenges facing us as we live the life we choose. Here, finally, is a roadmap for you and your family to best understand, and plan ahead.
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