The purpose of this book is to celebrate a unique generation, ther multitude of 70+ seniors of the 21st century, who lead purposeful, rewarding and independent lives in specially designed retirement communities.The authors, in their early 80's, "live it up" each and every day in their chosen community. With humor, wistfulness, seriousness and common sense, they introduce some of their neighbors and provide a bird's eye view of active life after retirement. With its congenial anecdotes and pithy insights, this volume can give enjoyment to readers of all ages, but will be of most interest to the 70+ folks and their families, who have been wondering how mom and dad will spend their later years. It will answer questions, such as why, when, where and how to choose a community, and give an overview of varied activities in the residents' daily lives. Topics include extending one's perspective, a typical day, pet care, exercise, semi-retirement, coping with illness, forming relationships, and many others.The whimsical illustrations, created by resident, Shirley Walters, depict everyday retirement activities.We invite you to visit our community by leafing at random through the pages of this book. Enjoy Renate Donovan and Patricia Haenslye-mail: [email protected]

Never Fall Victim to Wall Street Again

Recently, most people have been victimized by the revenue generating machine that is Wall Street. The truth is, Wall Street only cares about making the most revenue they can from you.

You will learn:

The 20%/65% rule of investing in both bear and bull markets.

When and why to move your investments to cash.

Why agency relationships and suitability are a far cry from fiduciary responsibility.

How to convert your IRA to a tax-free Roth IRA using either a Home Equity Line of Credit, a Reverse Mortgage, or a Real Estate Option.

A way to pay off your 30-year mortgage in ten or eleven years.

How you can get rid of credit card debt in months, not years.

Why segmenting your money and using principal for income may put you in a lower tax bracket.

How to do a background check on your financial advisor annually.

What to look out for in regard to outlandish performance claims by financial advisors.

The strategies presented herein will teach you how to have a consistent process and a plan for your success. You will never again fall victim to Wall Street's shenanigans.

Credit card debt can drain the life out of you. It can weigh on your mind all day and keep you up at night. But it doesn't have to be that way! Joe Paretta shares his own experience with credit card debt to show that you are not alone. He also describes the necessary steps he took to overcome this painful situation. Learn how to change the way you think about spending and debt, how to speak with confidence to creditors, how to strategize your payments, and so much more. Life is meant to be a dream, not a nightmare. When you Master The Card, you begin to master your life!