Too much debt? Not enough savings? Stop your whining and get to work. It's time to become a battle-ready financial warrior, prepared to tackle any money challenge. Modeled on the Soldier's Handbook, which is issued to all new U.S. Army recruits, Soldier of Finance is a no-nonsense, military-style training manual to overcoming financial obstacles and building lasting wealth. Written by Jeff Rose, a Certified Financial Planner (TM) and army veteran with extensive combat experience, the book is divided into 14 modules, each section covering an essential element offinancial success. You will learn how to: Evaluate your position and commit to change Target and methodically eliminate debt Clean up your credit report Create tactical budgets Build emergency savings Invest for the short and long term Invest for the short and long term Determine an affordable mortgage size, insurance needs, and more. Complete with tales from the trenches and useful tools including quizzes, debriefings, and more-Soldier of Finance is the survival guide you need to face down yourfinances and bring order and prosperity to your life.JEFF ROSE, CFP, (Carbondale, IL) is a Certified Financial Planner (TM) and an Iraq combat veteran. A regular contributor to U.S. News & World Report, MarketWatch, and Equifax.com,he is the author of two popular personal finance blogs, SoldierofFinance.com and the nation ally recognized goodfinancialcents.com, which has been featured in Forbes, The Huffing ton Post, Kiplinger, and The Wall Street Journal.

A recent study found that 88% of people cannot afford to buy their own home and will always rent a property. Written by journalist and property investor, Deborah Durbin, Secrets to Successful Property Investment teaches you how to start your own successful property business. Taken from her seven years' experience of knowing nothing about property investment to creating a multimillion-pound property portfolio, this book will guide you step-by-step to creating your own property empire. This guide will show you... * How to generate deposits * How to get a mortgage * Renovations * Dealing with contractors * Dealing with bad tenants * How to grow your portfolio

The popular "TODAY" financial editor Jean Chatzky helps you navigate through the critical challenges and potential catastrophes of personal finance.

You've just lost your job. You've got a baby on the way. Your parent has had a stroke. Most people seek financial help not because they're planning for the future but because they need it . . . right now! If you have money problems or are seeking immediate help to solve a dire, unanticipated financial emergency, then you need "Money 911." In this invaluable guidebook, financial expert Jean Chatzky provides answers to today's most pressing financial questions and concerns, including: How do I get out of debt? How do I avoid foreclosure? How do I set up a monthly budget? How can I improve my credit score? How do I get my health insurance to pay a claim? What should I do when I lose a parent?

With "Money 911," you can prepare for retirement, buy or sell a home, pick up the pieces of your personal finances, and get back on your feet--and stay there!

A Financial Survival Guide for an Economy in Free Fall

Bestselling personal-finance author Nancy Dunnan offers back-to-basics advice to ease the financial squeeze of our troubled economy.

With more than 150 tips and resources to help you survive the recession and come out on top, "Recession-Proof Your Financial Life" provides key background information plus the critical questions you need to answer in order to: Get out of debt Protect your money Create a budget Increase savings Get loans Save for college Avoid foreclosure Handle a layoff Find work

An economy in recession can be scary, but ignoring the reality of it is downright dangerous--to both your finances and your future. Let Nancy Dunnan see you through the worst of the recession, so you and your family can live well today and prepare for a better tomorrow.

Plan for a bright financial future

Planning for your kidsAnd#39; college tuition and your own retirement is a lot more difficult today than it was for your parents. Self-directed retirement accounts like 401(k)s and IRAs as well as tax-deferred college savings plans require you to make your own savings and investment decisions. ThatAnd#39;s why you need Financial Planning Demystified.

Written by Paul Lim, Chief Financial Correspondent for U.S. News Andamp; World Report, this book begins by focusing on assets and liabilities and discusses ways to save money, avoid debt, and maintain good credit. Then, youAnd#39;ll get a thorough overview of different types of investments, such as stocks, bonds, mutual funds, real estate investments, and more. Finally, youAnd#39;ll find easy-to-follow advice on how to organize and protect your financial accounts.

This quick and easy guide features: Checklists and questionnaires to help you planProven advice from a financial expertHelpful charts and tablesA quiz at the end of each chapter to reinforce learning and pinpoint weaknessesA final exam at the end of the bookNo unnecessary technical jargon

Packed with clear explanations and priceless tips from a pro, Financial Planning Demystified is your shortcut to planning for a lifetime of income.

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WITH HUNDREDS OF MORTGAGES NOW AVAILABLE, HOW DO YOU CHOOSE THE ONE THAT'S RIGHT FOR YOU?. .

Congratulations! Chances are you're buying a new home or refinancing an old one and are now in the process of applying for a mortgage loan. Before making any decisions that could affect the next 30 years of your life, arm yourself with this edition of "Tips And Traps When Mortgage Hunting," . .

There are so many loans now available for practically every situation. America's leading real estate authority, Robert Irwin, will help you cut through the confusion and find the mortgage that fits your needs and is right for your budget. If one of your biggest concerns is paying too high an interest rate, or shelling out excessive cash for closing costs, this book will save you money by showing you how to find the lowest rates available. In easy-to-understand language, Irwin explains.... . . When to use a mortgage broker and how to find the right one. How to use the latest technology to conduct a mortgage search online. How to shop for and lock in the lowest interest rate. How to avoid being denied a mortgage because of a credit problem. . .

This clear and comprehensive guide will provide you with the most up-to-date information and insider tips to help you avoid the traps of mortgage hunting and find the right mortgage at the right, /p>.

The breakthrough technique that outperforms asset allocation--and takes your portfolio to the next level. .

Over the past two decades, asset allocation has become the holy grail of investment techniques. Experts championed it, brokers and financial planners sold it, clients bought it, and few questioned the wisdom of trying to squeeze widely varying investors and their financial goals into prefabricated "one size fits all" allocation formulas..

Problem is, asset allocation has significant flaws in the way it is used today, especially for personal investors. "Asset Dedication" exposes these flaws, corrects them, and propels investors and advisors into the next generation of personal investing. This revolutionary book introduces asset dedication, an investment program based on the latest techniques in modern financial management technology that will allow you to: . . Improve a portfolio's performance by constructing a seven-step, personalized asset dedication program . Design financial strategies tailored to fit the three investing phases of life--accumulation, distribution, and transfer . Build a flexible but passive set-it-and-forget-it portfolio that matches or exceeds actively managed portfolios without high fees and "loads" . .

The time is long past for the shortcomings of asset allocation to be revealed and repaired. "Asset Dedication "shows how to build a personalized portfolio, one that has been proven through extensive backtesting to consistently outperform asset allocation and meet "your" financial wants and needs over both the short- and long-term.. .

""New ideas often take a long time to replace old ideas. The purpose of this book is to introduce a new idea: asset dedication. It is a strategy that works. The evidence is here."--From Chapter 1,"

To anyone who has taken the time to look, it has become clear that asset allocation has severe drawbacks. Chief among those is the focus on applying static, set-in-stone formulas to a narrow range of "model" portfolios and forcing a wide range of investors to follow them. This may help brokers to quickly pigeonhole investors into pre-set allocation models with their generic, impersonal formulas, but fails to provide truly customized portfolios. Meeting the widely varying needs, resources, and goals of individual investors precisely and safely is exactly where asset allocation falls short, and reveals its own fundamental flaws. .

"Asset Dedication "breaks the monopoly that asset allocation has held over individual investors. It provides a rationale for why each dollar is invested in stocks, bonds, or cash and how to dedicate the precise amount in each asset class to do the job it does best--no more, no less: . . Just enough cash to meet emergency needs . Just enough in bonds to provide sufficient and steady income . Everything else in stocks for long-term growth . .

Asset dedication represents the first major shift in investment strategy since the popularization of asset allocation in the 1980s. Historical comparisons show that it achieves better performance than the traditional and often arbitrary fixed-formula asset allocation approach. .

Asset allocation is about to replaced by a new technique that promises to shift the ways in which investors at every level, especially retirees, approach their investment decisions. "Asset Dedication "introduces you to this focused new approach, showshow to break the stranglehold that asset allocation holds on your portfolio, and helps you, once and for all, to become the master of your current and future financial success..

Those of us in midlife are facing a dilemma: We are going through a period of multiple life-altering changes all at the same time - at work, at home and within. More of us are being made redundant than ever before, just when we need it the least. More of us are becoming self-employed. More of us are experiencing losses of status and crises of self-confidence - and that was before COVID-19! Our relationships with our partners, our parents and our children are all entering new phases. Meanwhile, half of us are also going through the menopause. Yet we are healthier and more vibrant than previous generations - and we are living longer. Much longer. We are 50 years young, not 50 years old. But more importantly, we don't know where or who to turn to for help. If the thought of consulting a 'life coach' makes you twitch involuntarily, but you want more than impenetrable financial advice from an IFA - this book is for you. Award-winning author Campbell Macpherson and yoga therapist co-author Jane Macpherson will help you embrace these changes and come out on top. From dealing with seemingly ubiquitous ageism and starting your own business to building resilience, finding a financial adviser you can trust and learning from professional athletes who are forced to 'retire' in their early thirties, the Macphersons show that your 'Part Two' isn't about retirement or ageing; it's about change and how you turn it to your advantage. You: Part Two is the must-read guide to thriving in the second half of your life.

Rand en sent, gegrond op die gewilde gelyknamige RSG- program, is ’n onontbeerlike gids vir die man op straat tot goeie persoonlike finansiële bestuur. Die kundigheid van kenners van gerespekteerde finansiële instellings word op ’n toeganklike manier beskikbaar gestel aan lesers wat nie noodwendig toegang tot die dienste van adviseurs of konsultante het nie.

Raad word verskaf oor hoe om ’n begroting behoorlik op te stel – en te laat klop. Suid-Afrikaners wat hulle in die dryfsand van skuld bevind, kry waardevolle wenke oor hoe om uit die spiraal te ontsnap en te begin spaar. Alles wat ’n mens oor eiendombeleggings, algemene en aanlynbeleggings behoort te weet, is hierin vervat. Inligting oor hoe om die maksimum opbrengs uit polisse te verseker, word gegee, en skuiwergate wat ’n mens op die finansiële pad kan laat struikel, word uitgewys.

Hierdie boek is noodsaaklike leesstof vir alle Suid-Afrikaners wat verantwoordelikheid vir hul geldsake wil neem.

Equity options, the all-purpose vehicles that todays smartest investors use to increase profits, reduce risks, or both

Equity options, considered overly complex and aggressive by most investors, are actually among todays most straightforward and easy-to-use investment vehicles. Providing both protection against loss and potential for exceptional profits, they are ideal for virtually any trader or investor.

The Options Strategist outlines effective and easy-to-follow strategies for incorporating the power of equity options into your trading program. Starting with the basics of options and options trading, it goes on to reveal specific strategies that you can use to:

• Maximize your trading profits in up, down, or sideways markets
  
• Protect your portfolio against sudden market declines
  
• Take advantage of price swings, regardless of their direction
  
• Hedge your corporate stock and/or options against unforeseen events
  
• Employ advanced options techniques to take your trading success to the next level
  

Its time that you discovered the many benefits of equity options. Let The Options Strategist show you just how easy and profitable options investing can be and provide you with the knowledge and tools you need to give your portfolio the options advantage.

Investors of all types, with portfolios of every size, are beginning to realize the protection and profit in equity options. Long seen as a volatile investment designed strictly for gamblers and high rollers, options in fact offer unique advantages to even the most conservative investor and are suitable for rounding out virtually any investment portfolio.

The Options Strategist tells you everything you need to know to trade and invest with equity options. Whether you use options to aggressively increase trading profits through the power of leverage or conservatively protect the stocks in your portfolio against sudden market reversals, this hands-on, practical guide will introduce you to strategies from basic to advanced, including:

• Buying calls and puts
  
• Writing covered calls and puts
  
• Writing naked calls and puts
  
• Straddles
  
• Spreads
  
• Strangles
  
• Collars
  
• Combinations
  

But more than just discussing what to do and how to do it, The Options Strategist explains why to do it. Why would an investor buy an option to purchase 100 shares of a stock instead of just buying the stock itself? Why would an investor write calls on shares of stock he or she already owns? Or write both puts and calls on that same stock? This plain-talking guidebook explains the strategic motivation behind each of these examples and dozens more, along with the rewards, risks, best outcomes, and worst outcomes for each.

In addition, The Options Strategist takes an in-depth look at the theory behind options investing. Option pricing, implied and historical volatility, the Greeks, the Black-Scholes Option Pricing Model: For each of these topics, key questions are asked and answered, central arguments are introduced and analyzed, and specific technical terms are demystified to underscore their practical applications (or lack thereof) for options traders and investors.

The result is a guidebook that lays a solid foundation for equity option trading and investing. The Options Strategist explains how to use basic techniques for both profit and protection and then explores more advanced aspects for the truly serious student of options trading. It is, in short, todays most comprehensive introduction and rulebook for making equity option trading an integral part of your everyday investing strategy.

Rich Dad's Guide to Investing is a roadmap for those who want to become successful investors and invest in the types of assets that the rich do. Whether your goal is to become financially secure, comfortable, or rich this book is your guide to understanding the asset classes and investment strategy. Robert explains his basic rules of investing, how to reduce your risk and Rich Dad's 10 Investor Controls as well as ways to convert your earned income into passive portfolio income.

A new kind of manifesto for the working woman, with practical guidance on building wealth as well as inspiration for harnessing the freedom and power that comes from a breadwinning mindset.

Women are now their household's main breadwinner in one-in-four households in the UK. And yet, the majority of women still aren't being brought up to think like breadwinners. In fact, they're actually discouraged – by institutional bias and subconscious beliefs – from building their own wealth, pursuing their full earning potential, and providing for themselves and others financially. The result is that women earn less, owe more, and have significantly less money saved and invested for the future than men do. And if women do end up the main breadwinners, they've been conditioned to feel reluctant and unprepared to manage the role.

In Think Like a Breadwinner, financial expert Jennifer Barrett reframes what it really means to be a breadwinner by dismantling the narrative that women don't – and shouldn't – take full financial responsibility to create the lives they want. Featuring a wide variety of case studies from women at all stages of their careers and financial lives, Barrett shares the secrets of women who already think like breadwinners. Barrett reveals not only the importance of women building their own wealth, but also the freedom and power that comes with it.

Rich Dad's CASHFLOW Quadrant is a guide to financial freedom. It's the second book in the Rich Dad Series and reveals how some people work less, earn more, pay less in taxes, and learn to become financially free. CASHFLOW Quadrant was written for those who are ready to move beyond job security and enter the world of financial freedom. It's for those who want to make significant changes in their lives and take control of their financial future. Robert believes that the reason most people struggle financially is because they've been spent years in school but were never been taught about money. Robert's rich dad taught him that this lack of financial education is why so many people work so hard all their lives for money...instead of learning how to make money work for them. This book will change the way you think about jobs, careers, and owning your own business and inspire you to learn the rules of money that the rich use to build and grow their wealth.