There is limited access for small and medium-sized enterprises
(SMEs) to bank credit. This book proposes new and sustainable
models to help ease the access of SMEs to finance and boost
economic growth and job creation in Asia. This book looks at the
difficulties of SMEs in accessing finance and suggests ways on how
to mitigate these challenges. It suggests how we can develop credit
information infrastructures for SMEs to remedy the asymmetric
information problem and to utilize credit rating techniques for the
development of a sustainable credit guarantee scheme. The book
provides illustrations of various Asian economies that implemented
credit guarantee schemes and credit risk databases and is a useful
reference for lessons and policy recommendations.
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