The material has been designed in accordance with the Curriculum and Assessment Policy Statement (CAPS) for senior phase. This material aims to equip learners with real life skills for personal development and the development of the community. It focuses on the efficient and effective use of different types of private, public or collective resources to satisfy people’s needs and wants while reflecting critically on the impact of resources exploitation on the environment and the people. The material also deals with the effective management of scarce resources. The teacher’s guide also incorporates a comprehensive year plan to guide the teacher together with exemplars of all formal assessments with Model answers and memoranda. Suggested answers to the activities are also included and guidelines for the teacher provide valuable insight into the work covered.