For undergraduate courses in risk managementand insurance. Principles and practices: Managing risk withconsumer considerations Redja's Principles of RiskManagement and Insurance provides an in-depth examination of majorrisk themes. Using rich and up-to-date content on the basic concepts of riskand insurance, and introductory and advanced topics in traditional andenterprise risk management, the text is relevant to a wide number ofdisciplines in the business realm. Fully updated and revised, the 14thEdition covers global topics ranging from natural disasters andterrorism, to domestic issues like the ever-evolving Affordable CareAct and healthcare reform. Principles sets itselfapart by placing primary emphasis on insurance consumers and blends basic riskmanagement and insurance principles with consumer considerations, allowingstudents to apply basic concepts to their own personal risk management andinsurance programs.

WINNER OF THE GOOD READS BEST NONFICTION BOOK OF THE YEAR AWARD 2018

THE NEW YORK TIMES #1 BESTSELLER

SHORTLISTED FOR THE GORDON BURN PRIZE 2018

The masterful true crime account of the Golden State Killer - the serial rapist turned murderer who terrorised California for over a decade - from the late Michelle McNamara.

I'll Be Gone in the Dark offers a unique snapshot of suburban West Coast America in the 1980s, and a chilling account of the wreckage left behind by a criminal mastermind. It is also a portrait of one woman's obsession and her unflagging pursuit of the truth, three decades later, in spite of the personal cost.

Updated with material which takes in the extraordinary events that followed its initial publication, Michelle McNamara's first and last book is a contemporary classic - humane, haunting and heroic.

For more than ten years, a mysterious and violent predator committed fifty sexual assaults in Northern California before moving south, where he perpetrated ten sadistic murders. Then he disappeared, eluding capture by multiple police forces and some of the best detectives in the area.

Three decades later, Michelle McNamara, a true crime journalist who created the popular website TrueCrimeDiary.com, was determined to find the violent psychopath she called "the Golden State Killer." Michelle pored over police reports, interviewed victims, and embedded herself in the online communities that were as obsessed with the case as she was.

I’ll Be Gone in the Dark — the masterpiece McNamara was writing at the time of her sudden death — offers an atmospheric snapshot of a moment in American history and a chilling account of a criminal mastermind and the wreckage he left behind. It is also a portrait of a woman’s obsession and her unflagging pursuit of the truth. Utterly original and compelling, it has been hailed as a modern true crime classic—one which fulfilled Michelle's dream after her death: helping unmask the Golden State Killer.

Do builders construct buildings without a blueprint? Is it wise to go on a long road trip without mapping the route ahead of time? Campaign are no different - they need a plan to be successful. Used in campaigns and classrooms nationwide, The Political Campaign Desk Reference has become the guide that many campaign professionals use during every election. The Political Campaign Desk Reference will guide campaigns through the process of building a campaign plan. In addition, this guide will help campaigns craft a winning message for use on television, Internet, social media, direct mail, telephone, radio and nearly every medium available. This second edition of the Political Campaign Desk Reference incorporates a greater discussion of technology, social networking, and fundraising as well as the difference between strategy and tactics. The Political Campaign Desk Reference also details the need for opposition research, how to gather that information, and when it is appropriate to use that information. The author, Michael McNamara, is a professional with over 17 years of experience in campaigns and elections. He has helped numerous candidates at the local, regional, state, and national level. McNamara has worked with individuals seeking office, organizations seeking levies, and businesses working to change local ordinances. The Political Campaign Desk Reference is the book you want on your side and the book that you do not want your opponent to have.

When Sheila and Andrew Campbell move into Pine Tree Cottage in the remote Scottish Highlands and escape Sheila's nagging mother, the only thing missing from their dream is the patter of tiny feet. But as time passes it seems they can't have children and their rock-solid relationship shows cracks. And when a pretty young barmaid shows rather more interest in Andrew than she should, the cracks deepen. All seems lost for Andrew and Sheila when Morag, the barmaid, is found murdered. With Andrew one of the prime suspects, a chain of events is set in motion that will have disastrous consequences - not just for the Campbells, but for the future owners of Pine Tree Cottage too.