0
Your cart

Your cart is empty

Browse All Departments
Price
  • R50 - R100 (1)
  • R100 - R250 (2)
  • R250 - R500 (20)
  • R500+ (450)
  • -
Status
Format
Author / Contributor
Publisher

Books > Money & Finance > Credit & credit institutions

The High-Income Mortgage Originator - Sales Strategies and Practices to Build Your Client Base and Become a Top Producer... The High-Income Mortgage Originator - Sales Strategies and Practices to Build Your Client Base and Become a Top Producer (Hardcover)
Richard Giannamore, Barbara Bordow Osach
R828 R695 Discovery Miles 6 950 Save R133 (16%) Ships in 10 - 15 working days

How anyone can earn top dollar selling retail mortgages The High-Income Mortgage Originator is a comprehensive guide to a rewarding career in sales in the rapidly growing mortgage industry. Unlike other books on this topic which focus on technical information about the job of originating mortgages, this book is about how to sell more. It describes industry best practices and explains what it takes to succeed in the exciting world of mortgage origination. Giannamore exposes the inner workings of the loan process and the secrets of creating a successful mortgage business, enabling readers to start earning money immediately. The book covers the basics of marketing, selling, and customer service. It provides readers with the expertise needed to make selling mortgages a rewarding career. Richard Giannamore (Wolcott, CT) is President and CEO of Mortgage Services, Inc. and has over 20 years of experience in the business. He is also CEO of Financial Program Strategies, Inc., and creator of the $-Road to Riches-$(r) education seminars. Barbara Bordow Osach, MBA (Woodbridge, CT) is a consultant to Mortgage Services, Inc. who has designed training and best practices documents for numerous industries.

The Everyday Life of Global Finance - Saving and Borrowing in Anglo-America (Hardcover): Paul Langley The Everyday Life of Global Finance - Saving and Borrowing in Anglo-America (Hardcover)
Paul Langley
R2,392 Discovery Miles 23 920 Ships in 10 - 15 working days

Grounded in literature from the sociology of finance and international political economy, and informed by extensive empirical research, The Everyday Life of Global Finance explores the unprecedented relationships that now bind Anglo-American society with the financial markets. As mutual funds have increased in popularity and pension provision has been transformed, many more individuals and households have come to invest in stocks and shares. As consumer borrowing has risen dramatically and mortgage finance has embraced those deemed sub-prime, so the repayments of credit card holders and mortgagors have provided the basis for the issue and trading of bonds and other market instruments.
The Everyday Life of Global Finance is an ambitious and innovative contribution to our understanding of the contemporary financial world. It shows how financial market networks have come to extend well beyond Wall Street and the City of London, becoming embedded and embodied in routine saving and borrowing in the US and UK. Society's new-found relationships with the markets are also shown, however, to be marked by stark inequalities, manifest contradictions, and political dissent.

Rapid Credit Growth in Central and Eastern Europe - Endless Boom or Early Warning? (Hardcover): Charles Enoch Rapid Credit Growth in Central and Eastern Europe - Endless Boom or Early Warning? (Hardcover)
Charles Enoch; Edited by I. Ă–tker-Robe
R2,565 Discovery Miles 25 650 Ships in 12 - 17 working days

This book represents the latest developments and policy debate on a very current issue: the rapid growth of banking sector credit to the private sector, which continues to occupy the minds of academics and policymakers alike in many Central and Eastern European (CEE) countries. The contributions, from the representatives of international organizations and monetary and supervisory authorities of a number of Western and CEE countries, discuss ways to assess and respond to excessive credit growth. Case studies represent the challenges faced by policymakers in dealing with rapid credit growth, providing useful lessons for other countries experiencing a similar phenomenon.

A Culture of Everyday Credit - Housekeeping, Pawnbroking, and Governance in Mexico City, 1750-1920 (Paperback): Marie Eileen... A Culture of Everyday Credit - Housekeeping, Pawnbroking, and Governance in Mexico City, 1750-1920 (Paperback)
Marie Eileen Francois
R926 Discovery Miles 9 260 Ships in 10 - 15 working days

Pawning was the most common credit mechanism in Mexico City in the nineteenth century. A diverse, largely female pawning clientele from lower- and middle-class households regularly secured small consumption loans by hocking household goods. A two-tiered sector of public and private pawnbrokers provided collateral credit. Rather than just providing emergency subsistence for the poor, pawnbroking facilitated consumption by Creole and mestizo middle sectors of Mexican society and enhanced identity formation for those in middling households by allowing them to cash in on material investments to maintain status during lean times. "A Culture of Everyday Credit" shows how Mexican women have depended on credit to run their households since the Bourbon era and how the collateral credit business of pawnbroking developed into a profitable enterprise built on the demand for housekeeping loans as restrictions on usury waned during the nineteenth century.

Pairing the study of household consumption with a detailed analysis of the rise of private and public pawnbroking provides an original context for understanding the role of small business in everyday life. Marie Eileen Francois weighs colonial reforms, liberal legislation, and social revolution in terms of their impact on households and pawning businesses.

Based on evidence from pawnshop inventories, censuses, legislation, petitions, literature, and newspapers, "A Culture of Everyday Credit" portrays households, small businesses, and government entities as intersecting arenas in one material world, a world strapped for cash throughout most of the century and turned upside down during the Mexican Revolution.

Cooperatives & Payment Schemes - Lessons from Theory & Examples from Danish Agriculture (Paperback): Peter Bogetoft, Henrik... Cooperatives & Payment Schemes - Lessons from Theory & Examples from Danish Agriculture (Paperback)
Peter Bogetoft, Henrik Ballebye Olesen
R781 R692 Discovery Miles 6 920 Save R89 (11%) Ships in 12 - 17 working days

The book develops an economic framework for assessing different cooperative payment schemes.

Reforming Collateral Laws to Expand Access to Finance (Paperback): Heywood Fleisig, Mehnaz Safavian, Nuria De La Pena Reforming Collateral Laws to Expand Access to Finance (Paperback)
Heywood Fleisig, Mehnaz Safavian, Nuria De La Pena
R561 Discovery Miles 5 610 Ships in 12 - 17 working days

Most readers, especially those with car loans or home mortgages, know about 'collateral' property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit markets with their excessive collateral requirements. Usually, this is because only some property is acceptable as collateral: large holdings of urban real estate and, sometimes, new motor vehicles. Microenterprises, SMEs, and the poor have little of this property but they do have an array of productive assets that could easily be harnessed to serve as collateral. It is only the legal framework which prevents firms from using these assets to secure loans. In countries with reformed laws governing collateral, property such as equipment, inventory, accounts receivable, and livestock are considered excellent collateral. This book aims to better equip project managers to implement reforms to the legal and institutional framework for collateral (secured transactions). It discusses the importance of movable property as a source of collateral for firms, the relationship between the legal framework governing movable assets and the financial sector consequences for firms (better loan terms, increased access, more competitive financial sector), and how reforms can be put in place to change the lending environment."

Enterprise Size, Financing Patterns, and Credit Constraints in Brazil - Analysis of Data from the Investment Climate Assessment... Enterprise Size, Financing Patterns, and Credit Constraints in Brazil - Analysis of Data from the Investment Climate Assessment Survey (Paperback, New)
Anjali Kumar, Manuela Francisco
R281 Discovery Miles 2 810 Ships in 12 - 17 working days

'Enterprise Size, Financing Patterns, and Credit Constraints in Brazil' investigates the importance of firm size with respect to accessing credit. The principal findings are that size strongly affects access to credit compared to firm performance, and other factors, such as management education, location or the industrial sector to which the firm belongs. Additional findings are that the impact of size on access to credit is greater for longer term loans and that public financial institutions are more likely to lend to large firms. Finally, financial access constraints may have a less significant differential impact across firms of different sizes than other constraints, though cost of finance as a constraint is very important.

CreditRisk+ in the Banking Industry (Hardcover, 2004 ed.): Matthias Gundlach, Frank Lehrbass CreditRisk+ in the Banking Industry (Hardcover, 2004 ed.)
Matthias Gundlach, Frank Lehrbass
R3,122 Discovery Miles 31 220 Ships in 10 - 15 working days

CreditRisk+ is an important and widely implemented default-mode model of portfolio credit risk, based on a methodology borrowed from actuarial mathematics. This book gives an account of the status quo as well as of new and recent developments of the credit risk model CreditRisk+, which is widely used in the banking industry. It gives an introduction to the model itself and to its ability to describe, manage and price credit risk. The book is intended for an audience of practitioners in banking and finance, as well as for graduate students and researchers in the field of financial mathematics and banking. It contains carefully refereed contributions from experts in the field, selected for mutual consistency and edited for homogeneity of style, notation, etc. The discussion ranges from computational methods and extensions for special forms of credit business to statistical calibrations and practical implementations. This unique and timely book constitutes an indispensable tool for both practitioners and academics working in the evaluation of credit risk.

From Buildings and Loans to Bail-Outs - A History of the American Savings and Loan Industry, 1831-1995 (Hardcover, New): David... From Buildings and Loans to Bail-Outs - A History of the American Savings and Loan Industry, 1831-1995 (Hardcover, New)
David L. Mason
R2,575 Discovery Miles 25 750 Ships in 10 - 15 working days

For most Americans, the savings and loan industry is defined by the fraud, ineptitude and failures of the 1980s. However, these events overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s savings and loans, then known as building and loans, encourage their working-class members to adhere to the principles of thrift and mutual co-operation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry from its origins as a movement of a loosely affiliated collection of institutions into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic Americans and African Americans, used thrifts to improve their lives and elevate their positions in society. Finally the overall historical perspective sheds new light on the events of the 1980s and analyses the efforts to rehabilitate the industry in the 1990s.

Measuring and Managing Credit Risk (Hardcover, Ed): Arnaud De Servigny, Olivier Renault Measuring and Managing Credit Risk (Hardcover, Ed)
Arnaud De Servigny, Olivier Renault
R1,782 R1,391 Discovery Miles 13 910 Save R391 (22%) Ships in 10 - 15 working days


Todays most complete, up-to-date reference for controlling credit risk exposure of all types, in every environment


While credit risk may be the oldest source of risk in the financial markets, todays fastchanging regulations and transformative technologies present investment banks with problems that are new and daunting. The Standard & Poors Guide to Measuring and Managing Credit Risk provides financial professionals with a comprehensive course on all aspects of todays increasingly complex credit risk environment, along with newer tools and strategies they can use to identify, measure, monitor, and control risk.


Moving far beyond the Basel guidelines, this in-depth guide takes a global view of the issue, explaining how credit risk is linked more than ever to markets and how to manage it accordingly. Filled with trusted Standard & Poors data and insight, this hands-on book discusses:



  • Three types of default correlation and how to address each
  • Quantitative approaches for default risk modeling
  • Derivative and securitization techniques for increasing liquidity



Microfinance Poverty Assessment Tool (Paperback, New): Carla Henry, Cecile Lapenu, Manfred Zeller, Manohar Sharma Microfinance Poverty Assessment Tool (Paperback, New)
Carla Henry, Cecile Lapenu, Manfred Zeller, Manohar Sharma
R708 Discovery Miles 7 080 Ships in 12 - 17 working days

The Microfinance Poverty Assessment Tool was developed as a much-needed tool to increase transparency on the depth of outreach of microfinance institutions (MFIs). It is intended to assist donors and investors to integrate a poverty focus into their appraisals and funding of financial institutions through a more precise understanding of the clients served by these institutions. Used in conjunction with an institutional appraisal of financial sustainability, governance, management, staff and systems, a poverty assessment allows for a more holistic understanding of an MFI. The Tool provides accurate data on the poverty levels of MFI clients relative to people living in the same community. It uses a more standardized, globally applicable, and rigorous set of indicators than those used by conventional microfinance targeting tools. The tool employs principal component analysis to construct a multidimensional poverty index that allows the poverty outreach of MFIs to be compared within and across countries. Originally field tested in four countries on three continents, it has subsequently been applied by microfinance donors and MFI networks in numerous other countries. Although the Microfinance Poverty Assessment Tool was designed for microfinance, it can also be used to measure the poverty levels of clients of other development programs.

Bankruptcy, Credit Risk, and High Yield Junk Bonds (Hardcover): E.I. Altman Bankruptcy, Credit Risk, and High Yield Junk Bonds (Hardcover)
E.I. Altman
R3,489 R2,647 Discovery Miles 26 470 Save R842 (24%) Ships in 10 - 15 working days

This is the authoritative collection of the writings of Dr. Edward I. Altman, the world's leading authority on bankruptcy, corporate distress, and defaults, and creator of the widely-used Z-Score model. This book contains both classic and never-before-published articles, along with Altman's comprehensive introduction that places all the articles in context.

The four major and related themes explored here are:
Distress Prediction Models.
Credit Risk Management.
High Yield "Junk" Bonds and Distressed Securities.
Bankruptcy and Firm Valuation.

These articles span more than 30 years of contributions to scholarly and professional publications and for government regulatory and policy considerations. Altman's pioneering works have formed the basis for modern credit risk management procedures and policies by practitioners and regulators, and have motivated and guided works from other scholars around the globe.

The Role of Annuity Markets in Financing Retirement (Paperback): Jeffrey R. Brown, Olivia S. Mitchell, James M Poterba, Mark J.... The Role of Annuity Markets in Financing Retirement (Paperback)
Jeffrey R. Brown, Olivia S. Mitchell, James M Poterba, Mark J. Warshawsky
R961 Discovery Miles 9 610 Ships in 10 - 15 working days

Annuity insurance products help protect retirees against outliving their incomes. Dramatic advances in life expectancy mean that today's retirees must plan on living into their eighties, their nineties, and even beyond. Longer life expectancies are the symbol of a prosperous society, but this progress also means that some retirees will need to plan conservatively and cut back substantially on their living standards or risk living so long that they exhaust their resources. This book examines the role that life annuities can play in helping people protect themselves against such outcomes. A life annuity is an insurance product that pays out a periodic amount for as long as the annuitant is alive, in exchange for a premium. The book begins with a history of life annuity markets during the twentieth century in the United States and elsewhere. It then explores recent trends in annuity pricing and money's worth, as well as the economic value generated for purchasers of these products. The book explains the potential importance of inflation-protected annuities and stock-market-linked variable annuities in providing more complete retirement security. The concluding chapters examine life annuities in various institutional settings and the tax treatment of annuity products.

Mainstreaming Microfinance - How Lending to the Poor Began, Grew and Came of Age in Bolivia (Paperback): Elisabeth Rhyne Mainstreaming Microfinance - How Lending to the Poor Began, Grew and Came of Age in Bolivia (Paperback)
Elisabeth Rhyne
R713 Discovery Miles 7 130 Ships in 12 - 17 working days

* Tells the success story of how microfinance in Latin America lifted whole populations into the financial mainstream* Offers a non-technical, in-depth analysis of the microlending debateSome people tout microfinance as the most important tool now available for fighting poverty while still others doubt its contribution to the "truly" poor. This volume offers a reasoned, moderate voice on the virtues and problems of microfinance. Drawing on the success story of Bolivia, Rhyne traces the transformation of NGOs into formal financial institutions, and examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry.Using participant interviews, Beth Rhyne details how Bolivia s special breed of social entrepreneurs found the keys to unlock the huge unmet demand of informal clients. She explores how these social activists shaped the character of the institutions that now dominate Bolivia s microfinance sector, and traces how these institutions proved that lending to microenterprises could become a commercial business. Rhyne investigates the transformation of NGOs into formal financial institutions, led by the creation of BancoSol, and closely examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry.

Export Credit Agencies - The Unsung Giants of International Trade and Finance (Hardcover): Delio E. Gianturco Export Credit Agencies - The Unsung Giants of International Trade and Finance (Hardcover)
Delio E. Gianturco
R2,776 Discovery Miles 27 760 Ships in 10 - 15 working days

Gianturco examines the roles played by export credit agencies (ECAs) which are specialized financial institutions that cover some $1 trillion of exports each year. In terms of their financial impact on international trade, these agencies are unsurpassed, but rarely do they receive attention in the financial press or broader recognition.

In this book Gianturco uncovers the ECAs--revealing and explaining their history, role, functions, and controversies regarding their missions. There are currently some 90 countries with official ECAs; two-thirds of these countries can be classified as developing or transitional nations; the remainder include the major developed countries. ECAs provide loans, guarantees, insurance, and other financial services to their particular nation's exporters and foreign direct investors. Their contribution to national growth and development both in the United States and abroad is significant, and the special nature of their operations makes them essential to the welfare of countless businesses worldwide. Essential reading for business professionals, scholars, researchers, and students involved with international business and economic development.

Becoming Adult - How Teenagers Prepare For The World Of Work (Paperback, New Ed): Barbara Schneider, Mihaly Csikszentmihalyi Becoming Adult - How Teenagers Prepare For The World Of Work (Paperback, New Ed)
Barbara Schneider, Mihaly Csikszentmihalyi
R734 Discovery Miles 7 340 Ships in 10 - 15 working days

This volume is an examination of how the credit card industry has changed the way Americans buy, loan, and live. It is part history and part expose of the damaging social and political consequences of America's increasing reliance on credit cards. Using original research and consumer interviews, Manning analyzes the growth of the credit card industry and its related businesses by looking at the story of its consumers - the people who use credit for convenience and those who rely on it for financial stability. In addition to providing a consumer history of credit card usage, Robert Manning analyzes the larger societal attitudes toward debt. The history of the credit card industry's expansion is one of the creation of a new class of consumers who utilize credit and its steep interest and penalty rates for economic survival. Manning discusses the societal toll that the credit card nation is placing on the young, the elderly, and all those in search of the good life marketed by the credit card and banking industries.

Strategic Bankruptcy - How Corporations and Creditors Use Chapter 11 to Their Advantage (Paperback, Revised): Kevin J. Delaney Strategic Bankruptcy - How Corporations and Creditors Use Chapter 11 to Their Advantage (Paperback, Revised)
Kevin J. Delaney
R1,008 Discovery Miles 10 080 Ships in 10 - 15 working days

In 1982 Johns-Manville, a major asbestos manufacturer, declares itself insolvent to avoid paying claims resulting from exposure to its products. A year later, Continental Airlines, one of the top ten carriers in the United States, claims a deficit when the union resists plans to cut labor costs. Later still, oil powerhouse Texaco cries broke rather than pay damages resulting from a courtroom defeat by archrival Pennzoil. Bankruptcy, once a term that sent shudders up a manager's spine, is now becoming a potent weapon in the corporate arsenal. In his timely and challenging study, Kevin Delaney explores this profound change in our legal landscape, where corporations with billions of dollars in assets use bankruptcy to achieve specific political and organizational objectives. As a consequence, bankruptcy court is rapidly becoming an arena in which crucial social issues are resolved: How and when will people dying of asbestos poisoning be compensated? Can companies unilaterally break legally negotiated labor contracts? What are the ethical and legal rules of the corporate takeover game? In probing the Chapter 11 bankruptcies of Johns-Manville, Frank Lorenzo's Continental Airlines, and Texaco, Delaney shows that more and more, an array of powerful actors--corporations, commercial creditors, auditors, bond rating agencies and investment bankers--are coming to view bankruptcy as a legitimate business strategy. In each situation, the choice of bankruptcy by these corporate giants was directly influenced by the surrounding business community. In the case of Johns-Manville, carrying appropriate insurance did not prevent its twenty insurance companies from refusing to pay claims. Thanks to shrewdplanning and cooperation from Continental's creditors, not only was the airline able to continue flying in the first week of Chapter 11, but it could also offer the lowest cross-country fare in the market. Texaco's banks nudged their client toward bankruptcy as a way to squeeze it into compliance with banking conventions it had previously bypassed. Strategic Bankruptcy uncovers the ways in which bankruptcy has become a biased political system of allocating scarce resources. Delaney's in-depth investigation of three recent bankruptcies and his searing expose of current corporate practices make this book essential reading for corporate executives, lawyers, legislators, and policymakers.

The International Organization of Credit - States and Global Finance in the World-Economy (Hardcover, New): Randall D. Germain The International Organization of Credit - States and Global Finance in the World-Economy (Hardcover, New)
Randall D. Germain
R3,167 Discovery Miles 31 670 Ships in 10 - 15 working days

Randall Germain explores the international organization of credit in a changing world economy in this book. At the centre of his analysis is the construction of successive international organizations of credit, built around principal financial centers (PFCs) and constituted by overlapping networks of credit institutions, mainly investment, commercial and central banks. A critical historical approach to international political economy (IPE) allows Germain to stress both the multiple roles of finance within the world economy, and the centrality of financial practices and networks for the construction of monetary order. He argues that the private global credit system which has replaced Bretton Woods is anchored unevenly across the world's three principal financial centers: New York, London, and Tokyo. This new balance of power is irrevocably fragmented with respect to relations between states, and highly ambiguous in terms of how power is exercised between public authorities and private financial institutions. Germain's analysis thus suggests that we are living in a period of fragile international monetary order.

The International Organization of Credit - States and Global Finance in the World-Economy (Paperback, New): Randall D. Germain The International Organization of Credit - States and Global Finance in the World-Economy (Paperback, New)
Randall D. Germain
R881 Discovery Miles 8 810 Ships in 10 - 15 working days

Randall Germain explores the changing political economy of finance at the global level. He relates changes in global finance to wider changes in the organization of the international economy, and considers how commercial and investment banks have responded institutionally to these changes. Changes in the institutional organization of credit have rendered traditional policy instruments for controlling credit less useful today than in the past. Germain thus argues that the international organization of credit is likely to be relatively unstable into the twenty-first century, and the role of states within the global credit system will be precarious.

Corporate Bankruptcy - Economic and Legal Perspectives (Paperback, New): Jagdeep S. Bhandari, Lawrence A. Weiss Corporate Bankruptcy - Economic and Legal Perspectives (Paperback, New)
Jagdeep S. Bhandari, Lawrence A. Weiss; Foreword by Richard A. Posner
R1,950 Discovery Miles 19 500 Ships in 10 - 15 working days

This collection is the first comprehensive selection of readings focusing on corporate bankruptcy. Its main purpose is to explore the nature and efficiency of corporate reorganization using interdisciplinary approaches drawn from law, economics, business, and finance. Substantive areas covered include the role of credit, creditors' implicit bargains, nonbargaining features of bankruptcy, workouts of agreements, alternatives to bankruptcy, and proceedings in countries including the United States, United Kingdom, Europe, and Japan. The Honorable Richard A. Posner, Chief Judge of the U.S. Court of Appeals for the Seventh Circuit, offers a foreword to the collection.

Corporate Bankruptcy - Economic and Legal Perspectives (Hardcover): Jagdeep S. Bhandari, Lawrence A. Weiss Corporate Bankruptcy - Economic and Legal Perspectives (Hardcover)
Jagdeep S. Bhandari, Lawrence A. Weiss; Foreword by Richard A. Posner
R4,528 Discovery Miles 45 280 Ships in 10 - 15 working days

This collection is the first comprehensive selection of readings focusing on corporate bankruptcy. Its main purpose is to explore the nature and efficiency of corporate reorganization using interdisciplinary approaches drawn from law, economics, business, and finance. Substantive areas covered include the role of credit, directors' implicit bargains, nonbargaining features of bankruptcy, workouts of agreements, alternatives to bankruptcy, and proceedings in countries other than the United States, including the United Kingdom, Europe, and Japan. The editors' introductions guide readers through each of the six parts, comprised of edited versions of papers combined with editorial notes to reduce the time required to absorb key ideas.

Foundations of Global Financial Markets and Institutions (Hardcover, fifth edition): Frank J. Fabozzi, Frank J. Jones Foundations of Global Financial Markets and Institutions (Hardcover, fifth edition)
Frank J. Fabozzi, Frank J. Jones; Contributions by Francesco A. Fabozzi, Steven V. Mann
R4,121 R3,585 Discovery Miles 35 850 Save R536 (13%) Ships in 9 - 15 working days

A thoroughly revised and updated edition of a textbook for graduate students in finance, with new coverage of global financial institutions. This thoroughly revised and updated edition of a widely used textbook for graduate students in finance now provides expanded coverage of global financial institutions, with detailed comparisons of U.S. systems with non-U.S. systems. A focus on the actual practices of financial institutions prepares students for real-world problems. After an introduction to financial markets and market participants, including asset management firms, credit rating agencies, and investment banking firms, the book covers risks and asset pricing, with a new overview of risk; the structure of interest rates and interest rate and credit risks; the fundamentals of primary and secondary markets; government debt markets, with new material on non-U.S. sovereign debt markets; corporate funding markets, with new coverage of small and medium enterprises and entrepreneurial ventures; residential and commercial real estate markets; collective investment vehicles, in a chapter new to this edition; and financial derivatives, including financial futures and options, interest rate derivatives, foreign exchange derivatives, and credit risk transfer vehicles such as credit default swaps. Each chapter begins with learning objectives and ends with bullet point takeaways and questions.

The Pawnshop in China (Paperback): Chao Yu Yang, T. S. Whelan The Pawnshop in China (Paperback)
Chao Yu Yang, T. S. Whelan; Edited by T. Whelan
R402 Discovery Miles 4 020 Ships in 12 - 17 working days

The Ch'ing dynasty witnessed a phenomenal rise in the number of pawnshops in China. By the early nineteenth century there were almost 25,000 of them, and pawnbroking yielded a higher rate of return on investment than did land. The Ch'ing also saw this industry in decline, its exponential growth a victim of the Taiping Rebellion and rapidly developing Shansi banks. Yet, in republican times the pawnshop was still common in city and countryside alike. Furthermore, it was to live on after Liberation. But when the People's Bank of China opened Citizens' Petty Loan Offices in the early 1950s in order to furnish workers and peasant with low-interest loans, and when the transformation of private enterprise occurred in 1956, the last of the pawnbrokers, holding out in urban areas such as Shanghai, were forced to close their doors, and the pawnshop ceased to exist on the mainland. Its life had spanned almost fifteen hundred years. On Taiwan, however, the institution survives—there were 750 pawnshops on the island in 1974—as it does in most overseas Chinese communities. This volume is a translation of Yang's Chung-kuo tien-tang yeh, which examines pawnshops during late imperial and Republican China. T. S. Whelan provides a historical introduction and critical annotations.

Basic Statistics for Risk Management in Banks and Financial Institutions (Hardcover): Arindam Bandyopadhyay Basic Statistics for Risk Management in Banks and Financial Institutions (Hardcover)
Arindam Bandyopadhyay
R2,922 Discovery Miles 29 220 Ships in 10 - 15 working days

The book provides an engaging account of theoretical, empirical, and practical aspects of various statistical methods in measuring risks of financial institutions, especially banks. In this book, the author demonstrates how banks can apply many simple but effective statistical techniques to analyze risks they face in business and safeguard themselves from potential vulnerability. It covers three primary areas of banking; risks-credit, market, and operational risk and in a uniquely intuitive, step-by-step manner the author provides hands-on details on the primary statistical tools that can be applied for financial risk measurement and management. The book lucidly introduces concepts of various well-known statistical methods such as correlations, regression, matrix approach, probability and distribution theorem, hypothesis testing, value at risk, and Monte Carlo simulation techniques and provides a hands-on estimation and interpretation of these tests in measuring risks of the financial institutions. The book strikes a fine balance between concepts and mathematics to tell a rich story of thoughtful use of statistical methods.

Introduction to Mortgages and Mortgage Backed Securities (Hardcover): Richard K Green Introduction to Mortgages and Mortgage Backed Securities (Hardcover)
Richard K Green
R2,653 Discovery Miles 26 530 Ships in 10 - 15 working days

In "Introduction to Mortgages & Mortgage Backed Securities, " author Richard Green combines current practices in real estate capital markets with financial theory so readers can make intelligent business decisions. After a behavioral economics chapter on the nature of real estate decisions, he explores mortgage products, processes, derivatives, and international practices. By focusing on debt, his book presents a different view of the mortgage market than is commonly available, and his primer on fixed-income tools and concepts ensures that readers understand the rich content he covers. Including commercial and residential real estate, this book explains how the markets work, why they collapsed in 2008, and what countries are doing to protect themselves from future bubbles. Green's expertise illuminates both the fundamentals of mortgage analysis and the international paradigms of products, models, and regulatory environments.
Written for buyers of real estate, not mortgage lenders Balances theory with increasingly complex practices of commercial and residential mortgage lendingEmphasizes international practices, changes caused by the 2008-11 financial crisis, and the behavioral aspects of mortgage decision making

Free Delivery
Pinterest Twitter Facebook Google+
You may like...
English Economic Thought in the…
Seiichiro Ito Hardcover R3,833 Discovery Miles 38 330
Monetary Plurality in Local, Regional…
Georgina M. Gomez Hardcover R4,347 Discovery Miles 43 470
Applied credit management
P Jordaan, C. Jordaan Paperback R490 R453 Discovery Miles 4 530
Acquiring Card Payments
Ilya Dubinsky Paperback R1,334 Discovery Miles 13 340
Fintech, Small Business & the American…
Karen G. Mills Hardcover R993 R749 Discovery Miles 7 490
Finance - The Basics
Erik Banks Hardcover R2,619 Discovery Miles 26 190
The Growth of Islamic Banking in…
Sigit Pramono, Yasushi Suzuki Paperback R1,202 Discovery Miles 12 020
Funny Money - In Search of Alternative…
David Boyle Paperback R217 R163 Discovery Miles 1 630
The Economics of Cryptocurrencies
J. Mark Munoz, Michael Frenkel Paperback R1,196 Discovery Miles 11 960
Advanced Credit Risk - Analysis And…
C Joseph Hardcover  (2)
R1,902 Discovery Miles 19 020

 

Partners