Your cart is empty
Small businesses are the backbone of the U.S. economy. They are the biggest job creators and offer a path to the American Dream. But for many, it is difficult to get the capital they need to operate and succeed. In the Great Recession, access to capital for small businesses froze, and in the aftermath, many community banks shuttered their doors and other lenders that had weathered the storm turned to more profitable avenues. For years after the financial crisis, the outlook for many small businesses was bleak. But then a new dawn of financial technology, or "fintech," emerged. Beginning in 2010, new fintech entrepreneurs recognized the gaps in the small business lending market and revolutionized the customer experience for small business owners. Instead of Xeroxing a pile of paperwork and waiting weeks for an answer, small businesses filled out applications online and heard back within hours, sometimes even minutes. Banks scrambled to catch up. Technology companies like Amazon, PayPal, and Square entered the market, and new possibilities for even more transformative products and services began to appear. In Fintech, Small Business & the American Dream, former U.S. Small Business Administrator and Senior Fellow at Harvard Business School, Karen G. Mills, focuses on the needs of small businesses for capital and how technology will transform the small business lending market. This is a market that has been plagued by frictions: it is hard for a lender to figure out which small businesses are creditworthy, and borrowers often don't know how much money or what kind of loan they need. New streams of data have the power to illuminate the opaque nature of a small business's finances, making it easier for them to weather bumpy cash flows and providing more transparency to potential lenders. Mills charts how fintech has changed and will continue to change small business lending, and how financial innovation and wise regulation can restore a path to the American Dream. An ambitious book grappling with the broad significance of small business to the economy, the historical role of credit markets, the dynamics of innovation cycles, and the policy implications for regulation, Fintech, Small Business & the American Dream is relevant to bankers, fintech investors, and regulators; in fact, to anyone who is interested in the future of small business in America.
In May 2017, Alan Pickering won the award for the `Greatest Single Contribution to Occupational Pensions (1998-2017)' at the Professional Pensions UK Pension Awards. It was a well-received tribute to the role he had played for more than twenty years. The Pickering Report, commissioned by the Blair government, had been a blunt, brutally honest and pragmatic assessment of what needed to be done if Britain's leadership position in occupational pensions was to be maintained. In this biography, Paddy Briggs, who worked closely with the subject, focuses on the world of pensions and Pickering's leading role in it. But the story is broader and more human than the highly technical world of retirement benefits. Pickering is a baby boomer who grew up in modest circumstances in the City of York. As a child, he was diagnosed with a degenerative eyesight disease, and by his twenties he was totally blind. His disability became more of a spur to ambition and accomplishment than a restraint. This included athletic achievements such as running marathons and being a serious participant in competitive race walking. He has reached the highest levels in the world of financial services and also became a well-known racehorse owner and a vice-president of the Racehorse Owners Association.
Increase profit and limit risk with swing trading basics Swing trading is all about riding the momentum of brief price changes in trending stocks. Although it can be risky, swing trading is popular for a reason, and Swing Trading For Dummies, 2nd Edition, will show you how to manage the risk and navigate the latest markets to succeed at this lucrative trading strategy. In this updated edition, you'll find expert guidance on new accounting rules, the 2018 tax law, trading in international markets, algorithmic trading, and more. Plus, learn about the role social media now plays in moving asset prices, and how you can tap into online trends to ride price swings. Understand money management, journal keeping, and strategy planning Focus on fundamental analysis to increase your chance of success Evaluate companies to screen for under- or overvalued stocks Develop and implement your trading plan and calculate performance Starting from the basic differences between swing trading and other trading styles and progressing through plain-English explanations of more advanced topics like charts and reporting standards, Swing Trading For Dummies will help you maintain and grow your assets with swing trading in any market!
Look to the stars for a whole new approach to market cycle forecasting
"A Trader's Guide to Financial Astrology" is the definitive guide to trading market cycles based on astrological data. Written by a highly-respected technical analyst, this book makes the connection between the movements of planets and the volatility of the market. Readers can draw upon one hundred years of historical data as they learn how to spot correlations from the past, and refer to planetary and lunar data for the next five years as they shape their own strategy. The book covers the principles of astrological forecasting as applied to the financial markets, explaining what to watch for and how to interpret planetary and lunar activity, plus expert insight on everyday practical application.
A study by the Federal Reserve Bank of Atlanta determined that the U.S. stock markets tend to be negatively affected by geomagnetic storms, and the Royal Bank of Scotland demonstrated that a trading system based on the phases of the moon would have outperformed the market. "A Trader's Guide to Financial Astrology" shows traders how to tap into the planetary forces that influence market activity. Readers will: Learn how planetary and lunar movements relate to the financial marketsDraw upon 100 years of historic correlations and five years of forecast dataForecast long-term and short-term activity based on planetary relationships and lunar movementEnter the markets at key turning points, using price patterns and other tools
When integrated with technical trading patterns, astrology can be an effective way of shifting perspective and approaching the market differently. For traders who have always wanted to know what to do when Mercury is in retrograde or the moon is new, "A Trader's Guide to Financial Astrology" provides information and insight from a leading market educator.
If you like your smartphone or your widescreen TV, your car or your pension, then, whether you know it or not, you are a fan of Wall Street. William D. Cohan, bestselling author of House of Cards, has long been critical of the bad behaviour that plagued much of Wall Street in the years leading up to the 2008 financial crisis, and, as an ex-banker, he is an expert on its inner workings as well. But in recent years he has become alarmed by the vitriol directed at the bankers, traders and executives who keep the wheels of our economy turning. Why Wall Street Matters is a timely and trenchant reminder of the dire consequences for us all if the essential role these institutions play in making our lives better is carelessly curtailed.
The recognizance rolls of Ipswich are a register of titles to property in the borough and are among the most varied and interesting of the courts records. They begin in the late thirteenth century and extend, in a series of files and leger-books, through to the Victorian age. Their texts comprise abstracts and copies of private deeds, testaments proved in the borough court, and grants of common soil. The careful description of properties, including ownership of neighbouring tenements, and the naming of parishes, streets, and landmarks, makes them a source of great historical and topographical interest. The early part of the series is well preserved, and its continuity allows us to follow the fortunes of individuals and of families in some detail. We can observe in these gifts, bequests, and exchanges the recruitment of the burghal community and the affiliations of its members. It also offers a varied picture of the borough court at work, both as a tribunal and as an administrative office. The contents of the first twenty-one rolls are presented in an English paraphrase that takes account of all significant variations in the original Latin, and also indicates the clerk's marginal notes and memoranda.
Longlisted for the FT and McKinsey Business Book of the Year Award 2015. In September 2008, HBOS, with assets larger than Britain's GDP, was on the edge of bankruptcy. Its collapse would have created the biggest economic crisis since the 1930s and a major political disaster for the Labour government. With the help and support of Gordon Brown, HBOS was rescued by Lloyds TSB, one of the country's strongest banks, in circumstances that have since become the stuff of City legend. In the highly acclaimed Black Horse Ride, veteran financial journalist Ivan Fallon brings together the accounts of all the power players involved in this dramatic saga for the first time, including the key roles played by the Governor of the Bank of England, the Prime Minister and the Treasury. Through a compelling cast of prominent bankers, politicians and investors, Fallon reveals what really occurred in the aftermath of the crash of Lehman Brothers, perhaps the worst single day in banking history.
A reader-friendly guide to the inner workings and behind-the-scenes action of Silicon Valley and venture capitalism. Investigative reporter Gary Rivlin gives an armchair tour of the world of venture capitalism, while providing vivid case studies illustrating how to get started in the field. He shows how once-small companies such as Facebook, Instagram, and Amazon used venture capitalism to transform into the icons they are today, and the VCs that made a fortune in the process. Readers will learn what series funding is, the difference between an angel and super angel investor, and how to go about identifying ideas worthy of funding. Becoming a Venture Capitalist is not only an exclusive look into the world of legendary venture firms-as well as stories of their most interesting characters, including Peter Thiel, Reid Hoffman, and Mark Zuckerberg-but a wonderful guide on how to break into a seemingly impenetrable world.
The most up-to-date guide available to making money in the exploding field of real estate appraisal
Not everyone who makes money in real estate is selling houses. Given the continued real estate boom, real estate appraisers are in high demand. "How to Get Started in the Real Estate Appraisal Business gives future appraisers all the information to get started making money in this lucrative field. Dan Nahorney helps readers prepare for the tests and get certified, maximize their earnings, and even go into business for themselves. With top-notch advice from recognized experts, step-by-step guidance, and powerful resources, this book is a must-have for anyone thinking about becoming an appraiser.
""How to Get Started in the Real Estate Appraisal Business is a straightforward manual for anyone considering a career in real estate valuation. Complete with a glossary and an overview of state requirements for appraisers, Nahorney offers a wealth of practical information helpful for success in the profession. Enhanced with insights and strategic advice from real-life appraisers, "How to Get Started in the Real Estate Appraisal Business can benefit budding appraisers of all backgrounds."
Dick Powers, MAI, SRA, 2006 President of the Appraisal Institute
"Are you thinking about getting into real estate appraisal and want to learn how to be successful? Reading a copy of "How to Get Started in the Real Estate Appraisal Business is a good place to start. This book is based in part on input from practicing appraisers and offers information that you should know before getting into the business. Nahorney provides a business analysis of the appraisal industry from beginning to end. It's acomplete road map of what to realistically expect, how to get to your goal, and all the steps along the way."
John Ross, CEO, Appraisal Institute
Keen to try your hand at financial spread betting? Perhaps you re already investing in shares and looking for other strategies to maximise your profits. Or maybe you ve just heard the buzz and want to find out what all the fuss is about. Financial spread betting is an exciting tool for investors - a way to make money in up or down markets, without ever having to own a share. Best of all? It is tax and commission free. Perfect for smart, savvy investors like yourself! Financial Spread Betting For Dummies is your one-stop introduction to the world of spread betting. Packed with advice and examples, this guide tells you: * How to get started * Where you can spread bet * Strategies for successful betting * How to evaluate risks (of which there are many!) * What mistakes to avoid
At the age of 26, Warren Buffett founded Buffett Partnership Limited, which lasted from 1956 to 1970. During this time he wrote 33 letters to his small but growing group of partners. These letters chronicle his thoughts, approaches and reflections in the period immediately prior to his Berkshire Hathaway tenure - one that saw an unprecedented record of investing success. This early period was astonishing: in 1968 he beat the Dow by more than 50%. Because Buffett wanted to ensure that his partners understood his process, he wrote letters. In them, he sets out what he termed "ground rules" for investing that remain startlingly relevant today for every type of investor - from beginners to sophisticated pros. Warren Buffett's Ground Rules brings together, for the first time, and with Buffett's blessing, the key investment principles and teachings the letters reveal. Here you will find the basis for Buffett's contrarian diversification strategy, his almost religious celebration of compounding interest and his tactics for bettering market results by at least 10% annually. Quoting extensively and directly from Buffett, equity research expert Jeremy Miller introduces us to the timeless advice the letters contain, demonstrating a set of highly effective investment strategies that continue to resonate today.
In Real Estate Titans, Erez Cohen shares the advice and learnings of the world's leading real estate experts to create a guide for becoming a savvier real estate player. Cohen draws on his experience as a research and teacher's assistant at Wharton Business School with an investment expert--and his mentor--Dr. Peter Linneman. Throughout his career, Cohen has collected first-hand knowledge from meetings with such real estate titans as Ronald Terwilliger, Sam Zell, Joseph Sitt, and numerous others. Cohen wanted to understand how these real estate giants became so successful, so he refined his quest into three critical questions: What inspires these titans to work so hard and reach such extraordinary levels of success? What are the main elements and traits inside of them that propel them to be so grandiose? How have these individuals, who had less resources, succeeded on a much bigger scale than so many of their competitors? Real Estate Titans contains the 7 key lessons distilled from interviews with several of the world's greatest real estate investors. These critical lessons offer insight into the mindset, tactics, and habits that each of the interviewed titans possess. Once you implement these key ideas--which you won't find anywhere else--into your business, it will grow exponentially within a matter of months. Real Estate Titans offers an insider's view into several of the most successful investors on the planet. The book's compelling stories and lessons show why real estate is such a wonderful and important business, and it also offers a roadmap for becoming a world class real estate player.
An accessible, comprehensive analysis of the main principles and rules of banking regulation in the post-crisis regulatory reform era, this textbook looks at banking regulation from an inter-disciplinary perspective across law, economics, finance, management and policy studies. It provides detailed coverage of the most recent international, European and UK bank regulatory and policy developments, including Basel IV, structural regulation, bank resolution and Brexit, and considers the impact on bank governance, compliance, risk management and strategy.
A comprehensive and fully up-to-date introductory textbook to Islamic finance and banking Islamic finance and banking is being used increasingly globally -- especially in the regions of Middle East and North Africa, South East and South Asia. To cater to the need of trained Islamic finance staff, a large number of Educational institutions are beginning to offer courses, majors and minors in Islamic finance and banking. The major challenge faced by these institutions are suitable textbooks for both undergrad and post-grad levels and especially with the relevant instructor resources (PPTs, test bank, practice activities and answer keys). Luckily, Fundamentals of Islamic Finance and Banking is here to cover the most important topics related to Islamic finance and banking (IF&B) that are relevant for students of business, finance and banking. Offers an historical background of Islamic finance Covers the principles of Sharia Law as pertinent to finance and banking Provides in-depth discussion of the six key Islamic banking products: Murabaha, Mudaraba, Musharaka, Ijara, Salam and Istisna Discusses the Islamic insurance (Takaful) Gives an overview of Islamic investment, especially Sukuks Concludes with the global standing of the Islamic Finance and Banking industry Would-be colleges and universities offering this subject as a course within their finance and/or banking program can't be without this invaluable guide.
Get smart about your money and retire in five years "or sooner"!.
Most people are only a few thousand dollars a month away from financial freedom. Financial freedom is not about millions of dollars in the bank--it's simply about generating investment income that exceeds your cost of living. Once you're there, you're financially free!.
"Safe Strategies for Financial Freedom "shows you how to get there, from how to invest wisely and protect what you earn to proven techniques for developing sources of regular income to cover your expenses and achieve financial independence. Inside, you'll discover: . . . The fastest and easiest way to get out of debt without pinching pennies. Simple models that tell you how and whe"n" to invest in stocks, bonds, gold, and real estate. Van Tharp's legendary risk-control techniques--How the world's most profitable investors reduce their risk and leave their wealth-generating potential unlimited. . .
People achieve financial freedom every day--now it's your turn. "Safe Strategies for Financial Freedom "shares the secrets of how you can achieve financial freedom by determining your "financial freedom number," making the right investment moves, and accepting nothing less than absolute success. From its risk-controlling investment strategies to its "Why didn't I think of that?" money-management techniques, you'll learn a financial program designed to make you the master of your money, instead of its slave. . . .
"Financial freedom is within your grasp. In this book, you will learn a simple strategy that will free you forever. Once you start, you'll watch yourself moving closer and closer to financial freedom every month.,"
--From the Preface.
Wealthy folks don't achieve financial freedom by working" for" money. Instead, they have learned the simple rules for making money work for" them"!" Safe Strategies for Financial Freedom "provides the details of innovative yet achievable investment strategies that you can use to build and protect assets your assets in all investment climates. You can then use those assets as sources of regular income that will cover your monthly expenses and provide you with a lifetime of true financial freedom..
Written by world-renowned financial advisors Van K. Tharp, D.R. Barton, and Steve Sjuggerud, who have used these techniques to free themselves and thousands of others from jobs that barely cover expenses, this book describes: . . . Your Personal Financial Freedom Number--How to build passive monthly income that frees you from the workplace . Specific strategies for transforming your assets from money pits to money producers . Stock market strategies that produce profits in all market environments, even major bear markets. . The Max Yield Strategy--A once-a-year system for safe, double-digit profits . Three proven real estate strategies for generating instant equity, long-term income, or both. .
Is your current plan is to spend your life working 50 or more hours a week and then saving your nickels until you retire to a modest, fixed income? You're not alone. But it might surprise you to discover just how many people are now actively taking the steps to achieve financial freedom that are contained in this book..
"Safe Strategies for Financial Freedom" provides you with a safe, specific program for freeing yourself from the workplace forever. It shows you how to seize control of yourfinancial life by investing in those assets that will provide you with steady income until the day when your investment income has surpassed your monthly expenses--and you are, once and for all, financially free. . . . . .
Your plain-English guide to currency trading Currency Trading For Dummies is a hands-on, user-friendly guide that explains how the foreign exchange (ForEx) market works and how you can become a part of it. Currency trading has many benefits, but it also has fast-changing financial-trading avenues. ForEx markets are always moving. So how do you keep up? With this new edition of Currency Trading For Dummies, you'll get the expert guidance you've come to know and expect from the trusted For Dummies brand now updated with the latest information on the topic. Inside, you'll find an easy-to-follow introduction to the global/ForEx market that explains its size, scope, and players; a look at the major economic drivers that influence currency values; and the lowdown on how to interpret data and events like a pro. Plus, you'll discover different types of trading styles and make a concrete strategy and game plan before you act on anything. * Covers currency trading conventions and tools * Provides an insider's look at key characteristics of successful currency traders * Explains why it's important to be organized and prepared * Offers guidance on trading pitfalls to avoid and risk management rules to live by Whether you're just getting started out in the foreign exchange market or an experienced trader looking to diversify your portfolio, Currency Trading For Dummies sets you up for trading success.
The market leading undergraduate investments textbook, "Essentials of Investments," 9e by Bodie, Kane, and Marcus, emphasizes asset allocation while presenting the practical applications of investment theory. The authors have eliminated unnecessary mathematical detail and concentrate on the intuition and insights that will be useful to practitioners throughout their careers as new ideas and challenges emerge from the financial marketplace. The Ninth Edition includes increased attention to changes in market structure and trading technology, while continuing to be organized around one basic theme - that security markets are nearly efficient. Connect is the only integrated learning system that empowers students by continuously adapting to deliver precisely what they need, when they need it, and how they need it, so that your class time is more engaging and effective.
Small companies come with big risk, but potentially life-changing reward Small Stocks, Big Money provides first-hand perspective and insider information on the fast world of microcap investing. In a series of interviews with the superstars of small stocks, you'll learn how to discover the right companies and develop a solid investment strategy with a potentially big payoff. Each chapter includes a short bio of the investor in question, and provides key insight into the lessons learned from the investments that made them millions or in some cases, hundreds of millions. You'll learn each investor's top stock picks, and how they originally chose the investments that became their gold mines. Whether you're a professional investor or a novice, this book is a unique and valuable source of information for anyone interested in the volatile world of small stocks and big money. The smaller the company, the bigger the risk and the bigger the potential payoff. These interviews show you how to avoid or mitigate those risks, and how to choose the stocks with the best potential from the perspective of those who have done it very, very successfully. * Learn the nuances of microcap investing * Read the stories of the pros who have made millions * Gain expert insight from top microcap investors * Avoid the potential pitfalls and reap the big rewards Taking a risk on a small company can lead to tremendous gains when they become an industry giant. The trick is in choosing the company that is likely to follow that trajectory, and allocating your investment appropriately to protect yourself in case of disaster. Small Stocks, Big Money gives you a head start by teaching you what the pros wish they knew then.
The inside story of London's housing crisis, by the award-winning author of Ground Control London is facing the worst housing crisis in modern times, with knock-on effects for the rest of the UK. Despite the desperate shortage of housing, tens, perhaps hundreds of thousands of affordable homes are being pulled down, replaced by luxury apartments aimed at foreign investors. In this ideological war, housing is no longer considered a public good. Instead, only market solutions are considered - and these respond to the needs of global capital, rather than the needs of ordinary people. In politically uncertain times, the housing crisis has become a key driver creating and fuelling the inequalities of a divided nation. Anna Minton cuts through the complexities, jargon and spin to give a clear-sighted account of how we got into this mess and how we can get out of it.
Crucial methods, tactics and tools for successful pension fund management Achieving Investment Excellence offers trustees and asset managers a comprehensive handbook for improving the quality of their investments. With a stated goal of substantially and sustainably improving annual returns, this book clarifies and demystifies important concepts surrounding trustee duties and responsibilities, investment strategies, analysis, evaluation and much more. Low interest rates are making the high cost of future pension payouts fraught with tension, even as the time and knowledge required to manage these funds appropriately increases -- it is no wonder that pensions are increasingly seen as a financial liability. Now more than ever, it is critical that trustees understand exactly what contributes to investment success -- and what detracts from it. This book details the roles, the tools and the strategies that make pension funds pay off. Understand the role of pension funds and the fiduciary duty of trustees Learn the tools and kills you need to build profound and lasting investment excellence Analyse, diagnose and improve investment quality of funds using concrete tools and instruments Study illustrative examples that demonstrate critical implementation and execution advice Packed with expert insight, crucial tools and real-life examples, this book is an important resource for those tasked with governing these. Achieving Investment Excellence provides the expert insight, clear guidance and key wisdom you need to manage these funds successfully.
Despite popular belief, bond and stock investors are not opposites. Stock investors can apply bond strategies to safeguard returns. And bond investors can do better using a stock selection strategy designed to improve the portfolio's income distribution. This book will teach you to look at stocks through the lens of a bond buyer, and vice versa.
Investors are placing increased emphasis on capital allocation methods to achieve their desired social, environmental and financial objectives, and are targeting investments that not only facilitate economic growth in countries around the world but also do good in terms of aiding human development - from cleaner environments to safer products and better employment practices. At the same time, there is considerable evidence that if companies adhere to ESG (Environment, Social, Governance) standards, they will outperform companies who do not.
But how do individuals - rather than institutional investors - invest using ESG criteria? And just how complex are the procedures? This new book, written by investment guru Mark Mobius and his expert team, is full of entertaining and informative anecdotes from the authors' day-to-day experiences in the world of sustainable investment.
Readers will gain a clearer understanding of what sustainable investment actually means, the positive effects it can have on businesses and societies, what to look for in order to identify sound and sustainable investment opportunities, and how to balance sustainable investing with good returns.
The untold story of how FDR did the unthinkable to save the American economy The American economy is strong in large part because nobody believes that America would ever default on its debt. Yet in 1933, Franklin D. Roosevelt did just that, when in a bid to pull the country out of depression, he depreciated the US dollar in relation to gold, effectively annulling all debt contracts. From FDR (TM)s order for Americans to sell all their gold holdings to the government to the Supreme Court confrontation that threatened to finish the New Deal, American Default provides a compelling account of the economic and legal drama that embroiled a nation.
You may like...
Behavioral Finance - Psychology…
Richard Deaves, Lucy Ackert Hardcover
Tax Workbook 2019
Lindsay D. Mitchell, M. Nieuwoudt, … Paperback
Mr Bitcoin - How I Became A Millionaire…
Mpho Dagada Paperback
Group Statements: Volume 1
C.S. Binnekade, Z.R. Koppeschaar, … Paperback (3)
R675 Discovery Miles 6 750
A Student's Approach To Income Tax…
A. Oosthuizen, Aletta Koekemoer, … Paperback (3)
Manage Your Money Like A F*cking Grownup…
Sam Beckbessinger Paperback (3)
7 Secrets to Investing Like Warren…
Sean Seah Paperback
How To Get A SARS Refund
Daniel Baines Paperback (3)
How Much Is Enough? - Maximising Wealth…
Andrew Bradley, Arun Abey, … Paperback (3)
Smart Woman - How To Gain Financial…
Sylvia Walker Paperback (5)