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Books > Business & Economics > Finance & accounting > Finance
'The definitive account of the history of poverty finance' -
Susanne Soederberg Finance, mobile and digital technologies - or
'fintech' - are being heralded in the world of development by the
likes of the IMF and World Bank as a silver bullet in the fight
against poverty. But should we believe the hype? A Critical History
of Poverty Finance demonstrates how newfangled 'digital financial
inclusion' efforts suffer from the same essential flaws as earlier
iterations of neoliberal 'financial inclusion'. Relying on
artificially created markets that simply aren't there among the
world's most disadvantaged economic actors, they also reinforce
existing patterns of inequality and uneven development, many of
which date back to the colonial era. Bernards offers an astute
analysis of the current fintech fad, contextualised through a
detailed colonial history of development finance, that ultimately
reveals the neoliberal vision of poverty alleviation for the pipe
dream it is.
In this book, I am going to show you everything you need to know:
1. Exactly how to set up your own portfolio of dividend stocks
2. Where to open up a brokerage account
3. How to never pay a commission when you buy or sell a stock
4. Which dividend stocks are the safest
5. Which dividend stocks to avoid (don't start investing until you read
this)
6. How to super-charge your returns
7. How to profit from a bear market
And much, much more...
This book is not deep research work, as I am not a Ph.D. professor at
any international university.
I was a teacher. I was also a real estate investor. And now I am a
fulltime writer. Nevertheless, I am also research addicted reading two
books per month.
Moreover, as I studied Macroeconomics, I found out that the world has
been threatened by a new virus, the decentralized digital virus.
Metaverse, Decentraland, blockchain, bitcoin standard, smart contracts,
protocols, nodes, tokens, and halvings suddenly invaded my eyes with
such a power that I had to understand what the hell was that about. If
you do not know what these concepts are, you are in the right place.
Some of these articles are controversial, others you might agree with,
but most of them try to explain how the world is shifting into a fully
digital mode.
Central banks and governments are trying to keep the boat afloat in a
perfect MMT style, while politicians still do not quite understand how
the moneyprinting machine works. They keep saying we need raise taxes
to pay the debt when the government is the only issuer, so it cannot
become insolvent.
With deflationary pressure from technological innovations, the need for
fresh money puts central banks in the red to control inflation.
Covid-19 hit hard on every economy, but only the issuers can control
the orchestra. Straightforwardly, as a non-native writer, I will try to
give you a perspective about how the world is changing, from analog to
digital, from the real world to the metaverse, with a fascinating
silent war between centralized money printing power and decentralized
fully digital crypto ecosystems.
Public Finance is a part of multi-disciplinary scientific field
focusing on challenging issues that are significantly important for
the common good of humanity. Since the appearance of the states,
public goods, public services, and public policies have been
developed for the wealth and goodness of people all over the world.
Although the privatization process has gained significant speed
since the era of Neoliberalism, the state power collaborating with
international monitoring institutions to struggle against
challenging issues is needed now more than ever. Therefore, public
economics should be focused on the new challenging issues such as
pandemics, global warming and climate changes. This book evaluates
the economic and social impacts of new challenging issues in public
economics. The new challenging issues in public economics, such as
global warming and the global pandemic, have directly affected the
world economy in terms of the economic units, institutions and
social life. Therefore, this book is appropriate for social science
scholars, government officials, policy makers and, businessmen of
international companies that focused on environmental policies, and
more.
Crypto is red-hot right now.
Media outlets are giving crypto unprecedented airtime while the general
public has been captivated by the staggering price rises seen across
the board. When measured in US dollar terms, Bitcoin ballooned by over
10 times in the 2017 calendar year alone.
Beyond the tremendous increases in value, crypto has received so much
attention because of the challenging questions it raises about money
and the role of central authorities such as banks and governments -
roles which were taken for granted in the past.Before the start of the
crypto revolution, government-issued banknotes and coins seemed to be
the only conceivable forms of money. We had never known any other way
in our lifetime, nor in that of our parents.
Fast-forward to today, and many members of the crypto community
ardently believe that crypto is destined to replace government-issued
money, just as the personal computer replaced the typewriter. If this
vision is even halfright, the implications are hard to overstate. At
the very least, crypto promises to substantially weaken the monopoly
power of centralized institutions.
But these are still early days for crypto. And most members of the
public find crypto to be, well, cryptic. As United States Senator
Thomas Carper said: "Virtual currencies, perhaps most notably Bitcoin,
have captured the imagination of some, struck fear among others, and
confused the heck out of the rest of us."1 Perhaps some readers can
relate to that sentiment.
Truthfully, few people have an accurate understanding of how crypto
works, and many are highly skeptical. The Crypto Intro has been written
to explain everything and respond to the tough crypto questions.But we
may be getting ahead of ourselves. Before taking a look at how crypto
functions, let's make sure we understand what we're talking about.
This book assesses the role of the doctrine of insurable interest
within modern insurance law by examining its rationales and
suggesting how shortcomings could be fixed. Over the centuries,
English law on insurable interest - a combination of statutes and
case law - has become complex and unclear. Other jurisdictions have
relaxed, or even abolished, the requirement for an insurable
interest. Yet, the UK insurance industry has overwhelmingly
supported the retention of the doctrine of insurable interest. This
book explores whether the traditional justifications for the
doctrine - the policy against wagering, the prevention of moral
hazard and the doctrine's relationship with the indemnity principle
- still stand up to scrutiny and argues that, far from being
obsolete, they have acquired new significance in the global
financial markets and following the liberalisation of gambling. It
is also argued that the doctrine of insurable interest is an
integral part of a system of insurance contract law rules and
market practice. Rather than rejecting the doctrine, the book
recommends a recalibration of insurable interest to afford better
pre-contractual transparency to a proposer as to the suitability of
the policy to his or her interest in the subject-matter to be
insured. Providing a powerful defence for the retention of
insurable interest, this book will appeal to both academics and
practitioners working in the field of insurance law.
From an Islamic perspective, although the ownership of wealth is
with God, humans are gifted with wealth to manage it with the
objective of benefiting the human society. Such guidance means that
wealth management is a process involving the accumulation,
generation, purification, preservation and distribution of wealth,
to be conducted carefully in permissible ways. This book is the
first to lay out a coherent framework on how wealth management
should be conducted in compliance with guiding principles from
edicts of a major world religion. The book begins by defining
wealth from both a secular perspective, and an Islamic perspective,
before describing how wealth needs to be earned in lawful ways,
preserved and used to benefit the needs of community, with a small
part of the wealth given away to charity, and the remainder managed
in accordance with laws and common practices, as established by a
majority consensus of scholars of the religion in historical times.
Each section of the book has relevant chapters that discuss the
theory, as well as the application and the challenges in Islamic
wealth management in real and financial markets. This book will
appeal to students and researchers of Islamic wealth management,
certainly Islamic economics and finance in general; policy makers;
and a range of industry practitioners, such as investment managers,
financial planners, accountants and lawyers.
An Economist Best Book of the Year A Financial Times Best Book of
the Year A Foreign Affairs Best Book of the Year A ProMarket Best
Political Economy Book of the Year One of The Week's Ten Best
Business Books of the Year A cutting-edge look at how accelerating
financial change, from the end of cash to the rise of
cryptocurrencies, will transform economies for better and worse. We
think we've seen financial innovation. We bank from laptops and buy
coffee with the wave of a phone. But these are minor miracles
compared with the dizzying experiments now underway around the
globe, as businesses and governments alike embrace the
possibilities of new financial technologies. As Eswar Prasad
explains, the world of finance is at the threshold of major
disruption that will affect corporations, bankers, states, and
indeed all of us. The transformation of money will fundamentally
rewrite how ordinary people live. Above all, Prasad foresees the
end of physical cash. The driving force won't be phones or credit
cards but rather central banks, spurred by the emergence of
cryptocurrencies to develop their own, more stable digital
currencies. Meanwhile, cryptocurrencies themselves will evolve
unpredictably as global corporations like Facebook and Amazon join
the game. The changes will be accompanied by snowballing
innovations that are reshaping finance and have already begun to
revolutionize how we invest, trade, insure, and manage risk. Prasad
shows how these and other changes will redefine the very concept of
money, unbundling its traditional functions as a unit of account,
medium of exchange, and store of value. The promise lies in greater
efficiency and flexibility, increased sensitivity to the needs of
diverse consumers, and improved market access for the unbanked. The
risk is instability, lack of accountability, and erosion of
privacy. A lucid, visionary work, The Future of Money shows how to
maximize the best and guard against the worst of what is to come.
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