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Books > Business & Economics > Business & management > E-commerce
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The Future of Money - How the Digital Revolution Is Transforming Currencies and Finance (Hardcover)
Loot Price: R794
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The Future of Money - How the Digital Revolution Is Transforming Currencies and Finance (Hardcover)
Expected to ship within 12 - 17 working days
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An Economist Best Book of the Year A Financial Times Best Book of
the Year A Foreign Affairs Best Book of the Year A ProMarket Best
Political Economy Book of the Year One of The Week's Ten Best
Business Books of the Year A cutting-edge look at how accelerating
financial change, from the end of cash to the rise of
cryptocurrencies, will transform economies for better and worse. We
think we've seen financial innovation. We bank from laptops and buy
coffee with the wave of a phone. But these are minor miracles
compared with the dizzying experiments now underway around the
globe, as businesses and governments alike embrace the
possibilities of new financial technologies. As Eswar Prasad
explains, the world of finance is at the threshold of major
disruption that will affect corporations, bankers, states, and
indeed all of us. The transformation of money will fundamentally
rewrite how ordinary people live. Above all, Prasad foresees the
end of physical cash. The driving force won't be phones or credit
cards but rather central banks, spurred by the emergence of
cryptocurrencies to develop their own, more stable digital
currencies. Meanwhile, cryptocurrencies themselves will evolve
unpredictably as global corporations like Facebook and Amazon join
the game. The changes will be accompanied by snowballing
innovations that are reshaping finance and have already begun to
revolutionize how we invest, trade, insure, and manage risk. Prasad
shows how these and other changes will redefine the very concept of
money, unbundling its traditional functions as a unit of account,
medium of exchange, and store of value. The promise lies in greater
efficiency and flexibility, increased sensitivity to the needs of
diverse consumers, and improved market access for the unbanked. The
risk is instability, lack of accountability, and erosion of
privacy. A lucid, visionary work, The Future of Money shows how to
maximize the best and guard against the worst of what is to come.
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